Asia Alliance Bank vs Hayot Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Asia Alliance Bank and Hayot Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Asia Alliance Bank: 27 branches and 120 ATMs; Hayot Bank: 21 branches and 0 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Asia Alliance Bank |
 Hayot Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 900 | 11 945 | 11 890 | 11 960 |
| EUR Euro | 13 250 | 13 400 | 12 900 | 13 500 |
| RUB Russian rouble | 120 | 148 | 70 | 148 |
| CHF Swiss franc | 14 250 | 14 900 | 14 100 | 14 800 |
| GBP Pound sterling | 15 660 | 16 330 | 15 300 | 16 600 |
| JPY Japanese yen | 66 | 77 | 65 | 80 |
| KZT Kazakhstani tenge | — | — | 10 | 27 |
Network: branches and ATMs
| Asia Alliance Bank |
Hayot Bank |
|
|---|---|---|
| Branches | 27 | 21 |
| ATMs | 120 | — |
Key figures
| Asia Alliance Bank |
Hayot Bank |
|
|---|---|---|
| Charter capital | 860.3 billion UZSdata may be out of dateSource: aab.uz ↗ | 550 billion UZSas of 20.02.2026Source: spot.uz ↗ |
| Assets | 11.14 trillion UZS1.1% of the banking system | 10.11 trillion UZS1% of the banking system |
| Loans | 5.69 trillion UZS | 7.6 trillion UZS |
| Total capital | 1.37 trillion UZS | 844 billion UZS |
| Deposits | 7.86 trillion UZS | 8.44 trillion UZS |
| Central Bank licence | No. 79 of 25.12.2021 | No. 91 of 15.09.2025 |
| Shareholders | Asia Alliance Group 77,3%; Gor Investment (United Kingdom) 9,9% (Spot.uz, 24.05.2024; data may be out of date) from media or aggregator publications, needs checking |
Current shareholder data was not found |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Asia Alliance Bank |
Hayot Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 6 | free | free | 3 | free | 50 000 UZS |
| Humo | 4 | free | free | — | — | — |
| Visa UZS | 1 | free | 30 000 UZS | — | — | — |
| Visa USD | 6 | free | free | — | — | — |
| Visa EUR | 1 | free | 30 000 UZS | — | — | — |
| Mastercard UZS | 2 | free | 30 000 UZS | 1 | free | 50 000 UZS |
| Mastercard USD | 5 | free | free | — | — | — |
| Mastercard EUR | 2 | free | 30 000 UZS | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Asia Alliance Bank: Bank cards · Hayot Bank: Bank cards
Deposits
| Currency | Asia Alliance Bank |
Hayot Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 18%/yearOltin Kelajak | 18%/yearOltin Kelajak | 23%/yearYagona | 23%/yearYagona |
| USD | 7%/yearFarovon online | 7%/yearFarovon online | — | — |
Asia Alliance Bank: Deposits · Hayot Bank: Deposits
Loans
| Loan type | Asia Alliance Bank |
Hayot Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Auto loans | 0%/yearASAKA MOTORS INTERNATIONAL | 0%/yearASAKA MOTORS INTERNATIONAL | — | — |
| Mortgages | 17%/yearNew Home | 0%/yearNirvana | — | — |
| Microloans | 21%/yearImkon | 21%/yearImkon | 40%/yearYakhshisi | 40%/yearYakhshisi |
| Education loans | 6%/yearJDU | 6%/yearJDU | — | — |
| Secured loans | 21%/yearCollateral | 21%/yearCollateral | — | — |
| Other loans | 20%/yearAlternative energy | 20%/yearAlternative energy | — | — |
Asia Alliance Bank: Loans · Hayot Bank: Loans
Mobile apps
| Asia Alliance Bank |
Hayot Bank |
|
|---|---|---|
| App | Alliance Pay | Hayot Bank |
| Overall score | 4.82 (37 676) | 4.76 (4 619) |
| Google Play | 4.83 (37 150) ↗ | 4.81 (3 648) ↗ |
| App Store | 3.81 (526) ↗ | 4.55 (971) ↗ |
| Rank | 4 | 9 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Asia Alliance Bank with another bank
Compare Hayot Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — Asia Alliance Bank or Hayot Bank?
Buying is cheaper: Asia Alliance Bank — sell 11 945 UZS against 11 960 UZS. Selling is better: Asia Alliance Bank — buy 11 900 UZS against 11 890 UZS.
Which bank has more branches and ATMs — Asia Alliance Bank or Hayot Bank?
Asia Alliance Bank: 27 branches and 120 ATMs; Hayot Bank: 21 branches and 0 ATMs. Asia Alliance Bank has more of both branches and ATMs.
Where is the UZS deposit rate higher: Asia Alliance Bank or Hayot Bank?
The main deposit rate is higher: Hayot Bank — 23%/year against 18%/year. Terms depend on the term, amount and way of opening; see the bank’s deposits section for details.