Car loan calculator: payment and down payment
Rates as of 23.10.2026More details
Enter the car price, down payment and term and choose a bank car loan — the rate is filled in automatically (190 loans in the list). The calculator shows the loan amount, payment, overpayment and a monthly schedule.
The calculation is for reference. A bank may calculate differently: by days, with fees, taxes and insurance. Check the exact terms with the bank; rates on the site are not an offer.
- Monthly payment
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- Last payment
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- Overpayment
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- Total to pay
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Monthly schedule
| Month | Payment | Principal | Interest | Remaining debt |
|---|
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Examples: payment on low-rate car loans
Annuity payment for a car price of 200 000 000 UZS and a 30% down payment (loan 140 000 000 UZS) over 4 years: the lowest rates among sum car loans with these terms. Dealer promotions below 10% on specific models are not shown, but you can pick them from the list. The calculation is approximate.
| Bank loan | Rate | Monthly payment | Overpayment |
|---|---|---|---|
| Auto loans Ipak Yuli Bank, Auto loan for new Volkswagen cars |
10% | 3 550 762 UZS | 30 436 561 UZS |
| Auto loans Asia Alliance Bank, DAMAS |
11% | 3 618 373 UZS | 33 681 912 UZS |
| Auto loans Turonbank, Evolution Motors auto loan |
11.10% | 3 625 176 UZS | 34 008 436 UZS |
| Auto loans Ipoteka Bank, Super BYD |
11.90% | 3 679 867 UZS | 36 633 608 UZS |
| Auto loans Ipoteka Bank, Super Changan |
11.90% | 3 679 867 UZS | 36 633 608 UZS |
Auto loans: bank terms compared →
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Frequently asked questions
How is a car loan payment calculated?
The loan amount is the car price minus the down payment. For example, a car at 200 000 000 UZS, 30% down, a loan of 140 000 000 UZS for 48 months at 10% a year: 3 550 762 UZS a month, 30 436 561 UZS overpayment.
What is the car loan down payment?
In the terms of the banks on our list the down payment is most often 25%, ranging from 10% to 50%. It depends on the loan and the car.
Which bank has the lowest car loan rate?
With 30% down and a 48-month term: 10% a year on “Auto loan for new Volkswagen cars” at Ipak Yuli Bank. Dealer promotions below 10% on specific models are not counted here. Check the terms with the bank.