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Deposits in UZS: bank rate comparison

Rates as of 22.10.2026More details

Deposits in UZS are offered by 30 banks: 110 deposits. The rate in the table is for the main term at the minimum amount; compare deposits within one currency. Click a column header to sort the table.

Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.

A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.

Bank Deposit Rate Max rate Terms Min. amount Top-up How to open
Uzpromstroybank (SQB) Imkoniyat-2 24%/year24% per annum for 3 months 24%/year24% per annum for 3 months 3 mo. 1 000 000 UZSfrom 1 000 000 UZS no in branch
Hayot Bank Yagona online 23%/year23% per annum (term and conditions are not specified on the website) 23%/year23% per annum (term and conditions are not specified on the website) — — — online
Hayot Bank Yaxshilikka-15 23%/year23% per annum (term and conditions are not specified on the website) 23%/year23% per annum (term and conditions are not specified on the website) — — — in branch
Anorbank MURABBIY online 22%/year22% per annum for 3 mo. 22%/year22% per annum for 3 mo. 3 mo. 1 000 000 UZSfrom 1 mln UZS no online
AVO Bank Premium 1 top-up allowed 22%/year22% per annum for 36 months 22%/year22% per annum for 36 months 36 mo. 50 000 000 000 UZSfrom 50 bn UZS yes in branch
Hayot Bank Oson Hayot online 22%/year22% per annum (term and conditions are not specified on the website) 22%/year22% per annum (term and conditions are not specified on the website) — — — online
Anorbank Fursat online 21%/year21% per annum for 3 mo. 21%/year21% per annum for 3 mo. 3 mo. 1 000 000 UZSfrom 1 mln UZS no online
Xalq Bank Onlayn ommabop onlinetop-up allowed 21%/year21% per annum for 18 months 21%/year21% per annum for 18 months 18 mo. 100 000 UZSfrom 100 000 UZS yes online
AVO Bank Flexible deposit onlinetop-up allowed 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZS 20.05%/year20,05% per annum (up to 22% including capitalization) 12 mo. no minimum0 UZS (no minimum) yes online
AVO Bank Term deposit onlinetop-up allowed 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZS 20.05%/year20,05% per annum (up to 22% including capitalization) 12 mo. 1 000 UZSfrom 1 000 UZS yes online
Anorbank MILLIY HAR KUNLIK onlinetop-up allowed 20%/year20% per annum for 24 mo. 20%/year20% per annum for 24 mo. 24 mo. 1 000 000 UZSfrom 1 mln UZS yes online
Poytaxt Bank OYMA-OY 20%/year20% per annum for 24 months 20%/year20% per annum for 24 months 24 mo. 1 000 000 UZSfrom 1 000 000 UZS no in branch
Xalq Bank Ommabop top-up allowed 20%/year20% per annum for 18 months 20%/year20% per annum for 18 months 18 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Xalq Bank Onlayn sarmoya onlinetop-up allowed 20%/year20% per annum for 6 months 20%/year20% per annum for 6 months 6 mo. 100 000 UZSfrom 100 000 UZS yes online
Xalq Bank Foydali sarmoya top-up allowed 19.4%/year19,4% per annum for 6 months 19.4%/year19,4% per annum for 6 months 6 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Tenge Bank Fixed-term onlineavailable to non-residents 19%/year19% per annum for 12 months 19%/year19% per annum for 12 months 12 mo. 10 000 000 UZSfrom 10 000 000 UZS no online
Asia Alliance Bank Oltin Kelajak top-up allowed 18%/year18% per annum 18%/year18% per annum — no minimumunlimited yes in branch
Agrobank Progress online 18%/year18% per annum for 13 months 18%/year18% per annum for 13 months 13 mo. 500 000 UZSfrom 500 000 UZS no online
Agrobank Sandiq onlinetop-up allowed 18%/year18% per annum for 18 months 18%/year18% per annum for 18 months 18 mo. 100 000 UZSonline from 100 000 UZS, through branches from 1 000 000 UZS yes online
Apex Bank PRIME + onlinetop-up allowed 18%/year18,0% per annum for 36 mo. 18%/year18,0% per annum (single rate, no tiers) 36 mo. 200 000 000 UZSfrom 200 000 000 UZS yes online
