Deposits in UZS: bank rate comparison
Rates as of 22.10.2026More details
Deposits in UZS are offered by 30 banks: 110 deposits. The rate in the table is for the main term at the minimum amount; compare deposits within one currency. Click a column header to sort the table.
Rates and conditions are taken from the banks’ websites and may change; some deposits have limited-time promotions: check the terms with the bank before opening a deposit. The rate in the table is for the main case: a 12-month term (or the deposit’s only term), the minimum amount, no bonuses; rates for other terms, amounts and channels are on the bank’s page.
A deposit may not actually be available to open, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
| Bank | Deposit | Rate | Max rate | Terms | Min. amount | Top-up | How to open |
|---|---|---|---|---|---|---|---|
| Imkoniyat-2 | 24%/year24% per annum for 3 months | 24%/year24% per annum for 3 months | 3 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | in branch | |
| Yagona online | 23%/year23% per annum (term and conditions are not specified on the website) | 23%/year23% per annum (term and conditions are not specified on the website) | — | — | — | online | |
| Yaxshilikka-15 | 23%/year23% per annum (term and conditions are not specified on the website) | 23%/year23% per annum (term and conditions are not specified on the website) | — | — | — | in branch | |
| MURABBIY online | 22%/year22% per annum for 3 mo. | 22%/year22% per annum for 3 mo. | 3 mo. | 1 000 000 UZSfrom 1 mln UZS | no | online | |
| Premium 1 top-up allowed | 22%/year22% per annum for 36 months | 22%/year22% per annum for 36 months | 36 mo. | 50 000 000 000 UZSfrom 50 bn UZS | yes | in branch | |
| Oson Hayot online | 22%/year22% per annum (term and conditions are not specified on the website) | 22%/year22% per annum (term and conditions are not specified on the website) | — | — | — | online | |
| Fursat online | 21%/year21% per annum for 3 mo. | 21%/year21% per annum for 3 mo. | 3 mo. | 1 000 000 UZSfrom 1 mln UZS | no | online | |
| Onlayn ommabop onlinetop-up allowed | 21%/year21% per annum for 18 months | 21%/year21% per annum for 18 months | 18 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Flexible deposit onlinetop-up allowed | 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZS | 20.05%/year20,05% per annum (up to 22% including capitalization) | 12 mo. | no minimum0 UZS (no minimum) | yes | online | |
| Term deposit onlinetop-up allowed | 20.05%/year20,05% per annum for 12 months for an amount from 100 000 UZS | 20.05%/year20,05% per annum (up to 22% including capitalization) | 12 mo. | 1 000 UZSfrom 1 000 UZS | yes | online | |
| MILLIY HAR KUNLIK onlinetop-up allowed | 20%/year20% per annum for 24 mo. | 20%/year20% per annum for 24 mo. | 24 mo. | 1 000 000 UZSfrom 1 mln UZS | yes | online | |
| OYMA-OY | 20%/year20% per annum for 24 months | 20%/year20% per annum for 24 months | 24 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | in branch | |
| Ommabop top-up allowed | 20%/year20% per annum for 18 months | 20%/year20% per annum for 18 months | 18 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Onlayn sarmoya onlinetop-up allowed | 20%/year20% per annum for 6 months | 20%/year20% per annum for 6 months | 6 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Foydali sarmoya top-up allowed | 19.4%/year19,4% per annum for 6 months | 19.4%/year19,4% per annum for 6 months | 6 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Fixed-term onlineavailable to non-residents | 19%/year19% per annum for 12 months | 19%/year19% per annum for 12 months | 12 mo. | 10 000 000 UZSfrom 10 000 000 UZS | no | online | |
| Oltin Kelajak top-up allowed | 18%/year18% per annum | 18%/year18% per annum | — | no minimumunlimited | yes | in branch | |
| Progress online | 18%/year18% per annum for 13 months | 18%/year18% per annum for 13 months | 13 mo. | 500 000 UZSfrom 500 000 UZS | no | online | |
