InFinBank auto loans
Rates as of 23.10.2026More details
All InFinBank auto loans on one page: 2 loans. Each shows rates by term, down payment, amount and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Auto loans 2
Promotion from UzAutoMotors
| Purpose | purchase of cars produced by UzAutoMotors (Chevrolet, etc.) from a car dealership |
|---|---|
| Available to | buyers of UzAutoMotors cars; at least 6 months of employment at the current workplace, a payroll card with 3 months of turnover or a salary certificate |
| Rate (main case) | 0%/year0% per annum for 36 months (ONIX/Tracker, down payment 25-29%)the rate depends on the brand, term and down payment: 0% per the table for most combinations, 5-10% for Tahoe; the ONIX/Tracker row was taken for the base term of 36 months and the minimum down payment |
| Lowest rate | 0%/yearfrom 0% per the promotion table |
| Highest rate | 10%/yearup to 10% for Tahoe for 36 months with a down payment of 40% or more |
| Maximum amount | depends on the car's value |
| Loan term | up to 60 mo. |
| Down payment | 25%at least 25% of the car priceThe page FAQ states a minimum down payment of 15% |
| Early repayment | freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties» |
| Late payment penalty | 83.97%/yearincreased rate of 83,97% per annum on overdue debtper the page text; the information sheet (pdf) states 41.985% per annum |
| Collateral | yes |
| Accepted as collateral | car |
| Guarantor | yes |
| Proof of income | yes |
| Insurance required | yes |
| Early repayment allowed | yes |
| Borrower age | from 18 years |
| Decision time | the application is reviewed for up to 3 days, the decision is communicated within 24 hours |
Rates by term, amount and client category
| Term | Amount | Down payment from | Rate |
|---|---|---|---|
| 12 mo. | — | 25% | 0%/yearUzAutoMotors promotion, Labo model, down payment 25-29% |
| 12 mo. | — | 25% | 0%/yearUzAutoMotors promotion, Tahoe model, down payment 25-29% |
| 14 mo. | — | 25% | 0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 25-29% |
| 14 mo. | — | 30% | 0%/yearUzAutoMotors promotion, Labo model, down payment 30-39% |
| 17 mo. | — | 30% | 0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 30-39% |
| 18 mo. | — | 25% | 5%/yearUzAutoMotors promotion, Tahoe model, down payment 25-29% |
| 18 mo. | — | 40% | 0%/yearUzAutoMotors promotion, Labo model, down payment 40-49% |
| 21 mo. | — | 40% | 0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 40-49% |
| 23 mo. | — | 50% | 0%/yearUzAutoMotors promotion, Labo model, down payment 50-59% |
| 24 mo. | — | 30% | 8%/yearUzAutoMotors promotion, Tahoe model, down payment 30-39% |
| 28 mo. | — | 50% | 0%/yearUzAutoMotors promotion, Captiva/Damas model, down payment 50-59% |
| 36 mo. | — | 25% | 0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 25-29% |
| 36 mo. | — | 40% | 10%/yearUzAutoMotors promotion, Tahoe model, down payment from 40% (the table cell is merged across all columns from 40%) |
| 40 mo. | — | 30% | 0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 30-39% |
| 52 mo. | — | 40% | 0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 40-49% |
| 60 mo. | — | 50% | 0%/yearUzAutoMotors promotion, ONIX/Tracker model, down payment 50-59% |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Auto
| Purpose | purchase of a car produced in Uzbekistan (new on the primary market; used, no older than 3 years, on the secondary market) |
|---|---|
| Available to | citizens of Uzbekistan, stateless persons and foreigners permanently residing in Uzbekistan; at least 6 months of service at the current place of work, a payroll card with turnover over 3 months |
| Rate (main case) | 26.99%/year26,99% per annum for up to 48 months (primary market, down payment from 20%)the 36-month base term falls within the “up to 48 months” range; minimum down payment 20% – on the primary market |
| Lowest rate | 22.99%/yearfrom 22,99% on the secondary market (up to 36 months with a down payment over 40% or up to 12 months with a down payment from 50%) |
| Highest rate | 27.99%/yearup to 27,99% per the page calculator (primary market, down payment from 15%)per the text terms, maximum 26,99% (primary market and secondary market for self-employed, for 60 months) |
| Maximum amount | primary market: depends on the cost of the car; secondary market: up to 2000 BRV2000 BCV = 824 000 000 UZS (BCV = 412 000 UZS (follows from the consumer loan: 100 BCV = 41 200 000 UZS)) |
| Loan term | up to 60 mo. |
| Down payment | 20%From 20% on the primary market (25% on the secondary market, 40-50% for short terms)The page FAQ states a minimum down payment of 15% |
| Issuance fee | freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none» |
| Early repayment | freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties» |
| Late payment penalty | the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises” |
| Grace period | 9 mo. |
| Collateral | yes |
| Accepted as collateral | car, other |
| Proof of income | yes |
| Early repayment allowed | yes |
| Borrower age | from 18 years |
| Decision time | the application is reviewed for up to 3 days, the decision is communicated within 24 hours |
Rates by term, amount and client category
| Term | Amount | Down payment from | Clients | Rate |
|---|---|---|---|---|
| 12 mo. | — | 50% | all clients | 22.99%/yearsecondary market, term up to 12 months, down payment of at least 50% |
| 24 mo. | — | 15% | all clients | 27.99%/yearaccording to the calculator on the page (primary market, down payment from 15%, term 24 months): 27,99%; differs from the page text (26,99%) |
| 24 mo. | — | 40% | all clients | 24.99%/yearsecondary market, term up to 24 months, down payment of at least 40% |
| 36 mo. | — | 25% | all clients | 23.99%/yearsecondary market (car up to 3 years old), official income, term up to 36 months, down payment 25-40% |
| 36 mo. | — | 25% | special category | 25.99%/yearsecondary market, self-employed, term up to 36 months, down payment 25-40% |
| 36 mo. | — | 40% | all clients | 22.99%/yearsecondary market, official income, term up to 36 months, down payment over 40% |
| 36 mo. | — | 40% | special category | 24.99%/yearsecondary market, self-employed, term up to 36 months, down payment over 40% |
| 48 mo. | — | 20% | all clients | 26.99%/yearprimary market (new cars produced in Uzbekistan), term up to 48 months, down payment of at least 20%, grace period on principal of 9 months |
| 60 mo. | — | 25% | all clients | 24.99%/yearsecondary market, official income, term up to 60 months, down payment 25-40% |
| 60 mo. | — | 25% | special category | 26.99%/yearsecondary market, self-employed, term up to 60 months, down payment 25-40% |
| 60 mo. | — | 40% | all clients | 23.99%/yearsecondary market, official income, term up to 60 months, down payment over 40% |
| 60 mo. | — | 40% | special category | 25.99%/yearsecondary market, self-employed, term up to 60 months, down payment over 40% |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the auto loan rate at InFinBank?
The lowest rate in sums on this page is 22.99% a year, 2 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.
What is the down payment on a InFinBank auto loan?
The lowest down payment stated by the bank is 15% of the car price, on “Infin Auto”. Other programmes may require more.
Does InFinBank offer a 0% auto loan?
A 0% rate appears among the options of 1 loan: “Promotion from UzAutoMotors”. These are usually partner programmes with a set term and down payment, shown in each loan’s rate table.