Mosaic Insurance Group vs Quantum Insurance: insurance company comparison
Updated: 10.11.2026 18:05More details
Comparison of Mosaic Insurance Group (Мозаик Иншуранс Груп) and Quantum Insurance (Квантум Иншуранс): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 03.11.2026.
In the NAPP report as of 01.07.2026, in general insurance: Mosaic Insurance Group — rank 21, Quantum Insurance — rank 23.
Also known as: Мозаик Иншуранс Груп and Квантум Иншуранс
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
| Rank in general insurance | 21 of 29 | 23 of 29 |
| Net premiums | 50 billion UZS | 36.9 billion UZS |
| Year on year | +82.9% | +51.2% |
| All premiums | 90 billion UZS | 64.3 billion UZS |
| Market share | 0.8% | 0.6% |
| Payouts | 9.4 billion UZS | 16.7 billion UZS |
| Payout ratio | 10.4% | 25.9% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Head office | 1 | 1 |
| Branches | 0 | 15 |
| Offices in total | 1 | 16 |
| Offices on the map | no | no |
Products by type of insurance
| Motor insurance | 1 | 5 |
| Personal insurance | 1 | 0 |
| Health insurance | 1 | 0 |
| Travel insurance | 1 | 1 |
| Property insurance | 1 | 0 |
| Liability insurance | 2 | 2 |
| Business insurance | 3 | 0 |
| Products in total | 10 | 8 |
| Compulsory motor liability (OSGO) | no | yes |
| KASKO programmes | 0 | 4 |
| Can be bought online | 0 | 8 |
| With a published price | 0 | 1 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Mosaic Insurance Group · Quantum Insurance
About the companies
| Founded | — | January 2005 |
| Phone | +998 78 122-00-13 | +998 78 150-99-99 |
| Company website | mosaicinsurance.uz ↗ | quantumins.uz ↗ |
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Frequently asked questions
Which company is bigger — Mosaic Insurance Group or Quantum Insurance?
In the NAPP report as of 01.07.2026, in general insurance, Mosaic Insurance Group is at rank 21 and Quantum Insurance at rank 23. Net premiums year to date: Mosaic Insurance Group — 50 billion UZS, Quantum Insurance — 36.9 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Mosaic Insurance Group and Quantum Insurance?
In the NAPP report as of 01.07.2026: Mosaic Insurance Group — 10.4%, Quantum Insurance — 25.9%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Mosaic Insurance Group or Quantum Insurance?
According to the companies’ websites: Mosaic Insurance Group has 1 office, Quantum Insurance has 16 offices.
Can I buy compulsory motor liability insurance from Mosaic Insurance Group and Quantum Insurance?
According to the companies’ websites, only Quantum Insurance offers it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Mosaic Insurance Group or Quantum Insurance?
Links to buy online: Mosaic Insurance Group — 0 products, Quantum Insurance — 8 products. The company itself, not this site, arranges and issues the policy.