| Sandiq onlinetop-up allowed | 18%/year18% per annum for 18 months | 18%/year18% per annum for 18 months | 18 mo. | 100 000 UZSonline from 100 000 UZS, through branches from 1 000 000 UZS | yes | online | |
| PRIME + onlinetop-up allowed | 18%/year18,0% per annum for 36 mo. | 18%/year18,0% per annum (single rate, no tiers) | 36 mo. | 200 000 000 UZSfrom 200 000 000 UZS | yes | online | |
| Kunlik onlinetop-up allowed | 18%/year18% per annum for 555 days | 18%/year18% per annum, flat rate | 18 mo. | 10 000 UZSfrom 10 000 UZS | yes | online | |
| Jamg‘arma ipoteka top-up allowed | 18%/year18% per annum for 12 months | 18%/year18% per annum | 12 mo. | 10 000 UZSfrom 10 000 UZS | yes | in branch | |
| Maqsadli ipoteka top-up allowed | 18%/year18% per annum for 12 months | 18%/year18% per annum | 12 mo. | 10 000 UZS | yes | in branch | |
| Infin Daromad onlinetop-up allowed | 18%/year18% per annum for 18 mo. | 18%/year18% per annum for 18 mo. | 18 mo. | 500 000 UZSfrom 500 000 UZS | yes | online | |
| Bayramona online | 18%/year18% per annum for 12 months | 18%/year18% per annum for 12 months | 12 mo. | 1 000 000 UZSfrom 1 mln UZS | no | online | |
| For everyone onlinetop-up allowed | 18%/year18% per annum for 13 months | 18%/yearup to 18% for 13 months | 1, 3, 6, 9, 13, 18 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| OFB Ipoteka top-up allowed | 18%/year18% per annum for 12 months | 18%/year18% per annum for 12 months | 12 mo. | no minimumno minimum amount | yes | in branch | |
| 365 KUN top-up allowed | 18%/year18% per annum for 12 months | 18%/year18% per annum for 12 months | 12 mo. | 500 000 UZSfrom 500 000 UZS | yes | in branch | |
| Convenient online onlinetop-up allowed | 18%/year18% per annum for 13 months | 18%/year18% per annum for 13 months | 13 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Imkoniyat plus top-up allowed | 18%/year18% per annum for 12 months | 18%/year18% per annum (flat rate) | 12 mo. | no minimumunlimited (no minimum set) | yes | in branch | |
| Maximum onlinetop-up allowed | 18%/year18% per annum for 18 months | 18%/year18% per annum (flat rate) | 18 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Oddiy onlinetop-up allowed | 17.5%/year17.5% per annum for 12 months | 18%/yearup to 18,0% per annum for 12 months when opened in the mobile app, paid at the end of the term | 3, 6, 12 mo. | 500 000 UZSfrom 500 000 UZS | yes | online | |
| DRIVE onlinetop-up allowed | 17%/year17,0% per annum for 18 mo. | 17%/year17,0% per annum (single rate, no tiers) | 18 mo. | 500 000 UZSfrom 500 000 UZS | yes | online | |
| Orzu sari top-up allowed | 17%/year17% per annum for 24 months | 17%/year17% per annum, flat rate | 24 mo. | 10 000 000 UZSfrom 10 000 000 UZS | yes | in branch | |
| Ishonch onlinetop-up allowed | 17%/year17% per annum for 12 months | 17%/year17% per annum | 12 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Kelajak-17 online | 17%/year17% per annum for 18 mo. | 17%/year17% per annum for 18 mo. | 18 mo. | 1 000 000 UZSfrom 1 mln UZS | no | online | |
| OFB Ishonch online | 17%/year17% per annum for 13 months | 18%/yearup to 18% per annum for 13 months | 13 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | online | |
| Term deposit online | 17%/year17% per annum for 13 months | 18%/year18% for 3 and 6 months | 3, 6, 13, 24 mo. | 100 000 UZSfrom 100 000 UZS | no | online | |
| Bolalar xazinasi top-up allowed | 17%/year17% per annum until the child reaches 16 | 17%/year17% per annum until the child reaches 16 | — | 1 000 UZSfrom 1 000 UZS | yes | in branch | |
| Baraka onlinetop-up allowed | 16%/year16% per annum for 24 months | 16%/year16% per annum for 24 months | 24 mo. | 100 000 UZSonline from 100 000 UZS, through branches from 500 000 UZS | yes | online | |
| Intellekt onlinetop-up allowed | 16%/year16% per annum for 24 months | 16%/year16% per annum for 24 months | 24 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Targeted mortgage deposit — subsidy top-up allowed | 16%/year16% per annum for 12 months (CB rate + 2%) | 16%/year16% per annum for 12 months | 12 mo. | no minimumminimum deposit amount is not set | yes | in branch | |
