Imkon Sug‘urta vs Mosaic Insurance Group: insurance company comparison
Updated: 10.11.2026 18:05More details
Comparison of Imkon Sug‘urta (Имкон Сугурта) and Mosaic Insurance Group (Мозаик Иншуранс Груп): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 23.10.2026.
In the NAPP report as of 01.07.2026, in general insurance: Imkon Sug‘urta — rank 20, Mosaic Insurance Group — rank 21.
Also known as: Имкон Сугурта and Мозаик Иншуранс Груп
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
 Imkon Sug‘urta / Имкон Сугурта |
 Mosaic Insurance Group / Мозаик Иншуранс Груп |
|
|---|---|---|
| Rank in general insurance | 20 of 29 | 21 of 29 |
| Net premiums | 55.6 billion UZS | 50 billion UZS |
| Year on year | +293.1% | +82.9% |
| All premiums | 55.7 billion UZS | 90 billion UZS |
| Market share | 0.9% | 0.8% |
| Payouts | 7.6 billion UZS | 9.4 billion UZS |
| Payout ratio | 13.7% | 10.4% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Imkon Sug‘urta / Имкон Сугурта |
Mosaic Insurance Group / Мозаик Иншуранс Груп |
|
|---|---|---|
| Head office | 1 | 1 |
| Branches | 14 | 0 |
| Service centres | 1 | 0 |
| Departments | 3 | 0 |
| Offices in total | 19 | 1 |
| Offices on the map | yes | no |
Products by type of insurance
| Imkon Sug‘urta / Имкон Сугурта |
Mosaic Insurance Group / Мозаик Иншуранс Груп |
|
|---|---|---|
| Motor insurance | 5 | 1 |
| Personal insurance | 3 | 1 |
| Health insurance | 0 | 1 |
| Travel insurance | 0 | 1 |
| Property insurance | 4 | 1 |
| Liability insurance | 12 | 2 |
| Business insurance | 2 | 3 |
| Other insurance | 1 | 0 |
| Products in total | 27 | 10 |
| Compulsory motor liability (OSGO) | yes | no |
| KASKO programmes | 3 | 0 |
| Can be bought online | 11 | 0 |
| With a published price | 3 | 0 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Imkon Sug‘urta · Mosaic Insurance Group
About the companies
| Imkon Sug‘urta / Имкон Сугурта |
Mosaic Insurance Group / Мозаик Иншуранс Груп |
|
|---|---|---|
| Founded | 2019 | — |
| Charter capital | 80 billion UZS | — |
| Phone | +998 71 207-48-84 | +998 78 122-00-13 |
| Company website | imkonsugurta.uz ↗ | mosaicinsurance.uz ↗ |
Compare Imkon Sug‘urta with another company
Compare Mosaic Insurance Group with another company
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Frequently asked questions
Which company is bigger — Imkon Sug‘urta or Mosaic Insurance Group?
In the NAPP report as of 01.07.2026, in general insurance, Imkon Sug‘urta is at rank 20 and Mosaic Insurance Group at rank 21. Net premiums year to date: Imkon Sug‘urta — 55.6 billion UZS, Mosaic Insurance Group — 50 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Imkon Sug‘urta and Mosaic Insurance Group?
In the NAPP report as of 01.07.2026: Imkon Sug‘urta — 13.7%, Mosaic Insurance Group — 10.4%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Imkon Sug‘urta or Mosaic Insurance Group?
According to the companies’ websites: Imkon Sug‘urta has 19 offices, Mosaic Insurance Group has 1 office.
Can I buy compulsory motor liability insurance from Imkon Sug‘urta and Mosaic Insurance Group?
According to the companies’ websites, only Imkon Sug‘urta offers it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Imkon Sug‘urta or Mosaic Insurance Group?
Links to buy online: Imkon Sug‘urta — 11 products, Mosaic Insurance Group — 0 products. The company itself, not this site, arranges and issues the policy.