Garant Bank Kunlik onlinetop-up allowed 18%/year18% per annum for 555 days 18%/year18% per annum, flat rate 18 mo. 10 000 UZSfrom 10 000 UZS yes online
Hamkorbank Jamg‘arma ipoteka top-up allowed 18%/year18% per annum for 12 months 18%/year18% per annum 12 mo. 10 000 UZSfrom 10 000 UZS yes in branch
Hamkorbank Maqsadli ipoteka top-up allowed 18%/year18% per annum for 12 months 18%/year18% per annum 12 mo. 10 000 UZS yes in branch
InFinBank Infin Daromad onlinetop-up allowed 18%/year18% per annum for 18 mo. 18%/year18% per annum for 18 mo. 18 mo. 500 000 UZSfrom 500 000 UZS yes online
Microcreditbank Bayramona online 18%/year18% per annum for 12 months 18%/year18% per annum for 12 months 12 mo. 1 000 000 UZSfrom 1 mln UZS no online
National Bank of Uzbekistan (NBU) For everyone onlinetop-up allowed 18%/year18% per annum for 13 months 18%/yearup to 18% for 13 months 1, 3, 6, 9, 13, 18 mo. 100 000 UZSfrom 100 000 UZS yes online
Orient Finans Bank OFB Ipoteka top-up allowed 18%/year18% per annum for 12 months 18%/year18% per annum for 12 months 12 mo. no minimumno minimum amount yes in branch
Poytaxt Bank 365 KUN top-up allowed 18%/year18% per annum for 12 months 18%/year18% per annum for 12 months 12 mo. 500 000 UZSfrom 500 000 UZS yes in branch
Tenge Bank Convenient online onlinetop-up allowed 18%/year18% per annum for 13 months 18%/year18% per annum for 13 months 13 mo. 100 000 UZSfrom 100 000 UZS yes online
Turonbank Imkoniyat plus top-up allowed 18%/year18% per annum for 12 months 18%/year18% per annum (flat rate) 12 mo. no minimumunlimited (no minimum set) yes in branch
Turonbank Maximum onlinetop-up allowed 18%/year18% per annum for 18 months 18%/year18% per annum (flat rate) 18 mo. 100 000 UZSfrom 100 000 UZS yes online
Ipoteka Bank Oddiy onlinetop-up allowed 17.5%/year17.5% per annum for 12 months 18%/yearup to 18,0% per annum for 12 months when opened in the mobile app, paid at the end of the term 3, 6, 12 mo. 500 000 UZSfrom 500 000 UZS yes online
Apex Bank DRIVE onlinetop-up allowed 17%/year17,0% per annum for 18 mo. 17%/year17,0% per annum (single rate, no tiers) 18 mo. 500 000 UZSfrom 500 000 UZS yes online
Garant Bank Orzu sari top-up allowed 17%/year17% per annum for 24 months 17%/year17% per annum, flat rate 24 mo. 10 000 000 UZSfrom 10 000 000 UZS yes in branch
Hamkorbank Ishonch onlinetop-up allowed 17%/year17% per annum for 12 months 17%/year17% per annum 12 mo. 100 000 UZSfrom 100 000 UZS yes online
Ipak Yuli Bank Kelajak-17 online 17%/year17% per annum for 18 mo. 17%/year17% per annum for 18 mo. 18 mo. 1 000 000 UZSfrom 1 mln UZS no online
Orient Finans Bank OFB Ishonch online 17%/year17% per annum for 13 months 18%/yearup to 18% per annum for 13 months 13 mo. 1 000 000 UZSfrom 1 000 000 UZS no online
TBC Bank Term deposit online 17%/year17% per annum for 13 months 18%/year18% for 3 and 6 months 3, 6, 13, 24 mo. 100 000 UZSfrom 100 000 UZS no online
Xalq Bank Bolalar xazinasi top-up allowed 17%/year17% per annum until the child reaches 16 17%/year17% per annum until the child reaches 16 — 1 000 UZSfrom 1 000 UZS yes in branch
Agrobank Baraka onlinetop-up allowed 16%/year16% per annum for 24 months 16%/year16% per annum for 24 months 24 mo. 100 000 UZSonline from 100 000 UZS, through branches from 500 000 UZS yes online
Aloqabank Intellekt onlinetop-up allowed 16%/year16% per annum for 24 months 16%/year16% per annum for 24 months 24 mo. 100 000 UZSfrom 100 000 UZS yes online
Business Development Bank Targeted mortgage deposit — subsidy top-up allowed 16%/year16% per annum for 12 months (CB rate + 2%) 16%/year16% per annum for 12 months 12 mo. no minimumminimum deposit amount is not set yes in branch
Business Development Bank Targeted mortgage savings deposit top-up allowed 16%/year16% per annum for 12 months (CB rate + 2%) 16%/year16% per annum for 12 months 12 mo. no minimumunlimited yes in branch
