Mastercard cards in UZS: bank fee comparison
Fees as of 22.10.2026More details
Mastercard cards in UZS are offered by 21 banks: 59 cards. Compare amounts within one currency: sorting is by number, without converting sums and dollars.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
| Bank | Card | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|
 AVO Bank |
AVO platinum (virtual) virtualresidents only | freefree | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum (debit, plastic) residents onlyPlatinum privileges | 59 000 UZS59 000 UZS (plastic card with free maintenance); virtual - free | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum (credit card) residents onlyPlatinum privileges | 59 000 UZSplastic card 59 000 UZS; virtual - free | 324 000 UZS/year | 8.9%from credit funds: 29 000 UZS + 8,9% of the amount; from own funds at an AVO ATM: 1% | 8.9%from credit funds: 29 000 UZS + 8,9%; from own funds: 1%; another bank may charge its own fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum payment sticker residents only | 79 000 UZS | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
 Asia Alliance Bank |
Mastercard Gold Gold privileges | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | freeno insurance deposit (0 for a UZS card) |
| Asia Alliance Bank |
Mastercard Standard Standard privileges | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | freeno insurance deposit (0 for a UZS card) |
 Aloqabank |
Mastercard Platinum Platinum privileges | 50 000 UZS | free | 1%bank ATM: 1%; bank cashier: free up to 25 mln UZS per month, above that — 0,5% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | — | freeno insurance deposit |
| Aloqabank |
Mastercard Standard Standard privileges | 30 000 UZS | free | 1%bank ATM: 1%; bank cashier: free up to 15 mln UZS per month, above that — 0,5% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | — | freeno insurance deposit |
 Anorbank |
ANOR BLACK available to non-residents Standard privileges | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD |
| Anorbank |
ANOR BLACK Virtual virtual | 5 000 UZS5 000 UZS incl. VAT | 15 000 UZS/year | — | — | — | freeinsurance deposit: none |
| Anorbank |
HUMO-MasterCard (co-badge) | freefree (including for payroll cards and for other purposes) | — | ANORBANK cash desk (from own card): free | — | — | 100 000 UZSinsurance deposit 100 000 UZS |
| Anorbank |
MASTERCARD MILLIY available to non-residents | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | freeANORBANK cash desk in UZS: 0% | 1.5% (min. 15 000 UZS)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% of the amount (min. 15 000 UZS) + servicing bank fee | — | freeinsurance deposit for residents: nonenon-residents: 350 000 UZS |
 Asakabank |
MC Black Edition available to non-residents World Black Edition privileges | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZS | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 150 000 UZSinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZS |
| Asakabank |
MC Platinum Platinum privileges | freefree (main and additional) | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freeinsurance deposit not provided |
| Asakabank |
MC World available to non-residents World privileges | freefree (main and additional)non-residents: 500 000 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 50 000 UZSsecurity deposit 50 000 UZS (15 000 UZS for a payroll project)non-residents: 150 000 UZS |
| Asakabank |
MC World Black Edition – Metal EDGE World Black Edition privileges | 700 000 UZS700 000 UZS (issuance and reissue) | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 150 000 UZSinsurance deposit 150 000 UZS / 15 USD |
| Asakabank |
MC World Elite Veneer World Elite privileges | 1 470 000 UZS1 470 000 UZS (issuance and reissue) | free | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 5 000 000 UZSnon-reducible balance 5 000 000 UZS / 0 USD |
| Asakabank |
Mastercard virtual card virtual | freefree | the maintenance fee is not specified in the tariffs | — | — | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 15 000 UZSnon-refundable balance on the account 15 000 UZS |
 Garant Bank |
Humo Mastercard ISIC Student | 150 000 UZS150 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
| Garant Bank |
Humo-Mastercard (co-badging) | 40 000 UZS40 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
 Davr Bank |
Master Momentum | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
| Davr Bank |
Mastercard Standart Standard privileges | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
 Ziraat Bank Uzbekistan |
Uzcard-Mastercard (co-badge, debit) | 50 000 UZS50 000 UZS (incl. VAT) for issuance and reissue; same plastic as Uzcard-Mastercard | — | — | 1.5%via ATMs and cash terminals of other banks with their own processing: 1,5% | — | 50 000 UZSminimum unused deposit balance on the card: 50 000 UZS |
 Ipoteka Bank |
Humo-Mastercard | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | 2%2% + other bank's fee | 0.75%to an Ipoteka Bank card in the Ipoteka Retail app: free; to a card of another bank: 0,75% | freeNo deposit required |
 Kapitalbank |
