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Asakabank auto loans

Rates as of 23.10.2026More details

All Asakabank auto loans on one page: 14 loans. Each shows rates by term, down payment, amount and the conditions from the bank website.

Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.

A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.

Auto loans 14

Auto loan UzAuto Motors

PurposePurchase of passenger cars produced by JSC “UzAuto Motors” (Damas, Onix, Labo, Captiva, Tracker, Tahoe) on the primary market
Available toCitizens of Uzbekistan aged 18-65; processed at Asakabank banking service centers or at UzAuto Motors dealers
Rate (main case) 0%/year0% per annum for 36 months with a 25% contributionper the calculator on the page; modifications at non-discounted prices are included (contracts of the «SB» batch)
Lowest rate 0%/yearfrom 0%
Highest rate 0%/year0% per calculator
Minimum amount 50 000 000 UZSfrom 50 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the value; with official income, up to 2 loans with a total amount of up to 1 bn UZSIn API max_amount = 500 mln
Loan term12–60 mo.
Down payment 25%at least 25% of the car’s value
Collateralyes
Accepted as collateralcar
Borrower age18–65 years

Rates by term, amount and client category

Term Amount Down payment from Rate
12 mo. — 25.0% 0%/yearper the calculator; rate 0% even without official income
14 mo. — 30.0% 0%/yearper the calculator; rate 0% even without official income
16 mo. — 25.0% 0%/yearper the calculator; rate 0% even without official income
16 mo. — 40.0% 0%/yearper the calculator; rate 0% even without official income
18 mo. — 30.0% 0%/yearper the calculator; rate 0% even without official income
22 mo. — 50.0% 0%/yearper the calculator; rate 0% even without official income
24 mo. — 40.0% 0%/yearper the calculator; rate 0% even without official income
24 mo. — 60.0% 0%/yearper the calculator; rate 0% even without official income
30 mo. — 50.0% 0%/yearper the calculator; rate 0% even without official income
36 mo. — 25.0% 0%/yearper the calculator; rate 0% even without official income
36 mo. — 60.0% 0%/yearper the calculator; rate 0% even without official income
40 mo. — 30.0% 0%/yearper the calculator; rate 0% even without official income
48 mo. — 40.0% 0%/yearper the calculator; rate 0% even without official income
60 mo. — 50.0% 0%/yearper the calculator; rate 0% even without official income

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

ADM Global III

PurposePurchase of Kia cars produced by ADM Jizzakh (Kia Cerato, Seltos PE, Carens, Carens PE, K5, K5C, Sportage, Sorento PE, EV6, K9) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without an official income); application through Asakabank banking service centers or Kia dealers
Rate (main case) 8.5%/year8,5% per annum for 36 months with a 20% down paymentper the calculator on the page: client with official income, down payment 20%, term 36 mo.
Lowest rate 0%/yearfrom 0%“from 0 %” on the card; zero rates in the calculator with a high down payment and a short term
Highest rate 15.5%/yearup to 15,5%term 60 mo., down payment 20%
Minimum amount 10 000 000 UZSfrom 10 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZSIn the API max_amount is lower (100 mln–1 bn) — the page states otherwise
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
24 mo. — 30.0%all clients 0%/year
24 mo. — 30.0%special category 0%/yearwithout official income
30 mo. — 40.0%all clients 0%/year
30 mo. — 40.0%special category 0%/yearwithout official income
36 mo. — 20.0%all clients 8.5%/year
36 mo. — 30.0%all clients 5.5%/year
36 mo. — 30.0%special category 6.5%/yearwithout official income
36 mo. — 50.0%all clients 0%/year
36 mo. — 50.0%special category 0%/yearwithout official income
48 mo. — 20.0%all clients 12.5%/year
48 mo. — 30.0%all clients 10.5%/year
48 mo. — 30.0%special category 11.5%/yearwithout official income
48 mo. — 50.0%all clients 3.5%/year
48 mo. — 50.0%special category 4.5%/yearwithout official income
48 mo. — 60.0%all clients 0%/year
48 mo. — 60.0%special category 0%/yearwithout official income
60 mo. — 20.0%all clients 15.5%/year
60 mo. — 30.0%all clients 13.5%/year
60 mo. — 30.0%special category 14.5%/yearwithout official income
60 mo. — 50.0%all clients 6.5%/year
60 mo. — 50.0%special category 7.5%/yearwithout official income

