Loans for pensioners: banks and terms
Rates as of 23.10.2026More details
Banks directly name pensioners on 6 loans from 5 banks. Below are also general-purpose loans with an age limit of 65 or more: they do not name pensioners, so check the conditions with the bank.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
The bank names pensioners 6
The name, purpose or eligible borrowers mention pensioners. Some of these loans are also open to other borrowers.
| Bank | Loan | Rate | Age up to | Amount up to | Term | Loan type | How to apply |
|---|---|---|---|---|---|---|---|
 Business Development Bank |
Premium Avto | 20%/year20% per annum for 36 months with a 25% contribution | 65 | under the purchase and sale agreement | 12–60 mo. | Auto loans | in branch |
 Xalq Bank |
Pension microloan | 21%/year21% per annum for a term of up to 24 months | 70 | 30 000 000 UZSup to 30 000 000 UZS | up to 24 mo. | Microloans | in the app |
| Business Development Bank |
For purchasing a new car | 25%/year25% per annum for 3 years | 65 | 800 000 000 UZSup to 800 mln UZS | 36–60 mo. | Auto loans | in branch |
 Davr Bank |
Nuroniy | 33%/year33% per annum up to 60 months | 65 | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in branch |
 Asia Alliance Bank |
Online | From 25% to 38% per annum | 60 | 100 000 000 UZSUp to 100 mln UZS | 1–36 mo. | Microloans | in the app |
 Ipoteka Bank |
Microloan | from 24% to 48,9% per annum, the rate is determined individually | 70 | 100 000 000 UZSup to 100 mln UZS | 36–60 mo. | Microloans | in the app |
Loans with an age limit of 65+ 25
Microloans, consumer and other loans with an age limit of at least 65. The bank may require proof of income.
| Bank | Loan | Rate | Age up to | Amount up to | Term | Loan type | How to apply |
|---|---|---|---|---|---|---|---|
 Aloqabank |
Green consumer loan | 20%/year20% per annum | 65 | up to 200 BCV (base calculation values) | up to 36 mo. | Other loans | in branch |
| Business Development Bank |
Green energy | 20%/year20% per annum for 36 months | 65 | 200 000 000 UZSup to 200 mln UZS | 12–38 mo. | Other loans | in branch, in the app |
 Uzpromstroybank (SQB) |
Green komfort | 20%/year20% per annum for 36 months | 70 | 200 000 000 UZSup to 200 mln UZS | up to 36 mo. | Other loans | in branch |
 Turonbank |
Eco energy | 20%/year20% per annum for 60 months | 65 | 88 000 000 UZSup to 200 BCV | 1–60 mo. | Other loans | in branch, online |
| Uzpromstroybank (SQB) |
Istiqlol microloan | 22%/year22% per annum for a term of up to 12 months | 65 | 100 000 000 UZSup to 100 mln UZS | up to 36 mo. | Microloans | in branch |
| Uzpromstroybank (SQB) |
Istiqlol online microloan | 22%/year22% per annum for a term of up to 12 months | 65 | 100 000 000 UZSup to 100 mln UZS | up to 36 mo. | Microloans | in the app |
 Kapitalbank |
Profitable investment | 22.99%/year22,99% per annum with a down payment of 25-49% | 65 | 300 000 000 UZSup to 300 mln UZS for self-employed | 12–60 mo. | Other loans | |
| Kapitalbank |
Universal | 23.99%/year23,99% per annum for a term of up to 60 months | 65 | 300 000 000 UZSup to 300 mln UZS | 12–60 mo. | Microloans | |
| Turonbank |
Microloan Mukobil Business | 24%/year24% per annum for a term of up to 48 months | 65 | 300 000 000 UZSup to 300 mln UZS | 1–48 mo. | Microloans | in branch, online |
| Business Development Bank |
Consumer | 25%/year25% per annum for 36 months | 65 | 200 000 000 UZSup to 200 mln UZS | 12–60 mo. | Consumer loans | in branch, in the app |
 National Bank of Uzbekistan (NBU) |
Online microloan | 25%/year25% per annum (term up to 60 mo.) | 65 | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in the app |
| Uzpromstroybank (SQB) |
Yangicha | 25.99%/year25,99% per annum for 36 months | 70 | 200 000 000 UZSup to 200 mln UZS | up to 60 mo. | Consumer loans | in branch |
 Microcreditbank |
For women Istiqbolli ayol | 26%/year26% per annum for a term of up to 60 months | 65 | 50 000 000 UZSup to 50 mln UZS | 1–60 mo. | Microloans | in branch |
| Uzpromstroybank (SQB) |
MikroMadad microloan | 26%/year26% per annum for a term of up to 12 months | 65 | 100 000 000 UZSup to 100 mln UZS | up to 48 mo. | Microloans | in branch |
| Uzpromstroybank (SQB) |
Microcredit | 26.9%/year26,9% per annum for 36 months | 70 | 300 000 000 UZSup to 300 mln UZS | up to 60 mo. | Other loans | in branch |
| Aloqabank |
Online Microloan | 27.9%/year27,9% per annum for a term of 2-24 months, unsecured | 65 | 100 000 000 UZSmaximum 100 mln UZS | 6–60 mo. | Microloans | in the app, in branch |
| Business Development Bank |
Travel microloan | 28%/year28% per annum for a term of up to 4 years | 65 | 40 000 000 UZSup to 40 mln UZS | up to 48 mo. | Microloans | in branch |
| Business Development Bank |
Microloan for corporate employees | 28%/year28% per annum for 36 months (per calculator) | 65 | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in branch, in the app |
| National Bank of Uzbekistan (NBU) |
Microloan | 28%/year28% per annum (with official income, term up to 60 mo.) | 65 | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in branch, in the app |
| Business Development Bank |
Microloan | 29%/year29% per annum for 36 months | 65 | 100 000 000 UZSup to 100 mln UZS | 12–48 mo. | Microloans | in branch, in the app |
| Uzpromstroybank (SQB) |
Microloan under an open credit line | 29.9%/year29,9% per annum for 24 months | 65 | 100 000 000 UZSup to 100 mln UZS | 24 mo. | Microloans | in the app, in branch |
 Garant Bank |
Online | 30%/year30% per annum for a term of up to 12 months | 65 | 100 000 000 UZSup to 100 000 000 UZS | up to 48 mo. | Microloans | in the app |
| Davr Bank |
Davr Online | 37%/year37% per annum, up to 60 months | 70 | 100 000 000 UZSup to 100 mln UZS | up to 60 mo. | Microloans | in the app |
 Uzum Bank |
Loan | 38%/year38% per annum, fixed | 65 | 100 000 000 UZSup to 100 mln UZS | 12–36 mo. | Consumer loans | in the app |
 Hayot Bank |
Yakhshisi | 40%/year40% per annum | 65 | 100 000 000 UZSup to 100 mln UZS | 1–48 mo. | Microloans | in branch, in the app |
Frequently asked questions
Which banks lend to pensioners?
Pensioners are directly named by: Asia Alliance Bank, Business Development Bank, Davr Bank, Ipoteka Bank, Xalq Bank. Loans: “Premium Avto”, “Pension microloan”, “For purchasing a new car”, “Nuroniy”, “Online”, “Microloan”.
Up to what age can a pensioner get a loan?
The highest age limit among the loans on this page is 70. Each loan has its own limit: see the “Age up to” column.