Hamkorbank vs Orient Finans Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Hamkorbank and Orient Finans Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Hamkorbank: 173 branches and 203 ATMs; Orient Finans Bank: 55 branches and 323 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Hamkorbank |
 Orient Finans Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 860 | 11 970 | 11 855 | 11 960 |
| EUR Euro | 12 700 | 13 400 | 12 900 | 13 700 |
| RUB Russian rouble | 103 | 147 | 100 | 148 |
| CHF Swiss franc | 13 800 | 15 300 | 13 300 | 16 800 |
| GBP Pound sterling | 15 200 | 16 800 | 14 800 | 18 000 |
| JPY Japanese yen | 72 | 79 | 60 | 100 |
Network: branches and ATMs
| Hamkorbank |
Orient Finans Bank |
|
|---|---|---|
| Branches | 173 | 55 |
| ATMs | 203 | 323 |
Key figures
| Hamkorbank |
Orient Finans Bank |
|
|---|---|---|
| Charter capital | 646.6 billion UZSas of 30.06.2026Source: hamkorbank.uz ↗ | 2.7 trillion UZSas of 15.07.2026Source: ofb.uz ↗ |
| Assets | 44.39 trillion UZS4.2% of the banking system | 19.15 trillion UZS1.8% of the banking system |
| Loans | 31.42 trillion UZS | 14.43 trillion UZS |
| Total capital | 8.18 trillion UZS | 4.61 trillion UZS |
| Deposits | 18.22 trillion UZS | 11.94 trillion UZS |
| Central Bank licence | No. 64 of 25.12.2021 | No. 81 of 25.12.2021 |
| Shareholders | Private bank; the controlling stake belongs to an individual (61,9% per Spot.uz, March 2026); shareholders include FMO, responsAbility and IFC (search data) from media or aggregator publications, needs checking Source: spot.uz ↗ |
Private bank; the controlling stake belongs to individuals (per Spot.uz, 2023) from media or aggregator publications, needs checking |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Hamkorbank |
Orient Finans Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 3 | free | free | 5 | free | free |
| Humo | 3 | free | 30 000 UZS | 2 | free | free |
| Visa UZS | 2 | free | free | 5 | free | 30 000 UZS |
| Visa USD | 6 | free | free | 4 | free | 30 000 UZS |
| Visa EUR | 1 | free | free | 3 | free | 30 000 UZS |
| Mastercard UZS | — | — | — | 5 | free | 30 000 UZS |
| Mastercard USD | — | — | — | 5 | free | 30 000 UZS |
| Mastercard EUR | — | — | — | 4 | free | 30 000 UZS |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Hamkorbank: Bank cards · Orient Finans Bank: Bank cards
Deposits
| Currency | Hamkorbank |
Orient Finans Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 18%/yearJamg‘arma ipoteka | 18%/yearJamg‘arma ipoteka | 18%/yearOFB Ipoteka | 18%/yearOFB Ipoteka |
| USD | 6.5%/yearBarqaror | 6.5%/yearBarqaror | 5.5%/yearOFB Miracle | 5.5%/yearOFB Miracle |
| EUR | 2%/yearSTEP-ODDIY | 2%/yearSTEP-ODDIY | — | — |
Hamkorbank: Deposits · Orient Finans Bank: Deposits
Loans
| Loan type | Hamkorbank |
Orient Finans Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | 30%/yearConsumer | 26%/yearConsumer | — | — |
| Auto loans | 0%/yearAuto DAMAS | 0%/yearASAKA MOTORS | 0%/yearBYD Carryover New | 0%/yearAuto loan Autocenter, Luxemotors, Rador Auto |
| Mortgages | 17.5%/yearFor buying an apartment on the primary market | 17%/yearFor buying an apartment on the primary market | 0%/yearInterest-free mortgage for a new-build property | 0%/yearInterest-free mortgage for a new-build property |
| Microloans | 23.99%/yearMicroloan Plus | 23%/yearLight 2 microloan | 25%/yearCorporate Plus | 25%/yearCorporate Plus |
| Education loans | 14%/yearFor education | 14%/yearFor education | 14%/yearStudent | 14%/yearStudent |
| Other loans | 19%/yearGreen consumer | 19%/yearGreen consumer | 20%/yearGreen | 20%/yearGreen |
Hamkorbank: Loans · Orient Finans Bank: Loans
Mobile apps
| Hamkorbank |
Orient Finans Bank |
|
|---|---|---|
| App | Tez — bankdan ko‘ra ko‘proq | OFB (OFB Mobile) |
| Overall score | 4.79 (15 810) | 4.75 (22 506) |
| Google Play | 4.83 (13 698) ↗ | 4.83 (15 618) ↗ |
| App Store | 4.54 (2 112) ↗ | 4.56 (6 888) ↗ |
| Rank | 5 | 13 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Hamkorbank with another bank
Compare Orient Finans Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — Hamkorbank or Orient Finans Bank?
Buying is cheaper: Orient Finans Bank — sell 11 960 UZS against 11 970 UZS. Selling is better: Hamkorbank — buy 11 860 UZS against 11 855 UZS.
Which bank has more branches and ATMs — Hamkorbank or Orient Finans Bank?
Hamkorbank: 173 branches and 203 ATMs; Orient Finans Bank: 55 branches and 323 ATMs. More branches — Hamkorbank, more ATMs — Orient Finans Bank.
Where is the loan rate lower (Mortgages): Hamkorbank or Orient Finans Bank?
The main rate is lower: Orient Finans Bank — 0%/year against 17.5%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.