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

ADM Global II

PurposePurchase of Kia cars produced by ADM Jizzakh (Kia Sorento PE, K5C, K9, Seltos PE, Sportage PE, Bongo) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without an official income); application through Asakabank banking service centers or Kia dealers
Rate (main case) 14.5%/year14,5% per annum for 36 months with a 20% down paymentper the calculator on the page: client with official income, down payment 20%, term 36 mo.
Lowest rate 0%/yearfrom 0%“from 0 %” on the card; zero rates in the calculator with a high down payment and a short term
Highest rate 19.5%/yearup to 19,5%term 60 mo., down payment 20%
Minimum amount 10 000 000 UZSfrom 10 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZSIn the API max_amount is lower (100 mln–1 bn) — the page states otherwise
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
16 mo. — 30.0%all clients 0%/year
16 mo. — 30.0%special category 0%/yearwithout official income
18 mo. — 40.0%all clients 0%/year
18 mo. — 40.0%special category 0%/yearwithout official income
24 mo. — 20.0%all clients 9.5%/year
24 mo. — 30.0%all clients 6.5%/year
24 mo. — 30.0%special category 7.5%/yearwithout official income
24 mo. — 50.0%all clients 0%/year
24 mo. — 50.0%special category 0%/yearwithout official income
36 mo. — 20.0%all clients 14.5%/year
36 mo. — 30.0%all clients 11.5%/year
36 mo. — 30.0%special category 12.5%/yearwithout official income
36 mo. — 50.0%all clients 4.5%/year
36 mo. — 50.0%special category 5.5%/yearwithout official income
36 mo. — 60.0%all clients 0%/year
36 mo. — 60.0%special category 0%/yearwithout official income
48 mo. — 20.0%all clients 17.5%/year
48 mo. — 30.0%all clients 15.5%/year
48 mo. — 30.0%special category 16.5%/yearwithout official income
48 mo. — 50.0%all clients 9.5%/year
48 mo. — 50.0%special category 10.5%/yearwithout official income
60 mo. — 20.0%all clients 19.5%/year
60 mo. — 30.0%all clients 17.5%/year
60 mo. — 30.0%special category 18.5%/yearwithout official income
60 mo. — 50.0%all clients 12.5%/year
60 mo. — 50.0%special category 13.5%/yearwithout official income

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

ADM Global I

PurposePurchase of Kia cars made by ADM Jizzakh (Kia Sonet (Classic, Luxe, Prestige, Black Edition), Carens (Premium Turbo, Luxe), Bongo, Carnival PE, K8 PE) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without an official income); application through Asakabank banking service centers or Kia dealers
Rate (main case) 18%/year18,0% per annum for 36 months with a 20% down paymentper the calculator on the page: client with official income, down payment 20%, term 36 mo.
Lowest rate 0%/yearfrom 0%“from 0 %” on the card; zero rates in the calculator with a high down payment and a short term
Highest rate 22%/yearup to 22,0%term 60 mo., down payment 20%
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZSIn the API max_amount is lower (100 mln–1 bn) — the page states otherwise
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
12 mo. — 30.0%all clients 0%/year
12 mo. — 30.0%special category 0%/yearwithout official income
18 mo. — 50.0%all clients 0%/year
18 mo. — 50.0%special category 0%/yearwithout official income
24 mo. — 20.0%all clients 14%/year
24 mo. — 30.0%all clients 12%/year
24 mo. — 30.0%special category 13%/yearwithout official income
24 mo. — 50.0%all clients 4%/year
24 mo. — 50.0%special category 5%/yearwithout official income
24 mo. — 60.0%all clients 0%/year
24 mo. — 60.0%special category 0%/yearwithout official income
36 mo. — 20.0%all clients 18%/year
36 mo. — 30.0%all clients 16%/year
36 mo. — 30.0%special category 17%/yearwithout official income
36 mo. — 50.0%all clients 10%/year
36 mo. — 50.0%special category 11%/yearwithout official income
36 mo. — 70.0%all clients 0%/year
36 mo. — 70.0%special category 0%/yearwithout official income
48 mo. — 20.0%all clients 20%/year
48 mo. — 30.0%all clients 18%/year
48 mo. — 30.0%special category 19%/yearwithout official income
48 mo. — 50.0%all clients 14%/year
48 mo. — 50.0%special category 15%/yearwithout official income
60 mo. — 20.0%all clients 22%/year
60 mo. — 30.0%all clients 20%/year
60 mo. — 30.0%special category 21%/yearwithout official income
60 mo. — 50.0%all clients 16%/year
60 mo. — 50.0%special category 17%/yearwithout official income