| Targeted mortgage savings deposit top-up allowed | 16%/year16% per annum for 12 months (CB rate + 2%) | 16%/year16% per annum for 12 months | 12 mo. | no minimumunlimited | yes | in branch | |
| Baraka onlinetop-up allowed | 16%/year16% per annum for 9 months | 16%/year16% per annum | 9 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Infin Foydali 3 onlinetop-up allowed | 16%/year16% per annum for 18 mo. | 16%/year16% per annum for 18 mo. | 18 mo. | 500 000 UZSfrom 500 000 UZS | yes | online | |
| Zamin-16 online | 16%/year16% per annum for 13 mo. | 16%/year16% per annum for 13 mo. | 13 mo. | 1 000 000 UZSfrom 1 mln UZS | no | online | |
| Kapital Ziynat onlinetop-up allowed | 16%/year16% per annum for a term of up to 25 months | 16%/year16% per annum | 25 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Universal onlinetop-up allowed | 16%/year16% per annum, term up to 24 months | 17%/year17% per annum in the Mavrid app | 24 mo. | 100 000 UZSfrom 100 thousand UZS | yes | online | |
| Zamin top-up allowed | 16%/year16,0% per annum for 18 mo. | 16%/yearsingle rate, no tiers by term or amount | 18 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Online-Zamin onlinetop-up allowed | 16%/year16,0% per annum for 18 mo. | 16%/yearsingle rate, no tiers by term or amount | 18 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | online | |
| Kelajak Poydevori top-up allowed | 16%/year16% per annum until the depositor reaches 18 | 16%/year16% per annum | — | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| Barqaror | 15%/year15% per annum for 24 months | 15%/year15% per annum for 24 months | 24 mo. | 1 000 000 UZSfrom 1 mln UZS | no | in branch | |
| Barqaror online online | 15%/year15% per annum for 24 months | 15%/year15% per annum for 24 months | 24 mo. | 500 000 UZSfrom 500 thousand UZS | no | online | |
| Baxtli bolalik top-up allowed | 15%/yearat the Central Bank base rate; the page calculator shows 15% per annum | 15%/yearat the Central Bank base rate; the calculator shows 15% per annum | 36, 60, 120 mo. | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| Orzuimdagi uy top-up allowed | 15%/year15% per annum for 12 months | 15%/year15% per annum for 12 months | 12 mo. | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| Aloqachi top-up allowed | 15%/year15% per annum for 13 months | 15%/year15% per annum for 13 months | 13 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Joziba top-up allowed | 15%/year15% per annum for 6 months | 15%/yearup to 15% per annum for 6 months | 3, 6 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Joziba plus onlinetop-up allowed | 15%/year15% per annum for 6 months | 15%/yearup to 15% per annum for 6 months | 3, 6 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | online | |
| Start 18 top-up allowedavailable to non-residents | 15%/year15% per annum (base rate + 1%), term until reaching 18 years of age | 15%/year15% per annum | — | no minimumunlimited | yes | in branch | |
| Dream onlineavailable to non-residents | 15%/year15% per annum for 13 months | 15%/year15% per annum for 13 months | 13 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | online | |
| Kelajak onlinetop-up allowed | 15%/year15% per annum at the office, 16% online, for 6 months | 16%/year16% per annum for 6 months when arranged online | 6 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Samara onlinetop-up allowed | 15%/year15% per annum at the office, 16% online, for 24 months | 16%/year16% per annum for 24 months when arranged online | 24 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Everything is possible onlinetop-up allowed | 15%/year15% per annum for 18 months | 15%/year15% per annum for 18 months | 18 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| OFB Elite online | 15%/year15% per annum for 300 days | 16%/yearup to 16% per annum for 300 days | 10 mo. | 10 000 000 UZSfrom 10 000 000 UZS | no | online | |
