Visa cards in UZS: bank fee comparison
Fees as of 22.10.2026More details
Visa cards in UZS are offered by 26 banks: 85 cards. Compare amounts within one currency: sorting is by number, without converting sums and dollars.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
| Bank | Card | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|
 Agrobank |
Visa virtual card (UZS) virtualVirtual privileges | freefree | — | — | — | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 5 000 UZSsecurity deposit 5 000 UZS |
 Asia Alliance Bank |
Visa Classic Classic privileges | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card) | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | freeno insurance deposit (0 for Classic in UZS) |
 Aloqabank |
Ferz Card (Visa Infinite) available to non-residents Infinite privileges | 200 000 UZS200 000 UZS (free under the payroll project) | 1 200 000 UZS/year | 1%bank ATM: 1%; bank cashier: free up to 50 mln UZS per month, above that — 1% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | 0.5%Visa Direct: between the bank's cards free; to Visa cards of other banks of Uzbekistan: 0,5%; to foreign Visa cards: 1% | freeno insurance deposit |
| Aloqabank |
Innova Card (Visa Platinum) Platinum privileges | freefree (grace period) | free | 1%bank ATM: 1%; bank cashier: free up to 15 mln UZS per month, above that — 0,5% | — | — | freeno insurance deposit |
| Aloqabank |
VISA Classic available to non-residents Classic privileges | 30 000 UZS | free | 1%bank ATM: 1%; bank cashier (Visa terminal): free up to 15 mln UZS per month, above — 1% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | 0.5%Visa Direct: between the bank's cards free; to Visa cards of other banks of Uzbekistan: 0,5%; to foreign Visa cards: 1% | freeno insurance deposit |
 Apex Bank |
Visa Classic Classic privileges | 20 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
Visa Gold Gold privileges | 30 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
Visa Infinite Infinite privileges | 2 000 000 UZS | 1 440 000 UZS/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | 300 000 UZSminimum balance 300 000 UZS |
| Apex Bank |
Visa Platinum Platinum privileges | 50 000 UZS | 144 000 UZS/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | 60 000 UZSminimum balance 60 000 UZS |
| Apex Bank |
VISA Virtual virtualVirtual privileges | freefree | free | cash withdrawal not provided | cash withdrawal not provided | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
 Asakabank |
VISA INFINITE Infinite privileges | 151 200 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2% | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2% | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT) | 3 000 000 UZSinsurance deposit 3 000 000 UZS |
| Asakabank |
VISA PLATINUM Platinum privileges | 56 000 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2% | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2% | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT) | 360 000 UZSinsurance deposit 360 000 UZS |
| Asakabank |
VISA RED | freefree | the maintenance fee is not specified in the tariffs | 1%Asakabank ATMs (Uzcard and Humo): 1%; Asakabank cash desks: 2% | 1%ATMs of other banks in Uzbekistan: 1%; cash desks of other banks: 2% | 0.8%/transactionVisa Direct to another Uzbekistan bank's Visa card: 0,8%, min. 3 USD; to cards issued abroad: 1%, min. 3 USD (incl. VAT) | 50 000 UZSinsurance deposit 50 000 UZS |
 Business Development Bank |
Visa Classic available to non-residents Classic privileges | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZSnon-residents: 500 000 UZS | free | 0.2%Visa BRB terminals: 0,2% of the amount (issued in UZS); US dollar withdrawal: free | 2%2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1%Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance depositnon-residents: free |
| Business Development Bank |
Visa Gold residents onlyGold privileges | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZS | free | 0.2%Visa BRB terminals: 0,2% of the amount (issued in UZS); US dollar withdrawal: free | 2%2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1%Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance deposit |
| Business Development Bank |
Visa Infinite available to non-residents Infinite privileges | 200 000 UZS200 000 UZS at a branch; via remote channels: 160 000 UZS; additional card 200 000 UZSnon-residents: 1 000 000 UZS | 840 000 UZS/year | 0.2%Visa BRB terminals: 0,2% of the amount (issued in UZS); US dollar withdrawal: free | 2%2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1%Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 500 000 UZSnon-residents: 200 USD |
| Business Development Bank |
Visa Platinum available to non-residents Platinum privileges | 150 000 UZS150 000 UZS at a branch; via remote channels: 100 000 UZS; additional card 150 000 UZSnon-residents: 800 000 UZS | 120 000 UZS/year | 0.2%Visa BRB terminals: 0,2% of the amount (issued in UZS); US dollar withdrawal: free | 2%2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1%Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 100 000 UZSnon-residents: 150 USD |
 Davr Bank |
HUMO-Visa co-badged card | 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | — | freeinsurance deposit: free |
| Davr Bank |
HUMO-Visa co-branded card (salary) | freefree | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | — | freeinsurance deposit: free |
 Ipak Yuli Bank |
Visa Infinite Sum Infinite privileges | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 840 000 UZS/year | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | 2 600 000 UZSminimum deposit 2 600 000 UZS |
| Ipak Yuli Bank |