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan 2.6

PurposePurchase of a new car (domestic and imported) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without official income)
Rate (main case) 27.9%/year27,9% per annum for 36 months with a 20% down paymentper the calculator on the page: client with official income, 20% down payment, 36 mo. term; for a client with a bank card 1 p.p. lower
Lowest rate 18.9%/yearfrom 18,9%«from 18,9 %» on the loan card; the calculator minimum is 24,9% (down payment 50%, 36 mo., client with a bank card)
Highest rate 29.9%/yearup to 29,9%term 60 mo., contribution 20%, without a bank card
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZS
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Rates by term, amount and client category

Term Amount Down payment fromClients Rate
36 mo. — 20.0%all clients 27.9%/year
36 mo. — 20.0%special category 26.9%/yearclient with a bank card (the own_card flag in the calculator)
36 mo. — 30.0%all clients 26.9%/year
36 mo. — 30.0%special category 25.9%/yearclient with a bank card (the own_card flag in the calculator)
36 mo. — 30.0%special category 27.9%/yearwithout official income
36 mo. — 50.0%all clients 25.9%/year
36 mo. — 50.0%special category 24.9%/yearclient with a bank card (the own_card flag in the calculator)
36 mo. — 50.0%special category 26.9%/yearwithout official income
48 mo. — 20.0%all clients 28.9%/year
48 mo. — 20.0%special category 27.9%/yearclient with a bank card (the own_card flag in the calculator)
48 mo. — 30.0%all clients 27.9%/year
48 mo. — 30.0%special category 26.9%/yearclient with a bank card (the own_card flag in the calculator)
48 mo. — 30.0%special category 28.9%/yearwithout official income
48 mo. — 50.0%all clients 26.9%/year
48 mo. — 50.0%special category 25.9%/yearclient with a bank card (the own_card flag in the calculator)
48 mo. — 50.0%special category 27.9%/yearwithout official income
60 mo. — 20.0%all clients 29.9%/year
60 mo. — 20.0%special category 28.9%/yearclient with a bank card (the own_card flag in the calculator)
60 mo. — 30.0%all clients 28.9%/year
60 mo. — 30.0%special category 27.9%/yearclient with a bank card (the own_card flag in the calculator)
60 mo. — 30.0%special category 29.9%/yearwithout official income
60 mo. — 50.0%all clients 27.9%/year
60 mo. — 50.0%special category 26.9%/yearclient with a bank card (the own_card flag in the calculator)
60 mo. — 50.0%special category 28.9%/yearwithout official income

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

ADM Global IV

PurposePurchase of Kia cars produced by ADM Jizzakh (Kia Sonet) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without an official income); application through Asakabank banking service centers or Kia dealers
Lowest rate 0%/yearfrom 0%“from 0 %” on the loan card
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZSIn the API max_amount is lower (100 mln–1 bn) — the page states otherwise
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

