TBC Bank vs Uzum Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of TBC Bank and Uzum Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
TBC Bank: 88 branches and 0 ATMs; Uzum Bank: 0 branches and 0 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  TBC Bank |
 Uzum Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 860 | 11 960 | 11 880 | 11 940 |
| EUR Euro | 12 900 | 13 700 | 13 150 | 13 400 |
| RUB Russian rouble | — | — | 140 | 150 |
Network: branches and ATMs
Key figures
| TBC Bank |
Uzum Bank |
|
|---|---|---|
| Charter capital | 2.12 trillion UZSas of 24.01.2025data may be out of dateSource: minio.tbcbank.uz ↗ | 500 billion UZSdata may be out of dateSource: openinfo.uz ↗ |
| Assets | 13.39 trillion UZS1.3% of the banking system | 4.47 trillion UZS0.4% of the banking system |
| Loans | 7.74 trillion UZS | 450 billion UZS |
| Total capital | 3.01 trillion UZS | 1.62 trillion UZS |
| Deposits | 7.15 trillion UZS | 1.48 trillion UZS |
| Central Bank licence | No. 86 of 17.03.2022 | No. 88 of 20.01.2026 |
| Shareholders | TBC Bank Group PLC (United Kingdom) and TBC Digital AJ; exact shares are not given (Q2 2026 list) | UB Assets Holding and Continent Arm Investments (Uzum Holding structure, UAE); the exact current structure was not found from media or aggregator publications, needs checking |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | TBC Bank |
Uzum Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 3 | free | free | — | — | — |
| Humo | 3 | free | free | — | — | — |
| Visa UZS | 1 | free | free | 2 | free | free |
| Visa USD | 1 | free | — | — | — | — |
| Mastercard UZS | 1 | free | free | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
TBC Bank: Bank cards · Uzum Bank: Bank cards
Deposits
| Currency | TBC Bank |
Uzum Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 17%/yearTerm deposit | 18%/yearTerm deposit | — | — |
| USD | 3%/yearTerm deposit | 5%/yearTerm deposit | — | — |
TBC Bank: Deposits
Loans
| Loan type | TBC Bank |
Uzum Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | 38%/yearLoan | 38%/yearLoan |
| Auto loans | 25.9%/yearAuto loan | 0%/yearAuto loan | — | — |
| Microloans | — | 28%/yearTBC Kredit for self-employed | — | 0%/yearMicroloan to Uzum card |
TBC Bank: Loans · Uzum Bank: Loans
Mobile apps
| TBC Bank |
Uzum Bank |
|
|---|---|---|
| App | TBC Bank Uzbekistan | Uzum Bank |
| Overall score | 4.67 (798 856) | 4.75 (330 475) |
| Google Play | 4.65 (698 642) ↗ | 4.74 (256 367) ↗ |
| App Store | 4.81 (100 214) ↗ | 4.79 (74 108) ↗ |
| Rank | 19 | 12 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