Visa Kids (children's card) | 35 000 UZS35 000 UZS (office and remote banking) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Oylik | freefree (in office and online) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Platinum Sum Platinum privileges | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 84 000 UZS/year | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | 260 000 UZSminimum deposit 260 000 UZS |
| Ipak Yuli Bank |
Visa PUBG MOBILE | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Start Sum | freefree (in office and online) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Woman Card | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Credit «Opportunity Card» residents only | freeFree (via remote banking) | free | 1%/transactionIpak Yuli ATM: 1% from own funds; 3% from credit funds; the service is not provided at cashiers | 1%/transactionATMs of other banks of the Republic of Uzbekistan: 1% from own funds; 3% from credit funds | 0.5%/transactioncard-to-card transfer: 0,5% from own funds; 2,5% from credit funds (the grace period does not apply) | freeno minimum deposit |
 Ipoteka Bank |
Humo-Visa | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | 2%2% + other bank's fee | 0.75%to an Ipoteka Bank card in the Ipoteka Retail app: free; to a card of another bank: 0,75% | freeNo deposit required |
 Kapitalbank |
Visa Gold (UZS) Gold privileges | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Visa Gold (with Braille font) Gold privileges | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freenon-reducible balance: free (0 UZS) |
| Kapitalbank |
Visa Gold Kids | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | — |
| Kapitalbank |
Visa Infinite Metal Edge Infinite privileges | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Visa Infinite Veneer Infinite privileges | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Visa Infinite multi-currency Infinite privileges | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency Platinum privileges | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 90 000 UZSminimum balance 90 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency (with Braille) Platinum privileges | freefree | 60 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Kapitalbank |
Visa Virtual UZS virtualVirtual privileges | freefree | free | not provided | — | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
 KDB Bank Uzbekistan |
Visa Classic UZS Classic privileges | freefree | free | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 1.5% (min. 15 000 UZS)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 15 000 UZS | 0.5%Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | freeno insurance deposit |
 Madad Invest Bank |
Visa Classic Classic privileges | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
| Madad Invest Bank |
Visa Platinum Platinum privileges | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
 Microcreditbank |
VISA CLASSIC available to non-residents Classic privileges | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA GOLD available to non-residents Gold privileges | 50 000 UZS50 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA INFINITE available to non-residents Infinite privileges | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
| Microcreditbank |
VISA PLATINUM available to non-residents Platinum privileges | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
 Xalq Bank |
Visa Baraka (social card) | freefree per the register of the National Agency for Social Protection; at the client’s request: 40 000 UZS; for teachers: 20 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); cash desk: withdrawal processing is free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 1%all transfers involving a Baraka card: 1% | freeno minimum deposit or initial contribution |
| Xalq Bank |
Visa Infinite available to non-residents Infinite privileges | 200 000 UZS200 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 400 000 UZSnon-residents: 400 000 UZS | 1 200 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | 2 500 000 UZS180 USD or 2 500 000 UZS |
| Xalq Bank |
Visa Platinum available to non-residents Platinum privileges | 100 000 UZS100 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 200 000 UZSnon-residents: 200 000 UZS | 720 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | 500 000 UZS40 USD or 500 000 UZS |
 National Bank of Uzbekistan (NBU) |
Visa Champion available to non-residents | 50 000 UZSnon-residents: 2 000 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Champion Virtual virtual | 10 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Classic available to non-residents Classic privileges | 100 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Gold available to non-residents Gold privileges | 150 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Infinite available to non-residents Infinite privileges | 200 000 UZSnon-residents: 5 000 000 UZS | 600 000 UZS/year | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 500 000 UZSminimum balance and initial contribution 500 000 UZS |
| National Bank of Uzbekistan (NBU) |
Visa Platinum available to non-residents Platinum privileges | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Payroll Visa Gold | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bank | free | — | 1%1% of transaction amount | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cards | freeno insurance deposit |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Gold co-brand available to non-residents Gold privileges | 600 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Platinum co-brand available to non-residents Platinum privileges | 800 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
 Octobank |