ADM Global V

PurposePurchase of Kia cars produced by ADM Jizzakh (Kia Cerato (Luxe, Luxe 2.0), K5 (Luxe+, Luxe Light, Prestige Special 2.0, Style+), K5C (Comfort, Prestige, Style Light, Style Temp, Style 2.0, Premium)) on the primary market
Available toCitizens of Uzbekistan aged 18-65 (21 years — without an official income); application through Asakabank banking service centers or Kia dealers
Lowest rate 0%/yearfrom 0%“from 0 %” on the loan card
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the cost; with official income up to 2 loans with a total amount of up to 1 bn UZS; without official income 1 loan up to 750 mln UZSIn the API max_amount is lower (100 mln–1 bn) — the page states otherwise
Loan termup to 60 mo.
Down payment 20%at least 20% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan 2.6 Volkswagen

PurposePurchase of new Volkswagen cars sold by LLC «Avtans Auto» and official dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 18.9%/yearfrom 18,9% per annum«from 18,9% per annum» on the card; no rate table
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 70% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 30%at least 30% of the car’s value
Collateralyes
Accepted as collateralcar
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Changan auto loan

PurposePurchase of new Changan cars sold by LLC «Changan Auto Distribution» and its dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 0%/yearfrom 0%“from 0%” on the card; conditions for getting 0% are not disclosed
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 80% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 40%at least 40% of the car’s value
Collateralyes
Accepted as collateralcar
Proof of incomeyes
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Auto loan Cobalt Zero

PurposePurchase of new Cobalt cars (at the price without discount) sold by UzAuto Motors dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 0%/yearfrom 0%“from 0%” on the card; conditions for getting 0% are not disclosed
Maximum amount 1 000 000 000 UZSno more than 75% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 25%at least 25% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Geely auto loan

PurposePurchase of new Geely cars sold by foreign enterprise LLC “Geely Auto WZ” and its dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 0%/yearfrom 0%“from 0%” on the card; conditions for getting 0% are not disclosed
Minimum amount 1 000 000 UZSfrom 1 mln UZSmin_amount value from the card API
Maximum amount 1 000 000 000 UZSno more than 75% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 25%at least 25% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

KAIYI auto loan

PurposePurchase of new KAIYI cars sold by «Camel Auto» LLC and its dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 0%/yearfrom 0%“from 0%” on the card; conditions for getting 0% are not disclosed
Maximum amount 1 000 000 000 UZSno more than 60% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 40%at least 40% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Li Auto auto loan

PurposePurchase of new Li Auto (Lixiang) cars sold by the joint venture LLC «Li Auto New Energy Vehicles WZBK» and its dealers on the primary market
Available toCitizens of the Republic of Uzbekistan aged 18-65 with legal capacity; application at an Asakabank Banking Services Center or from official dealers
Lowest rate 0%/yearfrom 0%“from 0%” on the card; conditions for getting 0% are not disclosed
Maximum amount 1 000 000 000 UZSno more than 60% of the car's value; with official income, up to 2 loans with a total amount of up to 1 bn UZS; without official income, 1 loan of up to 750 mln UZS
Loan termup to 60 mo.
Down payment 40%at least 40% of the car’s value
Collateralyes
Accepted as collateralcar
Guarantoryes
Proof of incomeno
Borrower age18–65 years

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Online auto loan online

PurposeCar purchase with online application in the mobile app
Lowest rate 18.9%/yearfrom 18,9%“from 18.9 %” on the loan card; no rate table
Maximum amount 1 000 000 000 UZSno more than 1 bn UZS, no more than 2 loans; up to 70% of the car value
Loan termup to 60 mo.
Down payment 30%at least 30% of the car’s value
Collateralyes
Accepted as collateralcar
Proof of incomeyes

Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗

Frequently asked questions

What is the auto loan rate at Asakabank?

The lowest rate in sums on this page is 8.5% a year, 14 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.

What is the down payment on a Asakabank auto loan?

The lowest down payment stated by the bank is 20% of the car price, on “ADM Global III”. Other programmes may require more.

Does Asakabank offer a 0% auto loan?

A 0% rate appears among the options of 4 loans: “Auto loan UzAuto Motors”, “ADM Global III”, “ADM Global II”, “ADM Global I”. These are usually partner programmes with a set term and down payment, shown in each loan’s rate table.