Poytaxt Bank vs Madad Invest Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Poytaxt Bank and Madad Invest Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Poytaxt Bank: 8 branches and 38 ATMs; Madad Invest Bank: 5 branches and 0 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Poytaxt Bank |
 Madad Invest Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 885 | 11 970 | 11 890 | 12 000 |
| EUR Euro | 12 800 | 13 600 | 12 550 | 13 650 |
| RUB Russian rouble | 50 | 170 | 90 | 150 |
| CHF Swiss franc | 13 300 | 16 500 | — | — |
| GBP Pound sterling | 14 500 | 17 500 | — | — |
| JPY Japanese yen | 50 | 115 | — | — |
Network: branches and ATMs
| Poytaxt Bank |
Madad Invest Bank |
|
|---|---|---|
| Branches | 8 | 5 |
| ATMs | 38 | — |
Key figures
| Poytaxt Bank |
Madad Invest Bank |
|
|---|---|---|
| Charter capital | 100 billion UZSas of 02.09.2025below the 500 billion UZS minimumSource: spot.uz ↗ | 500 billion UZSas of 31.12.2025Source: openinfo.uz ↗ |
| Assets | 1.28 trillion UZS0.1% of the banking system | 1.01 trillion UZS0.1% of the banking system |
| Loans | 750 billion UZS | 587 billion UZS |
| Total capital | 578 billion UZS | 534 billion UZS |
| Deposits | 315 billion UZS | 176 billion UZS |
| Central Bank licence | No. 84 of 25.12.2021 | No. 82 of 02.03.2024 |
| Shareholders | Sole shareholder — Bond Investments Limited (UAE), 100% (per the state register and Spot.uz, 2024) from media or aggregator publications, needs checking |
Current shareholder data was not found |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Poytaxt Bank |
Madad Invest Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 2 | — | 35 000 UZS | 1 | free | free |
| Humo | 1 | — | 40 000 UZS | 1 | free | free |
| Visa UZS | 3 | free | 30 000 UZS | 2 | free | free |
| Visa USD | — | — | — | 2 | free | free |
| Mastercard UZS | — | — | — | 1 | free | free |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Poytaxt Bank: Bank cards · Madad Invest Bank: Bank cards
Deposits
| Currency | Poytaxt Bank |
Madad Invest Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 20%/yearOYMA-OY | 20%/yearOYMA-OY | — | — |
| USD | 9%/yearIstiqlol Barakasi | 9%/yearIstiqlol Barakasi | 6%/yearmy capital | 6%/yearmy capital |
Poytaxt Bank: Deposits · Madad Invest Bank: Deposits
Loans
| Loan type | Poytaxt Bank |
Madad Invest Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | 28%/yearSayohat | 28%/yearSayohat | — | — |
| Auto loans | 0%/yearMilliy auto loan | 0%/yearAuto loan Avto Plus-R | 27.9%/yearAuto loan for a new car | 27.9%/yearAuto loan for a new car |
| Mortgages | 24.5%/yearTayyor Uy | 22.5%/yearTayyor Uy | — | — |
| Microloans | 24%/yearMicroloan project for salary payment | 24%/yearMicroloan project for salary payment | 31.9%/yearMicroloan up to 100 mln. UZS | 31.9%/yearMicroloan up to 100 mln. UZS |
Poytaxt Bank: Loans · Madad Invest Bank: Loans
Mobile apps
| Poytaxt Bank |
Madad Invest Bank |
|
|---|---|---|
| App | Poytaxt Mobile | mybank UZ |
| Overall score | 2.35 (44) | 3.85 (129) |
| Google Play | 2.25 (34) ↗ | 3.54 (87) ↗ |
| App Store | 2.70 (10) ↗ | 4.48 (42) ↗ |
| Rank | 36 | 31 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Poytaxt Bank with another bank
Compare Madad Invest Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — Poytaxt Bank or Madad Invest Bank?
Buying is cheaper: Poytaxt Bank — sell 11 970 UZS against 12 000 UZS. Selling is better: Madad Invest Bank — buy 11 890 UZS against 11 885 UZS.
Which bank has more branches and ATMs — Poytaxt Bank or Madad Invest Bank?
Poytaxt Bank: 8 branches and 38 ATMs; Madad Invest Bank: 5 branches and 0 ATMs. Poytaxt Bank has more of both branches and ATMs.