Microcreditbank vs Turonbank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Microcreditbank and Turonbank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Microcreditbank: 127 branches and 19 ATMs; Turonbank: 83 branches and 48 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Microcreditbank |
 Turonbank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 885 | 12 000 | 11 860 | 11 970 |
| EUR Euro | 12 700 | 13 700 | 12 500 | 14 500 |
| RUB Russian rouble | — | 155 | 80 | 147 |
| CHF Swiss franc | 13 800 | 14 800 | 13 500 | 15 000 |
| GBP Pound sterling | 15 500 | 16 500 | 15 000 | 17 000 |
| JPY Japanese yen | 50 | 100 | 50 | 120 |
| KZT Kazakhstani tenge | — | — | 15 | 30 |
Network: branches and ATMs
Key figures
| Microcreditbank |
Turonbank |
|
|---|---|---|
| Charter capital | 5.12 trillion UZSas of 31.12.2024data may be out of dateSource: openinfo.uz ↗ | 1.63 trillion UZSas of 01.01.2026Source: turonbank.uz ↗ |
| Assets | 35.33 trillion UZS3.4% of the banking system | 22.52 trillion UZS2.2% of the banking system |
| Loans | 24.04 trillion UZS | 15.12 trillion UZS |
| Total capital | 5.69 trillion UZS | 2.73 trillion UZS |
| Deposits | 12.9 trillion UZS | 8.97 trillion UZS |
| Central Bank licence | No. 37 of 02.03.2024 | No. 8 of 25.12.2021 |
| Shareholders | The state: Ministry of Economy and Finance of Uzbekistan and Reconstruction and Development Fund of Uzbekistan; exact shares not found from media or aggregator publications, needs checking |
Current shareholder data was not found |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Microcreditbank |
Turonbank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 6 | free | 25 000 UZS | 1 | — | 50 000 UZS |
| Humo | 2 | free | 40 000 UZS | 3 | — | 50 000 UZS |
| Visa UZS | 4 | free | 45 000 UZS | 1 | free | free |
| Visa USD | 4 | free | 45 000 UZS | 3 | free | 50 000 UZS |
| Mastercard UZS | 3 | 12 USD/year | 45 000 UZS | — | — | — |
| Mastercard USD | 4 | free | 40 000 UZS | 3 | free | 50 000 UZS |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Microcreditbank: Bank cards · Turonbank: Bank cards
Deposits
| Currency | Microcreditbank |
Turonbank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 18%/yearBayramona | 18%/yearBayramona | 18%/yearImkoniyat plus | 18%/yearImkoniyat plus |
| USD | 5%/yearStimul | 5%/yearStimul | 7%/yearTuron Oltin | 7%/yearTuron Oltin |
| EUR | 4%/yearLuxe | 4%/yearLuxe | — | — |
Microcreditbank: Deposits · Turonbank: Deposits
Loans
| Loan type | Microcreditbank |
Turonbank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | 28%/yearConsumer loan | 28%/yearConsumer loan | — | — |
| Auto loans | 0%/yearAuto loan UzAuto Motors | 0%/yearADM GLOBAL auto loan | 0%/yearAuto loan UzAuto Motors | 0%/yearEvolution Motors auto loan |
| Mortgages | 17%/yearMortgage loan from the primary market - funded by the Ministry of Economy and Finance | 17%/yearMortgage loan from the primary market - funded by the Ministry of Economy and Finance | 17%/yearKelajak Uyi | 17%/yearKelajak Uyi |
| Microloans | 24%/yearMicroloan | 24%/yearMicroloan | 22%/yearBarakali Limonzor microloan | 22%/yearBarakali Limonzor microloan |
| Education loans | 0%/yearFor women's education | 0%/yearFor women's education | 14%/yearEducation loans | 0%/yearEducation loans |
| Other loans | 20%/yearSaving energy consumer loan | 20%/yearSaving energy consumer loan | 20%/yearEco energy | 20%/yearEco energy |
Microcreditbank: Loans · Turonbank: Loans
Mobile apps
| Microcreditbank |
Turonbank |
|
|---|---|---|
| App | MAVRID | MyTuron |
| Overall score | 4.77 (36 483) | 4.84 (11 372) |
| Google Play | 4.79 (33 361) ↗ | 4.88 (10 276) ↗ |
| App Store | 4.57 (3 122) ↗ | 4.44 (1 096) ↗ |
| Rank | 7 | 2 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Microcreditbank with another bank
Compare Turonbank with another bank
Frequently asked questions
The US dollar rate: where is it better — Microcreditbank or Turonbank?
Buying is cheaper: Turonbank — sell 11 970 UZS against 12 000 UZS. Selling is better: Microcreditbank — buy 11 885 UZS against 11 860 UZS.
Which bank has more branches and ATMs — Microcreditbank or Turonbank?
Microcreditbank: 127 branches and 19 ATMs; Turonbank: 83 branches and 48 ATMs. More branches — Microcreditbank, more ATMs — Turonbank.