Hamkorbank Baraka onlinetop-up allowed 16%/year16% per annum for 9 months 16%/year16% per annum 9 mo. 100 000 UZSfrom 100 000 UZS yes online
InFinBank Infin Foydali 3 onlinetop-up allowed 16%/year16% per annum for 18 mo. 16%/year16% per annum for 18 mo. 18 mo. 500 000 UZSfrom 500 000 UZS yes online
Ipak Yuli Bank Zamin-16 online 16%/year16% per annum for 13 mo. 16%/year16% per annum for 13 mo. 13 mo. 1 000 000 UZSfrom 1 mln UZS no online
Kapitalbank Kapital Ziynat onlinetop-up allowed 16%/year16% per annum for a term of up to 25 months 16%/year16% per annum 25 mo. 100 000 UZSfrom 100 000 UZS yes online
Microcreditbank Universal onlinetop-up allowed 16%/year16% per annum, term up to 24 months 17%/year17% per annum in the Mavrid app 24 mo. 100 000 UZSfrom 100 thousand UZS yes online
Trustbank Zamin top-up allowed 16%/year16,0% per annum for 18 mo. 16%/yearsingle rate, no tiers by term or amount 18 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Trustbank Online-Zamin onlinetop-up allowed 16%/year16,0% per annum for 18 mo. 16%/yearsingle rate, no tiers by term or amount 18 mo. 1 000 000 UZSfrom 1 000 000 UZS yes online
Turonbank Kelajak Poydevori top-up allowed 16%/year16% per annum until the depositor reaches 18 16%/year16% per annum — 100 000 UZSfrom 100 000 UZS yes in branch
Asia Alliance Bank Barqaror 15%/year15% per annum for 24 months 15%/year15% per annum for 24 months 24 mo. 1 000 000 UZSfrom 1 mln UZS no in branch
Asia Alliance Bank Barqaror online online 15%/year15% per annum for 24 months 15%/year15% per annum for 24 months 24 mo. 500 000 UZSfrom 500 thousand UZS no online
Agrobank Baxtli bolalik top-up allowed 15%/yearat the Central Bank base rate; the page calculator shows 15% per annum 15%/yearat the Central Bank base rate; the calculator shows 15% per annum 36, 60, 120 mo. 100 000 UZSfrom 100 000 UZS yes in branch
Agrobank Orzuimdagi uy top-up allowed 15%/year15% per annum for 12 months 15%/year15% per annum for 12 months 12 mo. 100 000 UZSfrom 100 000 UZS yes in branch
Aloqabank Aloqachi top-up allowed 15%/year15% per annum for 13 months 15%/year15% per annum for 13 months 13 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Aloqabank Joziba top-up allowed 15%/year15% per annum for 6 months 15%/yearup to 15% per annum for 6 months 3, 6 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Aloqabank Joziba plus onlinetop-up allowed 15%/year15% per annum for 6 months 15%/yearup to 15% per annum for 6 months 3, 6 mo. 1 000 000 UZSfrom 1 000 000 UZS yes online
Business Development Bank Start 18 top-up allowedavailable to non-residents 15%/year15% per annum (base rate + 1%), term until reaching 18 years of age 15%/year15% per annum — no minimumunlimited yes in branch
Business Development Bank Dream onlineavailable to non-residents 15%/year15% per annum for 13 months 15%/year15% per annum for 13 months 13 mo. 1 000 000 UZSfrom 1 000 000 UZS no online
Hamkorbank Kelajak onlinetop-up allowed 15%/year15% per annum at the office, 16% online, for 6 months 16%/year16% per annum for 6 months when arranged online 6 mo. 100 000 UZSfrom 100 000 UZS yes online
Hamkorbank Samara onlinetop-up allowed 15%/year15% per annum at the office, 16% online, for 24 months 16%/year16% per annum for 24 months when arranged online 24 mo. 100 000 UZSfrom 100 000 UZS yes online
National Bank of Uzbekistan (NBU) Everything is possible onlinetop-up allowed 15%/year15% per annum for 18 months 15%/year15% per annum for 18 months 18 mo. 100 000 UZSfrom 100 000 UZS yes online
Orient Finans Bank OFB Elite online 15%/year15% per annum for 300 days 16%/yearup to 16% per annum for 300 days 10 mo. 10 000 000 UZSfrom 10 000 000 UZS no online
Uzpromstroybank (SQB) Kafolat-3 15%/year15% per annum for 12 months 15%/year15% per annum for 12 months 12 mo. equal to the down payment — 15% of the planned mortgage loan amount no in branch
