Quantum Insurance vs Aria Sug‘urta: insurance company comparison
Updated: 10.11.2026 17:05More details
Comparison of Quantum Insurance (Квантум Иншуранс) and Aria Sug‘urta (Ария Сугурта): NAPP figures, offices, products by type of insurance, compulsory motor liability, KASKO and online purchase on one page. Products and offices are as published on the companies’ websites on 03.11.2026.
In the NAPP report as of 01.07.2026, in general insurance: Quantum Insurance — rank 23, Aria Sug‘urta — rank 24.
Also known as: Квантум Иншуранс and Ария Сугурта
Highlighted: more offices, more products that can be bought online and a higher app score. Premiums, payouts and the number of products are not highlighted: they show the size of a company, not the quality of its service. Policy prices are not compared here: companies price KASKO, voluntary health and other voluntary insurance individually, and the compulsory motor liability tariff is set by the state and is the same everywhere. The comparison is for reference: check the terms with the insurer.
The information is taken from insurers’ websites and may be out of date. Check conditions, tariffs and the licence status with the insurer. It is not a recommendation or an offer to conclude a contract.
NAPP figures
 Quantum Insurance / Квантум Иншуранс |
 Aria Sug‘urta / Ария Сугурта |
|
|---|---|---|
| Rank in general insurance | 23 of 29 | 24 of 29 |
| Net premiums | 36.9 billion UZS | 35 billion UZS |
| Year on year | +51.2% | +62% |
| All premiums | 64.3 billion UZS | 35.6 billion UZS |
| Market share | 0.6% | 0.6% |
| Payouts | 16.7 billion UZS | 2.4 billion UZS |
| Payout ratio | 25.9% | 6.7% |
Source: NAPP report as of 01.07.2026; premiums and payouts are year to date, “Year on year” is premium growth against the same date last year. Net premiums are all premiums minus those ceded to reinsurers. The payout ratio is payouts divided by all premiums; it can exceed 100% because payouts are also made under contracts from previous years. NAPP report ↗
Offices
| Quantum Insurance / Квантум Иншуранс |
Aria Sug‘urta / Ария Сугурта |
|
|---|---|---|
| Head office | 1 | 1 |
| Branches | 15 | 0 |
| Offices in total | 16 | 1 |
| Offices on the map | no | no |
Products by type of insurance
| Quantum Insurance / Квантум Иншуранс |
Aria Sug‘urta / Ария Сугурта |
|
|---|---|---|
| Motor insurance | 5 | 1 |
| Personal insurance | 0 | 2 |
| Health insurance | 0 | 1 |
| Travel insurance | 1 | 1 |
| Property insurance | 0 | 2 |
| Liability insurance | 2 | 3 |
| Business insurance | 0 | 4 |
| Products in total | 8 | 14 |
| Compulsory motor liability (OSGO) | yes | no |
| KASKO programmes | 4 | 1 |
| Can be bought online | 8 | 4 |
| With a published price | 1 | 3 |
The number of products follows the pages on the companies’ websites: one company splits a programme into several products, another combines them, so more products does not always mean a wider choice. Prices are not compared.
Quantum Insurance · Aria Sug‘urta
About the companies
| Quantum Insurance / Квантум Иншуранс |
Aria Sug‘urta / Ария Сугурта |
|
|---|---|---|
| Founded | January 2005 | 21 November 2019 |
| Charter capital | — | 35 billion |
| Phone | +998 78 150-99-99 | +998 71 202-88-88 |
| Company website | quantumins.uz ↗ | ariainsurance.uz ↗ |
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Frequently asked questions
Which company is bigger — Quantum Insurance or Aria Sug‘urta?
In the NAPP report as of 01.07.2026, in general insurance, Quantum Insurance is at rank 23 and Aria Sug‘urta at rank 24. Net premiums year to date: Quantum Insurance — 36.9 billion UZS, Aria Sug‘urta — 35 billion UZS. The size of a company says nothing about the quality of its service.
What is the payout ratio of Quantum Insurance and Aria Sug‘urta?
In the NAPP report as of 01.07.2026: Quantum Insurance — 25.9%, Aria Sug‘urta — 6.7%. This is payouts divided by premiums year to date; it can exceed 100% because payouts are also made under contracts from previous years. The payout ratio alone does not make a company better or worse.
Which company has more offices — Quantum Insurance or Aria Sug‘urta?
According to the companies’ websites: Quantum Insurance has 16 offices, Aria Sug‘urta has 1 office.
Can I buy compulsory motor liability insurance from Quantum Insurance and Aria Sug‘urta?
According to the companies’ websites, only Quantum Insurance offers it. The tariff is set by the state: the policy costs the same at every insurer.
Where can more policies be bought online — Quantum Insurance or Aria Sug‘urta?
Links to buy online: Quantum Insurance — 8 products, Aria Sug‘urta — 4 products. The company itself, not this site, arranges and issues the policy.