InFinBank microloans
Rates as of 23.10.2026More details
All InFinBank microloans on one page: 3 loans. Each shows rates, amount, term, how to apply and the conditions from the bank website.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Microloans 3
InFin microloan
| Purpose | for any purpose |
|---|---|
| Available to | clients with official income and self-employed; length of service at the current job of at least 6 months, payroll card with turnover for 3 months |
| Rate (main case) | 23.99%/year23,99% per annum with official income for a term of up to 36 monthsthe base term of 12 months falls within the range «up to 36 months» |
| Lowest rate | 23.99%/yearfrom 23,99% with official income for a term of up to 36 months |
| Highest rate | 27.99%/yearup to 27,99% for self-employed for a term of up to 60 months |
| Maximum amount | 100 000 000 UZSup to 100 mln UZS |
| Loan term | up to 60 mo. |
| Down payment | no down paymentno advance payment provided |
| Issuance fee | freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none» |
| Early repayment | freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties» |
| Late payment penalty | the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises” |
| Grace period | 1 mo. |
| Collateral | yes |
| Accepted as collateral | other |
| Proof of income | yes |
| Early repayment allowed | yes |
| Borrower age | from 18 years |
| Decision time | the application is reviewed for up to 3 days, the decision is communicated within 24 hours |
Rates by term, amount and client category
| Term | Amount | Clients | Rate |
|---|---|---|---|
| 36 mo. | — | all clients | 23.99%/yearofficial income, term up to 36 months |
| 36 mo. | — | special category | 26.99%/yearself-employed, term up to 36 months |
| 60 mo. | — | all clients | 24.99%/yearofficial income, term up to 60 months |
| 60 mo. | — | special category | 27.99%/yearself-employed, term up to 60 months |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Infin Qadam
| Purpose | for any purpose (for self-employed), secured by a car |
|---|---|
| Available to | self-employed persons (a document confirming self-employment is required) |
| Rate (main case) | 25.99%/year25,99% per annum for a term of up to 60 monthssingle rate for the entire term |
| Lowest rate | 25.99%/year25,99% per annum |
| Highest rate | 25.99%/year25,99% per annum |
| Maximum amount | 300 000 000 UZSup to 300 mln UZS |
| Loan term | up to 60 mo. |
| Issuance fee | freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none» |
| Early repayment | freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties» |
| Late payment penalty | the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises” |
| Grace period | 1 mo. |
| Collateral | yes |
| Accepted as collateral | car |
| Proof of income | yes |
| Early repayment allowed | yes |
| Borrower age | from 18 years |
| Decision time | the application is reviewed for up to 3 days, the decision is communicated within 24 hours |
Rates by term, amount and client category
| Term | Amount | Clients | Rate |
|---|---|---|---|
| 60 mo. | — | special category | 25.99%/yearself-employed, security — motor vehicle |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Microloan for self-employed persons
| Purpose | for any purpose (self-employed) |
|---|---|
| Available to | self-employed persons (a document confirming self-employment is required) |
| Rate (main case) | 26.99%/year26,99% per annum for a term of up to 60 monthsa single rate for the entire term; there is no base term of 12 months |
| Lowest rate | 26.99%/year26,99% per annum |
| Highest rate | 26.99%/year26,99% per annum |
| Maximum amount | 300 000 000 UZSup to 300 mln UZS |
| Loan term | up to 60 mo. |
| Issuance fee | freeno additional fees for review and processingper the page text: «Additional fees for loan review and processing: none» |
| Early repayment | freeearly repayment without fees or penaltiesper the page text: «no additional fees or penalties» |
| Late payment penalty | the rate on the overdue debt amount is increased 3 timesper the loan page text: “the interest rate on the amount of overdue debt increases 3 times from the date the overdue debt arises” |
| Grace period | 1 mo. |
| Accepted as collateral | other |
| Proof of income | yes |
| Early repayment allowed | yes |
| Borrower age | from 18 years |
| Decision time | the application is reviewed for up to 3 days, the decision is communicated within 24 hours |
Rates by term, amount and client category
| Term | Amount | Clients | Rate |
|---|---|---|---|
| 60 mo. | — | special category | 26.99%/yearself-employed |
Data on the bank’s website may be out of date: check availability in the bank’s app, at a bank office or via its call center. Source ↗ · Saved copy as of 23.10.2026 ↗
Frequently asked questions
What is the microloan rate at InFinBank?
The lowest rate in sums on this page is 23.99% a year, 3 loans in total. The exact rate depends on the term, amount and bank conditions. A 0% rate is not counted here.