Anorbank vs Uzum Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Anorbank and Uzum Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Anorbank: 18 branches and 112 ATMs; Uzum Bank: 0 branches and 0 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Anorbank |
 Uzum Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 885 | 11 955 | 11 880 | 11 940 |
| EUR Euro | 13 130 | 13 520 | 13 150 | 13 400 |
| RUB Russian rouble | 40 | 152 | 140 | 150 |
| CHF Swiss franc | 13 520 | — | — | — |
| GBP Pound sterling | 15 260 | 16 820 | — | — |
| JPY Japanese yen | 41 | — | — | — |
| KZT Kazakhstani tenge | 17 | 29 | — | — |
Network: branches and ATMs
Key figures
| Anorbank |
Uzum Bank |
|
|---|---|---|
| Charter capital | 850 billion UZSas of 31.03.2026Source: anorbank.uz ↗ | 500 billion UZSdata may be out of dateSource: openinfo.uz ↗ |
| Assets | 20.32 trillion UZS1.9% of the banking system | 4.47 trillion UZS0.4% of the banking system |
| Loans | 13.08 trillion UZS | 450 billion UZS |
| Total capital | 1.51 trillion UZS | 1.62 trillion UZS |
| Deposits | 15.23 trillion UZS | 1.48 trillion UZS |
| Central Bank licence | No. 87 of 15.09.2025 | No. 88 of 20.01.2026 |
| Shareholders | Bekamin B.V. 50%; an individual 49,4% | UB Assets Holding and Continent Arm Investments (Uzum Holding structure, UAE); the exact current structure was not found from media or aggregator publications, needs checking |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Anorbank |
Uzum Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 2 | free | 50 000 UZS | — | — | — |
| Humo | 4 | free | free | — | — | — |
| Visa UZS | — | — | — | 2 | free | free |
| Visa USD | 2 | free | free | — | — | — |
| Mastercard UZS | 4 | — | free | — | — | — |
| Mastercard USD | 2 | 25 000 UZS/year | 50 000 UZS | — | — | — |
| Mastercard EUR | 1 | 25 000 UZS/year | 50 000 UZS | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Anorbank: Bank cards · Uzum Bank: Bank cards
Deposits
| Currency | Anorbank |
Uzum Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 22%/yearMURABBIY | 22%/yearMURABBIY | — | — |
| USD | 8%/yearYuksak | 8%/yearYuksak | — | — |
Anorbank: Deposits
Loans
| Loan type | Anorbank |
Uzum Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | 38%/yearLoan | 38%/yearLoan |
| Auto loans | 0%/yearAuto loan 4.0 Uz Auto Motors | 0%/yearAuto loan 4.0 Uz Auto Motors | — | — |
| Microloans | 26%/yearBusiness Go | 26%/yearBusiness Go | — | 0%/yearMicroloan to Uzum card |
| Installment plans | 0%/yearANOR nasiya | 0%/yearANOR nasiya | — | — |
Anorbank: Loans · Uzum Bank: Loans
Mobile apps
| Anorbank |
Uzum Bank |
|
|---|---|---|
| App | Anorbank | Uzum Bank |
| Overall score | 4.71 (467 751) | 4.75 (330 475) |
| Google Play | 4.71 (461 870) ↗ | 4.74 (256 367) ↗ |
| App Store | 4.66 (5 881) ↗ | 4.79 (74 108) ↗ |
| Rank | 15 | 12 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Anorbank with another bank
Compare Uzum Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — Anorbank or Uzum Bank?
Buying is cheaper: Uzum Bank — sell 11 940 UZS against 11 955 UZS. Selling is better: Anorbank — buy 11 885 UZS against 11 880 UZS.
Which bank has more branches and ATMs — Anorbank or Uzum Bank?
Anorbank: 18 branches and 112 ATMs; Uzum Bank: 0 branches and 0 ATMs. Anorbank has more of both branches and ATMs.