| Kafolat-3 | 15%/year15% per annum for 12 months | 15%/year15% per annum for 12 months | 12 mo. | equal to the down payment — 15% of the planned mortgage loan amount | no | in branch | |
| Optimal online | 15%/year15% per annum for 15 months when opened at the office | 16%/year16% per annum for 15 months when opened online | 15 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | online | |
| Kelajak top-up allowed | 15%/year15% per annum (tied to the CB base rate) | 15%/year15% per annum (tied to the CB base rate) | — | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| For the future top-up allowed | 14%/year14% per annum for a term of 3-18 years | 14%/year14% per annum for a term of 3-18 years | 36, 216 mo. | no minimumunlimited (no minimum set) | yes | in branch | |
| Maximum income online | 14%/year14% per annum for 13 months | 14%/yearup to 14% per annum (6 and 13 months) | 6, 13 mo. | 100 000 UZSfrom 100 000 UZS | no | online | |
| Targeted mortgage top-up allowed | 14%/year14% per annum for 12 months | 14%/year14% per annum (the only rate) | 12 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Guarantee + onlinetop-up allowedavailable to non-residents | 14%/year14% per annum for 9 months | 14%/year14% per annum for 9 months | 9 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Mortgage down payment onlinetop-up allowed | 14%/year14% per annum for 13 months | 14%/year14% per annum for 13 months | 13 mo. | 5 000 UZSfrom 5 000 UZS | yes | online | |
| Istiqbol onlinetop-up allowed | 14%/year14% per annum at the office, 15% online, for 3 months | 15%/year15% per annum for 3 months when arranged online | 3 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Orzu onlinetop-up allowed | 14%/year14% per annum at the office, 15% online, for 18 months | 15%/year15% per annum for 18 months when arranged online | 18 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Maqsadli Ipoteka top-up allowed | 14%/year14% per annum for 12 months | 14%/year14% per annum | 12 mo. | no minimumno minimum (0 UZS) | yes | in branch | |
| Savings account onlinetop-up allowed | 14%/year14% per annum, indefinite | 14%/year14% per annum | — | 15 000 000 UZSfrom 15 000 000 UZS | yes | online | |
| Maqsadli ipoteka top-up allowedresidents only | 14%/year14% per annum for 6 months | 14%/year14% per annum | 6 mo. | 5 000 000 UZSfrom 5 mln UZS | yes | in branch | |
| Baxtli bolalik onlinetop-up allowed | 14%/year14% per annum, term from 1 to 16 years | 14%/year14% per annum | 192 mo. | 100 000 UZSfrom 100 thousand UZS | yes | online | |
| Imkoniyat top-up allowed | 14%/year14% per annum, term up to 24 months | 14%/year14% per annum | 24 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Maqsad sari top-up allowed | 14%/year14% per annum, term up to 12 months | 14%/year14% per annum | 12 mo. | 1 000 000 UZSinitial contribution from 1 000 000 UZS (standard conditions) | yes | in branch | |
| Subsidy | 14%/year14% per annum, term up to 12 months | 14%/year14% per annum | 12 mo. | no minimuminitial deposit 0 UZS | no | in branch | |
| Barqaror sarmoya onlinetop-up allowed | 14%/year14% per annum for 13 months when opened at the office | 15%/year15% per annum for 13 months when opened online | 13 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Bolajon top-up allowed | 14%/year14,0% per annum, term until age 18 | 14%/yearsingle rate, no tiers by term or amount | — | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Imkon 3 | 14%/year14,0% per annum for 3 mo. | 14%/yearsingle rate, no tiers by term or amount | 3 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | in branch | |
| Maqsadli Mortgage top-up allowed | 14%/year14,0% per annum for 12 mo. | 14%/yearsingle rate, no tiers by term or amount | 12 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | in branch | |
| Maqsadli Mortgage top-up allowed | 14%/year14% per annum for 12 months | 14%/year14% per annum (flat rate) | 12 mo. | 37 100 000 UZSfrom 37 100 000 UZS (Karakalpakstan and regions), in Tashkent from 54 800 000 UZS | yes | in branch | |
