National Bank of Uzbekistan vs Uzpromstroybank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of National Bank of Uzbekistan and Uzpromstroybank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
National Bank of Uzbekistan: 132 branches and 303 ATMs; Uzpromstroybank: 65 branches and 526 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  National Bank of Uzbekistan (NBU) |
 Uzpromstroybank (SQB) |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 870 | 11 960 | 11 860 | 11 970 |
| EUR Euro | 13 170 | 13 370 | 13 250 | 13 600 |
| RUB Russian rouble | 115 | 150 | — | 147 |
| CHF Swiss franc | 14 330 | 14 840 | 14 200 | 14 800 |
| GBP Pound sterling | 15 770 | 16 280 | 15 700 | 16 300 |
| JPY Japanese yen | 65 | 80 | 65 | 85 |
| KZT Kazakhstani tenge | 16 | 27 | — | — |
| CNY Chinese yuan | 1 630 | 1 840 | 1 735 | 1 835 |
Network: branches and ATMs
| National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
|
|---|---|---|
| Branches | 132 | 65 |
| ATMs | 303 | 526 |
Key figures
| National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
|
|---|---|---|
| Charter capital | 17.77 trillion UZSas of 31.12.2025Source: openinfo.uz ↗ | 4.63 trillion UZSas of 01.07.2026Source: sqb.uz ↗ |
| Assets | 146.78 trillion UZS14% of the banking system | 104.27 trillion UZS10% of the banking system |
| Loans | 104.08 trillion UZS | 59.32 trillion UZS |
| Total capital | 21.18 trillion UZS | 13.05 trillion UZS |
| Deposits | 58.8 trillion UZS | 37.65 trillion UZS |
| Central Bank licence | No. 22 of 25.12.2021 | No. 17 of 25.12.2021 |
| Shareholders | Reconstruction and Development Fund of Uzbekistan 59,25%, the rest — Ministry of Economy and Finance of Uzbekistan from media or aggregator publications, needs checking Source: nbu.uz ↗ |
Reconstruction and Development Fund of Uzbekistan 42,2%; National Investment Fund 40,0%; Ministry of Economy and Finance of Uzbekistan 13,5%; others 4,3% (as of 01.07.2026) |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 4 | free | free | 5 | free | 30 000 UZS |
| Humo | 3 | free | free | 2 | free | 50 000 UZS |
| Visa UZS | 9 | free | — | 6 | free | free |
| Visa USD | 8 | free | 50 000 UZS | 4 | free | 50 000 UZS |
| Mastercard UZS | 5 | free | — | 3 | free | 50 000 UZS |
| Mastercard USD | 5 | — | 70 000 UZS | 3 | free | 50 000 UZS |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
National Bank of Uzbekistan (NBU): Bank cards · Uzpromstroybank (SQB): Bank cards
Deposits
| Currency | National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 18%/yearFor everyone | 18%/yearFor everyone | 24%/yearImkoniyat-2 | 24%/yearImkoniyat-2 |
| USD | 4.5%/yearFor everyone | 5%/yearFor everyone | 3%/yearBarqaror sarmoya | 3%/yearBarqaror sarmoya |
| EUR | 2%/yearEuro | 2%/yearEuro | — | — |
National Bank of Uzbekistan (NBU): Deposits · Uzpromstroybank (SQB): Deposits
Loans
| Loan type | National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | 25.99%/yearYangicha | 21.99%/yearYangicha |
| Auto loans | 0%/yearNBU auto loan for UzAuto Motors cars | 0%/yearChangan auto loan | 0%/yearUzavto-Imkon | 0%/yearJAC-Avto imkon |
| Mortgages | 16.5%/yearCombined mortgage | 15%/yearMortgage under partner programs | 14%/yearBalansdagi turar-joy mortgage | 14%/yearBalansdagi turar-joy mortgage |
| Microloans | 25%/yearOnline microloan | 24%/yearMicroloan | 22%/yearIstiqlol online microloan | 20%/yearIstiqlol microloan |
| Education loans | 14%/yearPreferential education loan | 14%/yearPreferential education loan | 14%/yearEducational | — |
| Loan refinancing | — | — | 23%/yearTransfer of loan debt | 23%/yearTransfer of loan debt |
| Other loans | 22%/yearNational Green | 20%/yearNational Green | 20%/yearGreen komfort | 26.9%/yearMicrocredit |
National Bank of Uzbekistan (NBU): Loans · Uzpromstroybank (SQB): Loans
Mobile apps
| National Bank of Uzbekistan (NBU) |
Uzpromstroybank (SQB) |
|
|---|---|---|
| App | Milliy (Milliy 2.0 in Google Play) | SQB Mobile |
| Overall score | 4.74 (76 180) | 4.70 (66 288) |
| Google Play | 4.79 (60 192) ↗ | 4.64 (49 821) ↗ |
| App Store | 4.56 (15 988) ↗ | 4.90 (16 467) ↗ |
| Rank | 14 | 16 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare National Bank of Uzbekistan (NBU) with another bank
Compare Uzpromstroybank (SQB) with another bank
Frequently asked questions
The US dollar rate: where is it better — National Bank of Uzbekistan or Uzpromstroybank?
Buying is cheaper: National Bank of Uzbekistan — sell 11 960 UZS against 11 970 UZS. Selling is better: National Bank of Uzbekistan — buy 11 870 UZS against 11 860 UZS.
Which bank has more branches and ATMs — National Bank of Uzbekistan or Uzpromstroybank?
National Bank of Uzbekistan: 132 branches and 303 ATMs; Uzpromstroybank: 65 branches and 526 ATMs. More branches — National Bank of Uzbekistan, more ATMs — Uzpromstroybank.
Where is the UZS deposit rate higher: National Bank of Uzbekistan or Uzpromstroybank?
The main deposit rate is higher: Uzpromstroybank — 24%/year against 18%/year. Terms depend on the term, amount and way of opening; see the bank’s deposits section for details.
Where is the loan rate lower (Mortgages): National Bank of Uzbekistan or Uzpromstroybank?
The main rate is lower: Uzpromstroybank — 14%/year against 16.5%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.