Mastercard Black Edition Black Edition privileges | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Mastercard Black Edition multi-currency Black Edition privileges | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Mastercard Gold (UZS) Gold privileges | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard Sum (with Braille) | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard World Elite Metal Edge World Elite privileges | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Mastercard World Elite multi-currency World Elite privileges | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 300 000 UZSminimum balance 300 000 UZS |
 Madad Invest Bank |
Uzcard-Mastercard (co-badge) | freefree | free | — | — | — | freeSecurity deposit 0$ |
 Microcreditbank |
Mastercard Standard available to non-residents Standard privileges | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
| Microcreditbank |
Mastercard World Elite available to non-residents World Elite privileges | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
 Xalq Bank |
Mastercard Standard available to non-residents Standard privileges | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 720 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Elite available to non-residents World Elite privileges | 200 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 200 000 UZS; non-residents: 400 000 UZSnon-residents: 400 000 UZS | 1 440 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
 National Bank of Uzbekistan (NBU) |
Mastercard Gold available to non-residents Gold privileges | 120 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Platinum available to non-residents Platinum privileges | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Standard available to non-residents Standard privileges | 70 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard World Elite available to non-residents World Elite privileges | 200 000 UZSnon-residents: 2 000 000 UZS | 600 000 UZS/year | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 500 000 UZSminimum balance and initial contribution 500 000 UZS |
| National Bank of Uzbekistan (NBU) |
Salary Mastercard Gold | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bank | free | — | 1%1% of transaction amount | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cards | freeno insurance deposit |
 Octobank |
Mastercard Gold (UZS, non-residents) non-residents only Gold privileges | 25 000 UZS25 000 UZS (main and additional) | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 100 000 UZSminimum balance 100 000 UZS |
| Octobank |
Mastercard Standard (UZS, non-residents) non-residents only Standard privileges | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Octobank |
Mastercard Standard Virtual virtual | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
 Orient Finans Bank |
Mastercard Black Edition available to non-residents Black Edition privileges | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD |
| Orient Finans Bank |
Mastercard Gold available to non-residents Gold privileges | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 250 000 UZSinsurance deposit 250 000 UZS |
| Orient Finans Bank |
Mastercard Standard available to non-residents Standard privileges | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Mastercard Virtual virtual | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard World Elite available to non-residents World Elite privileges | 200 000 UZS | 600 000 UZS/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 2 000 000 UZSinsurance deposit 2 000 000 UZS |
 TBC Bank |
TBC Osmon (World Mastercard, credit) World privileges | freefree | free | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; the ATM fee is charged separately; the interest-free period does not apply to withdrawals (interest at the cash withdrawal rate) | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; plus the fee of the ATM-owning bank | 3.9%3,9% of the transaction amount (transfer to other cards by card number or phone); the interest-free period does not apply to transfers | — |
 Tenge Bank |
Mastercard Black Edition Black Edition privileges | freefree | 50 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Mastercard World World privileges | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Mastercard digital (World-based) virtual | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
 Trustbank |
UzCard-MasterCard co-badge | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
 Uzpromstroybank (SQB) |
Mastercard Black Edition available to non-residents Black Edition privileges | 500 000 UZSin bank offices: 500 000 UZS; via SQB Mobile: 250 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | 60 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Mastercard World available to non-residents World privileges | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Mastercard World Elite available to non-residents World Elite privileges | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
 Hayot Bank |
UZCARD-Mastercard co-badge | 50 000 UZS | free | Hayot Bank cash desk: 0,7% of the amount; own bank ATM: not specified | — | — | — |