Deposit calculator: income at bank rates
Rates as of 22.10.2026More details
Enter the amount and term and choose a bank deposit — the rate is filled in automatically (198 deposits in the list). The calculator shows the income, the amount at the end of the term and the yearly yield.
The calculation is for reference. A bank may calculate differently: by days, with fees, taxes and insurance. Check the exact terms with the bank; rates on the site are not an offer.
- Income for the term
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- Amount at the end
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- Yearly yield
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- Income per month (average)
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Monthly schedule
| Month | Accrued | Amount with interest |
|---|
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Examples: income on high-rate deposits in UZS
Income on 10 000 000 UZS for 12 months on the five deposits with the highest rates in UZS. The calculation is for reference; see the deposit page for the terms.
| Bank deposit | Rate | Income for the term | Amount at the end |
|---|---|---|---|
| Hayot Bank, Yagona | 23% | 2 300 000 UZS | 12 300 000 UZS |
| Hayot Bank, Yaxshilikka-15 | 23% | 2 300 000 UZS | 12 300 000 UZS |
| Hayot Bank, Oson Hayot | 22% | 2 200 000 UZS | 12 200 000 UZS |
| AVO Bank, Flexible deposit | 20.05% | 2 199 909 UZS | 12 199 909 UZS |
| AVO Bank, Term deposit | 20.05% | 2 199 909 UZS | 12 199 909 UZS |
Deposits in sums: bank rate comparison →
Examples: income on high-rate deposits in USD
Income on 1 000 USD for 12 months on the five deposits with the highest rates in USD. The calculation is for reference; see the deposit page for the terms.
| Bank deposit | Rate | Income for the term | Amount at the end |
|---|---|---|---|
| Aloqabank, Comfort | 6% | 60 USD | 1 060 USD |
| Trustbank, Kinder | 4% | 40 USD | 1 040 USD |
| Xalq Bank, Kids capital | 4% | 40 USD | 1 040 USD |
| Ipoteka Bank, Oddiy | 3.30% | 33 USD | 1 033 USD |
| Ipak Yuli Bank, Navbahor-12 | 3% | 30 USD | 1 030 USD |
Deposits in US dollars: bank rate comparison →
Examples: income on high-rate deposits in EUR
Income on 1 000 EUR for 12 months on the five deposits with the highest rates in EUR. The calculation is for reference; see the deposit page for the terms.
| Bank deposit | Rate | Income for the term | Amount at the end |
|---|---|---|---|
| Ipak Yuli Bank, Euro | 3% | 30 EUR | 1 030 EUR |
| Ipoteka Bank, Oddiy | 2.50% | 25 EUR | 1 025 EUR |
Deposits in euros: bank rate comparison →
Other calculators
Frequently asked questions
How is deposit income calculated?
Without capitalization: income = amount × rate × months / 12 / 100. With monthly capitalization the interest is added to the deposit each month and earns income itself: amount × ((1 + rate / 12 / 100) to the power of the number of months − 1).
What is interest capitalization?
Capitalization means adding accrued interest to the deposit, so further interest is calculated on a larger amount. It beats simple interest but not every deposit has it; deposits that pay interest monthly have no capitalization.
Which UZS deposit has the best rate now?
The highest main rate on UZS deposits as of 22.10.2026 is 24% per year (Uzpromstroybank, “Imkoniyat-2”). The rate depends on the term and amount, and the deposit may be unavailable — check with the bank.
Which USD deposit has the best rate now?
The highest main rate on USD deposits as of 22.10.2026 is 9% per year (Poytaxt Bank, “Istiqlol Barakasi”). The rate depends on the term and amount, and the deposit may be unavailable — check with the bank.