Uzpromstroybank (SQB) Optimal online 15%/year15% per annum for 15 months when opened at the office 16%/year16% per annum for 15 months when opened online 15 mo. 1 000 000 UZSfrom 1 000 000 UZS no online
Xalq Bank Kelajak top-up allowed 15%/year15% per annum (tied to the CB base rate) 15%/year15% per annum (tied to the CB base rate) — 100 000 UZSfrom 100 000 UZS yes in branch
Aloqabank For the future top-up allowed 14%/year14% per annum for a term of 3-18 years 14%/year14% per annum for a term of 3-18 years 36, 216 mo. no minimumunlimited (no minimum set) yes in branch
Asakabank Maximum income online 14%/year14% per annum for 13 months 14%/yearup to 14% per annum (6 and 13 months) 6, 13 mo. 100 000 UZSfrom 100 000 UZS no online
Asakabank Targeted mortgage top-up allowed 14%/year14% per annum for 12 months 14%/year14% per annum (the only rate) 12 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Business Development Bank Guarantee + onlinetop-up allowedavailable to non-residents 14%/year14% per annum for 9 months 14%/year14% per annum for 9 months 9 mo. 100 000 UZSfrom 100 000 UZS yes online
Business Development Bank Mortgage down payment onlinetop-up allowed 14%/year14% per annum for 13 months 14%/year14% per annum for 13 months 13 mo. 5 000 UZSfrom 5 000 UZS yes online
Hamkorbank Istiqbol onlinetop-up allowed 14%/year14% per annum at the office, 15% online, for 3 months 15%/year15% per annum for 3 months when arranged online 3 mo. 100 000 UZSfrom 100 000 UZS yes online
Hamkorbank Orzu onlinetop-up allowed 14%/year14% per annum at the office, 15% online, for 18 months 15%/year15% per annum for 18 months when arranged online 18 mo. 100 000 UZSfrom 100 000 UZS yes online
Ipoteka Bank Maqsadli Ipoteka top-up allowed 14%/year14% per annum for 12 months 14%/year14% per annum 12 mo. no minimumno minimum (0 UZS) yes in branch
Ipoteka Bank Savings account onlinetop-up allowed 14%/year14% per annum, indefinite 14%/year14% per annum — 15 000 000 UZSfrom 15 000 000 UZS yes online
Kapitalbank Maqsadli ipoteka top-up allowedresidents only 14%/year14% per annum for 6 months 14%/year14% per annum 6 mo. 5 000 000 UZSfrom 5 mln UZS yes in branch
Microcreditbank Baxtli bolalik onlinetop-up allowed 14%/year14% per annum, term from 1 to 16 years 14%/year14% per annum 192 mo. 100 000 UZSfrom 100 thousand UZS yes online
National Bank of Uzbekistan (NBU) Imkoniyat top-up allowed 14%/year14% per annum, term up to 24 months 14%/year14% per annum 24 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
National Bank of Uzbekistan (NBU) Maqsad sari top-up allowed 14%/year14% per annum, term up to 12 months 14%/year14% per annum 12 mo. 1 000 000 UZSinitial contribution from 1 000 000 UZS (standard conditions) yes in branch
National Bank of Uzbekistan (NBU) Subsidy 14%/year14% per annum, term up to 12 months 14%/year14% per annum 12 mo. no minimuminitial deposit 0 UZS no in branch
Uzpromstroybank (SQB) Barqaror sarmoya onlinetop-up allowed 14%/year14% per annum for 13 months when opened at the office 15%/year15% per annum for 13 months when opened online 13 mo. 100 000 UZSfrom 100 000 UZS yes online
Trustbank Bolajon top-up allowed 14%/year14,0% per annum, term until age 18 14%/yearsingle rate, no tiers by term or amount — 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Trustbank Imkon 3 14%/year14,0% per annum for 3 mo. 14%/yearsingle rate, no tiers by term or amount 3 mo. 1 000 000 UZSfrom 1 000 000 UZS no in branch
Trustbank Maqsadli Mortgage top-up allowed 14%/year14,0% per annum for 12 mo. 14%/yearsingle rate, no tiers by term or amount 12 mo. 1 000 000 UZSfrom 1 000 000 UZS yes in branch
Turonbank Maqsadli Mortgage top-up allowed 14%/year14% per annum for 12 months 14%/year14% per annum (flat rate) 12 mo. 37 100 000 UZSfrom 37 100 000 UZS (Karakalpakstan and regions), in Tashkent from 54 800 000 UZS yes in branch