Visa Classic (UZS, non-residents) non-residents only Classic privileges | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Octobank |
Visa Classic Virtual virtualVirtual privileges | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
| Octobank |
Visa Gold (UZS, non-residents) non-residents only Gold privileges | 25 000 UZS25 000 UZS (main and additional) | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 100 000 UZSminimum balance 100 000 UZS |
 Open Bank |
Openbank HUMO-Visa virtual card (co-badge) virtual | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Open Bank |
Openbank HUMO-Visa debit card (co-badge) | freefree | free | per the tariff of the servicing bank (the ATM/cash desk owner bank) | per the tariff of the servicing bank (the ATM/cash desk owner bank) | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
 Orient Finans Bank |
OFB Kids Classic privileges | 35 000 UZSoffline: 35 000 UZS (15 000 UZS bank fee + 20 000 UZS card account top-up); online: 10 000 UZS (bank fee, top-up is optional) | free | freeOFB ATM and cash desk: free | 5 000 UZS/transaction5 000 UZS per transaction (Humo, Uzcard, within Uzbekistan) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Visa Classic available to non-residents Classic privileges | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Visa Infinite available to non-residents Infinite privileges | 200 000 UZS | 600 000 UZS/year | freeOFB ATM and cash desk: free | 1.5% (min. 30 000 UZS)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 2 000 000 UZSinsurance deposit 2 000 000 UZS |
| Orient Finans Bank |
Visa Platinum available to non-residents Platinum privileges | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 250 000 UZSinsurance deposit 250 000 UZS |
| Orient Finans Bank |
Visa Virtual virtualVirtual privileges | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
 Poytaxt Bank |
Visa Classic Classic privileges | 30 000 UZS | free | — | — | — | 5 USDdeposit: 5 USD |
| Poytaxt Bank |
Visa Gold Gold privileges | 50 000 UZS | free | — | — | — | 10 USDdeposit: 10 USD |
| Poytaxt Bank |
Visa Infinite Infinite privileges | 200 000 UZS | 72 USD/year | — | — | — | 100 USDdeposit: 100 USD |
 TBC Bank |
TBC Salom Visa Platinum privileges | freefirst (main) card: free; additional card: 30 000 UZS | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
 Tenge Bank |
Visa Classic / Gold | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Visa Infinite Infinite privileges | freefree | 50 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Visa Platinum Platinum privileges | freefree | 5 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
 Trustbank |
Visa-HUMO co-badge | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
 Turonbank |
International Visa Classic UZS Classic privileges | freefree | free | 1%Turonbank ATM: 1%; Turonbank cash desk: free | 1.5%1,5% + partner bank expenses | — | freeminimum balance (deposit) 0 UZS |
 Uzpromstroybank (SQB) |
Visa Classic available to non-residents Classic privileges | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Visa Classic (credit) residents onlyClassic privileges | freefree | free | 1.9%WAY4 SQB ATM: from the credit limit 1,9%, from own funds 0,4% (from 5 000 UZS); non-WAY4 ATM: 1,9% / 0,5%; SQB cashier desk: 1,9% / 0% | 1.9%from the credit limit 1,9%; from own funds 1% | 1.9%to cards of other banks (international) from the credit limit 1,9%, from own funds 1%; to Uzcard/Humo of another bank: 1,9% / 0,5%; to SQB cards: 1,9% / 0% | freenot provided (insurance/non-reducible contribution — «mavjud emas») |
| Uzpromstroybank (SQB) |
Visa Infinite available to non-residents Infinite privileges | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Visa Infinite (credit) residents onlyInfinite privileges | 600 000 UZS600 000 UZS (free for Premium office clients) | free | 1.9%WAY4 SQB ATM: from the credit limit 1,9%, from own funds 0,4% (from 5 000 UZS); non-WAY4 ATM: 1,9% / 0,5%; SQB cashier desk: 1,9% / 0% | 1.9%from the credit limit 1,9%; from own funds 1% | 1.9%to cards of other banks (international) from the credit limit 1,9%, from own funds 1%; to Uzcard/Humo of another bank: 1,9% / 0,5%; to SQB cards: 1,9% / 0% | freenot provided (insurance/non-reducible contribution — «mavjud emas») |
| Uzpromstroybank (SQB) |
Visa Platinum available to non-residents Platinum privileges | 200 000 UZSin bank offices: 200 000 UZS; via SQB Mobile: 100 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB teller: UZS — 1%, foreign currency — free | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 30 USDnon-reducible balance / insurance contribution 30 USD |
| Uzpromstroybank (SQB) |
Visa Virtual virtualavailable to non-residents Virtual privileges | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required |
 Uzum Bank |
Uzum card (virtual) virtual | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
| Uzum Bank |
Uzum card (plastic) | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
 Hamkorbank |
Visa in UZS available to non-residents Classic privileges | freefree (application and reissue) | free | freeUzcard ATMs (incl. Hamkorbank): free up to 3 mln UZS per month, 1% above; Hamkorbank cashier: 1,5% | 1.5%ATMs (Humo) in Uzbekistan: up to 3 mln UZS per month 1,5%, over 3 mln UZS per month 2,5%; when withdrawing at another bank's ATM, the third-party bank's fee is added | freein the Hamkor app to UZCARD/HUMO and Visa Hamkorbank cards: up to 10 mln UZS per month free, above 10 mln UZS per month 1% | freeminimum balance 0 UZS |
| Hamkorbank |
Visa Classic credit card residents only | freefree (issuance and maintenance) | free | 3.9% (min. 26 000 UZS)ATMs: 3,9% (min. 26 000 UZS); cash desks: 5% | — | 3.9% (min. 26 000 UZS)transfer from card to cards of other banks (P2P, Visa Direct): 3,9% (min. 26 000 UZS) | freeno minimum balance |