Davr Bank vs Apex Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Davr Bank and Apex Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Davr Bank: 39 branches and 53 ATMs; Apex Bank: 10 branches and 770 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Davr Bank |
 Apex Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 890 | 11 990 | 11 890 | 11 955 |
| EUR Euro | 12 700 | 13 500 | 12 500 | 13 900 |
| RUB Russian rouble | — | — | 30 | 148 |
| CHF Swiss franc | 13 400 | 15 400 | — | — |
| GBP Pound sterling | 14 200 | 16 200 | — | — |
| JPY Japanese yen | — | 78 | — | — |
Network: branches and ATMs
Key figures
| Davr Bank |
Apex Bank |
|
|---|---|---|
| Charter capital | 500 billion UZSas of 01.07.2026Source: davrbank.uz ↗ | 600 billion UZSas of 29.10.2025Source: spot.uz ↗ |
| Assets | 15.24 trillion UZS1.5% of the banking system | 6.15 trillion UZS0.6% of the banking system |
| Loans | 9.86 trillion UZS | 3.6 trillion UZS |
| Total capital | 2.58 trillion UZS | 786 billion UZS |
| Deposits | 6.32 trillion UZS | 4.19 trillion UZS |
| Central Bank licence | No. 71 of 25.12.2021 | No. 90 of 24.04.2025 |
| Shareholders | International Bank of Azerbaijan (ABB) — 51% (the deal was completed in September 2026 per Spot.uz and Interfax) from media or aggregator publications, needs checking |
Two individuals (66% and 34%) per the depozit.uz aggregator, not confirmed by official disclosure; the bank is part of Apex Group of Companies from media or aggregator publications, needs checking Source: depozit.uz ↗ |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Davr Bank |
Apex Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 3 | free | free | 3 | free | 30 000 UZS |
| Humo | 4 | free | free | 2 | free | 30 000 UZS |
| Visa UZS | 2 | free | free | 5 | free | 20 000 UZS |
| Visa USD | 3 | free | 30 000 UZS | 5 | free | 20 000 UZS |
| Mastercard UZS | 2 | free | free | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Davr Bank: Bank cards · Apex Bank: Bank cards
Deposits
| Currency | Davr Bank |
Apex Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | — | — | 18%/yearPRIME + | 18%/yearPRIME + |
| USD | 6.5%/yearSilver-2 | 6.5%/yearSilver-2 | 7.5%/yearPrime | 7.5%/yearPrime |
Davr Bank: Deposits · Apex Bank: Deposits
Loans
| Loan type | Davr Bank |
Apex Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | — | 22%/yearOffline loan |
| Auto loans | 0%/yearUzAuto | 0%/yearADM AVTO | 28%/yearAUTO LOAN PRIMARY | 0%/yearChangan Business auto loan |
| Mortgages | 25.99%/yearMENING UYIM | 25.99%/yearMENING UYIM | 0%/yearAPEX - MAKANI | 0%/yearAPEX - MAKANI |
| Microloans | 24%/yearMini loan 2 | 24%/yearMini loan 2 | — | 22%/yearOnline loan |
| Loan refinancing | — | — | 31%/yearRestart | 29%/yearRestart |
| Other loans | — | — | 25%/yearYangi tadbirkor | 24%/yearYangi tadbirkor |
Davr Bank: Loans · Apex Bank: Loans
Mobile apps
| Davr Bank |
Apex Bank |
|
|---|---|---|
| App | Davr Mobile 2.0 | APEX: Mobile Online Bank |
| Overall score | 3.74 (3 564) | 4.75 (2 438) |
| Google Play | 3.69 (3 066) ↗ | 4.79 (2 049) ↗ |
| App Store | 4.07 (498) ↗ | 4.56 (389) ↗ |
| Rank | 34 | 10 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Davr Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — Davr Bank or Apex Bank?
Buying is cheaper: Apex Bank — sell 11 955 UZS against 11 990 UZS.
Which bank has more branches and ATMs — Davr Bank or Apex Bank?
Davr Bank: 39 branches and 53 ATMs; Apex Bank: 10 branches and 770 ATMs. More branches — Davr Bank, more ATMs — Apex Bank.
Where is the loan rate lower (Mortgages): Davr Bank or Apex Bank?
The main rate is lower: Apex Bank — 0%/year against 25.99%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.