Mortgage calculator: payment and down payment
Rates as of 23.10.2026More details
Enter the home price, down payment and term and choose a bank mortgage — the rate is filled in automatically (152 loans in the list). The calculator shows the loan amount, payment, overpayment and a monthly payment schedule.
The calculation is for reference. A bank may calculate differently: by days, with fees, taxes and insurance. Check the exact terms with the bank; rates on the site are not an offer.
- Monthly payment
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- Last payment
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- Overpayment
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- Total to pay
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Monthly schedule
| Month | Payment | Principal | Interest | Remaining debt |
|---|
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Examples: payment on low-rate mortgages
Annuity payment for a home price of 500 000 000 UZS and a 30% down payment (loan 350 000 000 UZS) over 15 years: the lowest rates among sum mortgages with these terms. Interest-free developer programs are not shown. The calculation is for reference; see the loan page for the terms.
| Bank loan | Rate | Monthly payment | Overpayment |
|---|---|---|---|
| Mortgages Uzpromstroybank (SQB), Balansdagi turar-joy mortgage |
14% | 4 661 095 UZS | 488 997 074 UZS |
| Mortgages National Bank of Uzbekistan (NBU), Mortgage under partner programs |
15% | 4 898 555 UZS | 531 739 885 UZS |
| Mortgages Orient Finans Bank, Murad Buildings mortgage |
15.50% | 5 018 966 UZS | 553 413 914 UZS |
| Mortgages Aloqabank, Qo‘qon |
16% | 5 140 453 UZS | 575 281 467 UZS |
| Mortgages Ipak Yuli Bank, Mortgage for new-build housing |
16.50% | 5 262 980 UZS | 597 336 422 UZS |
Mortgage in Uzbekistan: bank terms comparison →
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Frequently asked questions
How is a mortgage payment calculated?
The loan amount is the home price minus the down payment. For example, a home at 500 000 000 UZS, 30% down, a loan of 350 000 000 UZS for 15 years at 14% a year: 4 661 095 UZS a month, 488 997 074 UZS overpayment.
What is the down payment on a mortgage?
In the terms of the banks on our list the down payment is most often 15%, ranging from 15% to 50%. It depends on the loan: see the terms in the mortgage table.
Which bank has the lowest mortgage rate?
With 30% down and a 15-year term: 14% a year on the “Balansdagi turar-joy mortgage” loan at Uzpromstroybank. Interest-free developer programs are not counted here. Check the terms with the bank.