| OFB Standard online | 13.5%/year13,5% per annum for 180 days | 14%/yearup to 14% per annum for 180 days | 6 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | online | |
| Mortgage top-up allowed | 13%/year13% per annum for 12 mo. | 13%/year13% per annum | 12 mo. | 1 000 000 UZSfrom 1 mln UZS | yes | in branch | |
| Interest monthly onlinetop-up allowed | 13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 months | 13%/year13% per annum (floating) | 25 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Interest daily onlinetop-up allowed | 13%/year13% per annum (Central Bank rate minus 1 p.p.) for 25 months | 13%/year13% per annum (floating) | 25 mo. | 100 000 UZSfrom 100 000 UZS | yes | online | |
| Odat onlinetop-up allowed | 13%/year13% per annum on balance | 13%/year13% per annum | — | 1 000 UZSfrom 1000 UZS | yes | online | |
| Maqsadli ipoteka omonati top-up allowed | 12%/year12% per annum for 12 months | 12%/year12% per annum for 12 months | 12 mo. | 500 000 UZSfrom 500 thousand UZS | yes | in branch | |
| OFB Start online | 12%/year12% per annum for 90 days | 12.5%/yearup to 12,5% per annum for 90 days | 3 mo. | 1 000 000 UZSfrom 1 000 000 UZS | no | online | |
| Foydali onlinetop-up allowed | 11%/year11% per annum, open-ended deposit | 11%/year11% per annum | — | 1 000 UZSfrom 1 000 UZS | yes | online | |
| OFB Light onlinetop-up allowed | 10%/year10% per annum for 30 days | 11%/yearup to 11% per annum for 30 days | 1 mo. | 1 000 000 UZSfrom 1 000 000 UZS | yes | online | |
| Meros top-up allowed | 7%/year7% per annum until the depositor reaches 18 | 7%/year7% per annum | — | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| FOYDA (VIII) – 7 (S79) | 7%/year7% per annum for 6 mo. | 7%/year7% per annum (the only rate) | 6 mo. | 10 000 000 UZSfrom 10 000 000 UZS | no | in branch | |
| FOYDA (VIII) – 6 (S78) | 6%/year6% per annum for 3 mo. | 6%/year6% per annum (the only rate) | 3 mo. | 10 000 000 UZSfrom 10 000 000 UZS | no | in branch | |
| Avtokredit top-up allowed | 1%/year1% per annum for 12 months | 1%/year1% per annum for 12 months | 12 mo. | not less than the initial contribution under the auto loan product passport | yes | in branch | |
| Yangi uy poydevori top-up allowed | 1%/year1% per annum for 12 months | 1%/year1% per annum for 12 months | 12 mo. | not less than the initial contribution under the mortgage loan product passport | yes | in branch | |
| Demand account onlinetop-up allowed | 0%/year0% per annum on balance | 0%/year0% per annum | — | no minimumno minimum amount | yes | online | |
| FOIZSIZ top-up allowed | 0%/year0% per annum, indefinite | 0%/year0% per annum | — | 10 000 UZSfrom 10 000 UZS | yes | in branch | |
| On demand top-up allowed | 0%/year0% per annum, indefinite | 0%/year0% per annum | — | 100 000 UZSfrom 100 000 UZS | yes | in branch | |
| Demand deposit top-up allowed | 0%/year0% per annum, interest-free | 0%/year0% per annum, interest-free | — | minimum not specified on the page | yes | in branch | |
| On demand top-up allowed | 0%/yearinterest-free deposit | 0%/yearinterest-free | — | no minimumunlimited (no minimum) | yes | in branch | |
| On demand top-up allowed | 0%/year0% per annum | 0%/year0% per annum | — | 1 000 UZSfrom 1 000 UZS | yes | in branch | |
| Demand deposit account onlinetop-up allowed | 0%/year0% per annum: no interest is accrued or paid on the balance | 0%/year0% per annum, no higher rates | — | — | yes | online | |
| On demand | 0%/year0% per annum, no term limit | 0%/year0% per annum, no term limit | — | — | — | in branch | |
| On demand top-up allowed | 0%/year0% per annum, no interest is accrued | 0%/year0% per annum, no interest is accrued | — | no minimumminimum not limited | yes | in branch | |
| Talab qilib olinguncha top-up allowed | 0%/year0% per annum, no term | 0%/year0% per annum, no term | — | no minimumno minimum | yes | in branch |