Business Development Bank vs Aloqabank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Business Development Bank and Aloqabank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Business Development Bank: 50 branches and 407 ATMs; Aloqabank: 76 branches and 160 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Business Development Bank |
 Aloqabank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 870 | 11 960 | 11 890 | 11 960 |
| EUR Euro | 13 000 | 13 700 | 13 000 | 14 000 |
| RUB Russian rouble | 50 | 148 | 95 | 180 |
| CHF Swiss franc | 14 200 | 14 900 | 14 000 | 15 000 |
| GBP Pound sterling | 15 600 | 16 300 | 15 500 | 16 500 |
| JPY Japanese yen | 50 | 90 | 70 | 100 |
| TJS Tajikistani somoni | 1 150 | 1 450 | — | — |
Network: branches and ATMs
Key figures
| Business Development Bank |
Aloqabank |
|
|---|---|---|
| Charter capital | 5.69 trillion UZSas of 30.06.2026Source: brb.uz ↗ | 3.68 trillion UZSas of 01.07.2026Source: aloqabank.uz ↗ |
| Assets | 40.98 trillion UZS3.9% of the banking system | 36.92 trillion UZS3.5% of the banking system |
| Loans | 26.49 trillion UZS | 23.15 trillion UZS |
| Total capital | 5.54 trillion UZS | 5.1 trillion UZS |
| Deposits | 16.69 trillion UZS | 18.34 trillion UZS |
| Central Bank licence | No. 93 of 30.09.2023 | No. 48 of 10.02.2026 |
| Shareholders | Reconstruction and Development Fund of Uzbekistan 52,3%; Ministry of Economy and Finance of Uzbekistan 47,2%; others 0,5% Source: brb.uz ↗ |
Reconstruction and Development Fund of Uzbekistan 65,4%; an individual 13,6%; Uzbektelecom JSC 12,1%; Digital Technologies Development Fund 3,5%; Ministry of Economy and Finance of Uzbekistan 2,4% (as of 01.07.2026) |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Business Development Bank |
Aloqabank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 7 | free | 20 000 UZS | 3 | free | 44 000 UZS |
| Humo | 2 | free | 40 000 UZS | 4 | — | 44 000 UZS |
| Visa UZS | 4 | free | 30 000 UZS | 3 | free | free |
| Visa USD | 5 | free | 30 000 UZS | 4 | free | 30 000 UZS |
| Mastercard UZS | — | — | — | 2 | free | 30 000 UZS |
| Mastercard USD | — | — | — | 2 | free | 30 000 UZS |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Business Development Bank: Bank cards · Aloqabank: Bank cards
Deposits
| Currency | Business Development Bank |
Aloqabank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 16%/yearTargeted mortgage savings deposit | 16%/yearTargeted mortgage savings deposit | 16%/yearIntellekt | 16%/yearIntellekt |
| USD | 5%/yearReliable Capital | 5%/yearReliable Capital | 6.5%/yearComfort plus | 6.5%/yearComfort plus |
Business Development Bank: Deposits · Aloqabank: Deposits
Loans
| Loan type | Business Development Bank |
Aloqabank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | 25%/yearConsumer | 23%/yearConsumer | — | — |
| Auto loans | 0%/yearAuto loan 0% | 0%/yearAuto loan 0% | 12.5%/yearAuto loan UzAuto Motors | 0%/yearAvto Premium |
| Mortgages | 16.99%/yearFast mortgage | 14%/yearMortgage for bank-owned houses | 16%/yearQo‘qon | 16%/yearQo‘qon |
| Microloans | 28%/yearMicroloan for corporate employees | 25%/yearMicroloan | 25%/yearMening mahallam-2 | 23%/yearOnline Microloan |
| Education loans | 14%/yearEducational | 0%/yearEducational | 14%/yearEducation loan funded by the Ministry of Economy and Finance | 14%/yearEducation loan funded by the Ministry of Economy and Finance |
| Loan refinancing | — | — | 24%/yearMortgage refinancing | 24%/yearMortgage refinancing |
| Other loans | 20%/yearGreen energy | 20%/yearGreen energy | 20%/yearGreen consumer loan | 20%/yearGreen consumer loan |
Business Development Bank: Loans · Aloqabank: Loans
Mobile apps
| Business Development Bank |
Aloqabank |
|
|---|---|---|
| App | BRB | Zoomrad |
| Overall score | 4.54 (14 062) | 4.49 (129 179) |
| Google Play | 4.03 (4 087) ↗ | 4.43 (109 424) ↗ |
| App Store | 4.75 (9 975) ↗ | 4.80 (19 755) ↗ |
| Rank | 21 | 22 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Business Development Bank with another bank
Compare Aloqabank with another bank
Frequently asked questions
The US dollar rate: where is it better — Business Development Bank or Aloqabank?
Selling is better: Aloqabank — buy 11 890 UZS against 11 870 UZS.
Which bank has more branches and ATMs — Business Development Bank or Aloqabank?
Business Development Bank: 50 branches and 407 ATMs; Aloqabank: 76 branches and 160 ATMs. More branches — Aloqabank, more ATMs — Business Development Bank.
Where is the loan rate lower (Mortgages): Business Development Bank or Aloqabank?
The main rate is lower: Aloqabank — 16%/year against 16.99%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.