Orient Finans Bank OFB Standard online 13.5%/year13,5% per annum for 180 days 14%/yearup to 14% per annum for 180 days 6 mo. 1 000 000 UZSfrom 1 000 000 UZS no online
Ipak Yuli Bank Mortgage top-up allowed 13%/year13% per annum for 12 mo. 13%/year13% per annum 12 mo. 1 000 000 UZSfrom 1 mln UZS yes in branch
Kapitalbank Interest monthly onlinetop-up allowed 13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 months 13%/year13% per annum (floating) 25 mo. 100 000 UZSfrom 100 000 UZS yes online
Kapitalbank Interest daily onlinetop-up allowed 13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 months 13%/year13% per annum (floating) 25 mo. 100 000 UZSfrom 100 000 UZS yes online
TBC Bank Odat onlinetop-up allowed 13%/year13% per annum on balance 13%/year13% per annum — 1 000 UZSfrom 1000 UZS yes online
Asia Alliance Bank Maqsadli ipoteka omonati top-up allowed 12%/year12% per annum for 12 months 12%/year12% per annum for 12 months 12 mo. 500 000 UZSfrom 500 thousand UZS yes in branch
Orient Finans Bank OFB Start online 12%/year12% per annum for 90 days 12.5%/yearup to 12,5% per annum for 90 days 3 mo. 1 000 000 UZSfrom 1 000 000 UZS no online
Ipak Yuli Bank Foydali onlinetop-up allowed 11%/year11% per annum, open-ended deposit 11%/year11% per annum — 1 000 UZSfrom 1 000 UZS yes online
Orient Finans Bank OFB Light onlinetop-up allowed 10%/year10% per annum for 30 days 11%/yearup to 11% per annum for 30 days 1 mo. 1 000 000 UZSfrom 1 000 000 UZS yes online
Turonbank Meros top-up allowed 7%/year7% per annum until the depositor reaches 18 7%/year7% per annum — 100 000 UZSfrom 100 000 UZS yes in branch
Ziraat Bank Uzbekistan FOYDA (VIII) – 7 (S79) 7%/year7% per annum for 6 mo. 7%/year7% per annum (the only rate) 6 mo. 10 000 000 UZSfrom 10 000 000 UZS no in branch
Ziraat Bank Uzbekistan FOYDA (VIII) – 6 (S78) 6%/year6% per annum for 3 mo. 6%/year6% per annum (the only rate) 3 mo. 10 000 000 UZSfrom 10 000 000 UZS no in branch
Xalq Bank Avtokredit top-up allowed 1%/year1% per annum for 12 months 1%/year1% per annum for 12 months 12 mo. not less than the initial contribution under the auto loan product passport yes in branch
Xalq Bank Yangi uy poydevori top-up allowed 1%/year1% per annum for 12 months 1%/year1% per annum for 12 months 12 mo. not less than the initial contribution under the mortgage loan product passport yes in branch
AVO Bank Demand account onlinetop-up allowed 0%/year0% per annum on balance 0%/year0% per annum — no minimumno minimum amount yes online
Hamkorbank FOIZSIZ top-up allowed 0%/year0% per annum, indefinite 0%/year0% per annum — 10 000 UZSfrom 10 000 UZS yes in branch
Ipoteka Bank On demand top-up allowed 0%/year0% per annum, indefinite 0%/year0% per annum — 100 000 UZSfrom 100 000 UZS yes in branch
KDB Bank Uzbekistan Demand deposit top-up allowed 0%/year0% per annum, interest-free 0%/year0% per annum, interest-free — minimum not specified on the page yes in branch
Madad Invest Bank On demand top-up allowed 0%/yearinterest-free deposit 0%/yearinterest-free — no minimumunlimited (no minimum) yes in branch
National Bank of Uzbekistan (NBU) On demand top-up allowed 0%/year0% per annum 0%/year0% per annum — 1 000 UZSfrom 1 000 UZS yes in branch
Octobank Demand deposit account onlinetop-up allowed 0%/year0% per annum: no interest is accrued or paid on the balance 0%/year0% per annum, no higher rates — — yes online
Bank Saderat Tashkent On demand 0%/year0% per annum, no term limit 0%/year0% per annum, no term limit — — — in branch
Tenge Bank On demand top-up allowed 0%/year0% per annum, no interest is accrued 0%/year0% per annum, no interest is accrued — no minimumminimum not limited yes in branch
Xalq Bank Talab qilib olinguncha top-up allowed 0%/year0% per annum, no term 0%/year0% per annum, no term — no minimumno minimum yes in branch

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