National Bank of Uzbekistan vs Business Development Bank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of National Bank of Uzbekistan and Business Development Bank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
National Bank of Uzbekistan: 132 branches and 303 ATMs; Business Development Bank: 50 branches and 407 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  National Bank of Uzbekistan (NBU) |
 Business Development Bank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 870 | 11 960 | 11 870 | 11 960 |
| EUR Euro | 13 170 | 13 370 | 13 000 | 13 700 |
| RUB Russian rouble | 115 | 150 | 50 | 148 |
| CHF Swiss franc | 14 330 | 14 840 | 14 200 | 14 900 |
| GBP Pound sterling | 15 770 | 16 280 | 15 600 | 16 300 |
| JPY Japanese yen | 65 | 80 | 50 | 90 |
| KZT Kazakhstani tenge | 16 | 27 | — | — |
| CNY Chinese yuan | 1 630 | 1 840 | — | — |
| TJS Tajikistani somoni | — | — | 1 150 | 1 450 |
Network: branches and ATMs
| National Bank of Uzbekistan (NBU) |
Business Development Bank |
|
|---|---|---|
| Branches | 132 | 50 |
| ATMs | 303 | 407 |
Key figures
| National Bank of Uzbekistan (NBU) |
Business Development Bank |
|
|---|---|---|
| Charter capital | 17.77 trillion UZSas of 31.12.2025Source: openinfo.uz ↗ | 5.69 trillion UZSas of 30.06.2026Source: brb.uz ↗ |
| Assets | 146.78 trillion UZS14% of the banking system | 40.98 trillion UZS3.9% of the banking system |
| Loans | 104.08 trillion UZS | 26.49 trillion UZS |
| Total capital | 21.18 trillion UZS | 5.54 trillion UZS |
| Deposits | 58.8 trillion UZS | 16.69 trillion UZS |
| Central Bank licence | No. 22 of 25.12.2021 | No. 93 of 30.09.2023 |
| Shareholders | Reconstruction and Development Fund of Uzbekistan 59,25%, the rest — Ministry of Economy and Finance of Uzbekistan from media or aggregator publications, needs checking Source: nbu.uz ↗ |
Reconstruction and Development Fund of Uzbekistan 52,3%; Ministry of Economy and Finance of Uzbekistan 47,2%; others 0,5% Source: brb.uz ↗ |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | National Bank of Uzbekistan (NBU) |
Business Development Bank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 4 | free | free | 7 | free | 20 000 UZS |
| Humo | 3 | free | free | 2 | free | 40 000 UZS |
| Visa UZS | 9 | free | — | 4 | free | 30 000 UZS |
| Visa USD | 8 | free | 50 000 UZS | 5 | free | 30 000 UZS |
| Mastercard UZS | 5 | free | — | — | — | — |
| Mastercard USD | 5 | — | 70 000 UZS | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
National Bank of Uzbekistan (NBU): Bank cards · Business Development Bank: Bank cards
Deposits
| Currency | National Bank of Uzbekistan (NBU) |
Business Development Bank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 18%/yearFor everyone | 18%/yearFor everyone | 16%/yearTargeted mortgage savings deposit | 16%/yearTargeted mortgage savings deposit |
| USD | 4.5%/yearFor everyone | 5%/yearFor everyone | 5%/yearReliable Capital | 5%/yearReliable Capital |
| EUR | 2%/yearEuro | 2%/yearEuro | — | — |
National Bank of Uzbekistan (NBU): Deposits · Business Development Bank: Deposits
Loans
| Loan type | National Bank of Uzbekistan (NBU) |
Business Development Bank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | 25%/yearConsumer | 23%/yearConsumer |
| Auto loans | 0%/yearNBU auto loan for UzAuto Motors cars | 0%/yearChangan auto loan | 0%/yearAuto loan 0% | 0%/yearAuto loan 0% |
| Mortgages | 16.5%/yearCombined mortgage | 15%/yearMortgage under partner programs | 16.99%/yearFast mortgage | 14%/yearMortgage for bank-owned houses |
| Microloans | 25%/yearOnline microloan | 24%/yearMicroloan | 28%/yearMicroloan for corporate employees | 25%/yearMicroloan |
| Education loans | 14%/yearPreferential education loan | 14%/yearPreferential education loan | 14%/yearEducational | 0%/yearEducational |
| Other loans | 22%/yearNational Green | 20%/yearNational Green | 20%/yearGreen energy | 20%/yearGreen energy |
National Bank of Uzbekistan (NBU): Loans · Business Development Bank: Loans
Mobile apps
| National Bank of Uzbekistan (NBU) |
Business Development Bank |
|
|---|---|---|
| App | Milliy (Milliy 2.0 in Google Play) | BRB |
| Overall score | 4.74 (76 180) | 4.54 (14 062) |
| Google Play | 4.79 (60 192) ↗ | 4.03 (4 087) ↗ |
| App Store | 4.56 (15 988) ↗ | 4.75 (9 975) ↗ |
| Rank | 14 | 21 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare National Bank of Uzbekistan (NBU) with another bank
Compare Business Development Bank with another bank
Frequently asked questions
The US dollar rate: where is it better — National Bank of Uzbekistan or Business Development Bank?
The rates at National Bank of Uzbekistan and Business Development Bank are the same.
Which bank has more branches and ATMs — National Bank of Uzbekistan or Business Development Bank?
National Bank of Uzbekistan: 132 branches and 303 ATMs; Business Development Bank: 50 branches and 407 ATMs. More branches — National Bank of Uzbekistan, more ATMs — Business Development Bank.
Where is the UZS deposit rate higher: National Bank of Uzbekistan or Business Development Bank?
The main deposit rate is higher: National Bank of Uzbekistan — 18%/year against 16%/year. Terms depend on the term, amount and way of opening; see the bank’s deposits section for details.
Where is the loan rate lower (Mortgages): National Bank of Uzbekistan or Business Development Bank?
The main rate is lower: National Bank of Uzbekistan — 16.5%/year against 16.99%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.