Anorbank vs Octobank: bank comparison
Updated: 04.11.2026 06:05More details
Comparison of Anorbank and Octobank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.
Anorbank: 18 branches and 112 ATMs; Octobank: 1 branch and 41 ATMs.
The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.
Exchange rates
| Currency |  Anorbank |
 Octobank |
||
|---|---|---|---|---|
| Buy | Sell | Buy | Sell | |
| USD US dollar | 11 885 | 11 955 | 11 890 | 11 990 |
| EUR Euro | 13 130 | 13 520 | 13 200 | 13 500 |
| RUB Russian rouble | 40 | 152 | 80 | 149 |
| CHF Swiss franc | 13 520 | — | 12 000 | 17 500 |
| GBP Pound sterling | 15 260 | 16 820 | 15 700 | 16 200 |
| JPY Japanese yen | 41 | — | 40 | 115 |
| KZT Kazakhstani tenge | 17 | 29 | — | — |
Network: branches and ATMs
Key figures
| Anorbank |
Octobank |
|
|---|---|---|
| Charter capital | 850 billion UZSas of 31.03.2026Source: anorbank.uz ↗ | 500 billion UZSas of 2026Source: octobank.uz ↗ |
| Assets | 20.32 trillion UZS1.9% of the banking system | 14.62 trillion UZS1.4% of the banking system |
| Loans | 13.08 trillion UZS | 833 billion UZS |
| Total capital | 1.51 trillion UZS | 1.3 trillion UZS |
| Deposits | 15.23 trillion UZS | 12.73 trillion UZS |
| Central Bank licence | No. 87 of 15.09.2025 | No. 70 of 23.09.2023 |
| Shareholders | Bekamin B.V. 50%; an individual 49,4% | The main shareholder is an individual (97,8–99,5% depending on the source, 2024); Fortis Reserve System 1,3% from media or aggregator publications, needs checking |
Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗
Bank cards
| Card | Anorbank |
Octobank |
||||
|---|---|---|---|---|---|---|
| Cards | Maintenance per year | Issuing | Cards | Maintenance per year | Issuing | |
| Uzcard | 2 | free | 50 000 UZS | 1 | free | 75 000 UZS |
| Humo | 4 | free | free | 2 | free | 12 000 UZS |
| Visa UZS | — | — | — | 3 | free | — |
| Visa USD | 2 | free | free | 6 | free | free |
| Mastercard UZS | 4 | — | free | 3 | free | — |
| Mastercard USD | 2 | 25 000 UZS/year | 50 000 UZS | 6 | free | free |
| Mastercard EUR | 1 | 25 000 UZS/year | 50 000 UZS | — | — | — |
The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.
Anorbank: Bank cards · Octobank: Bank cards
Deposits
| Currency | Anorbank |
Octobank |
||
|---|---|---|---|---|
| Rate | Max rate | Rate | Max rate | |
| UZS | 22%/yearMURABBIY | 22%/yearMURABBIY | — | — |
| USD | 8%/yearYuksak | 8%/yearYuksak | — | — |
| EUR | — | — | — | — |
Anorbank: Deposits · Octobank: Deposits
Loans
| Loan type | Anorbank |
Octobank |
||
|---|---|---|---|---|
| Rate | Rate from | Rate | Rate from | |
| Consumer loans | — | — | 30%/yearOcto Card | 25%/yearOcto Card |
| Auto loans | 0%/yearAuto loan 4.0 Uz Auto Motors | 0%/yearAuto loan 4.0 Uz Auto Motors | 24%/yearAuto loan 1.0 | 21%/yearAuto loan 1.0 |
| Mortgages | — | — | 18%/yearMortgage for payroll project clients and bank employees | 18%/yearMortgage for payroll project clients and bank employees |
| Microloans | 26%/yearBusiness Go | 26%/yearBusiness Go | — | — |
| Loan refinancing | — | — | 28.9%/yearOcto Restart | 24.9%/yearOcto Restart |
| Installment plans | 0%/yearANOR nasiya | 0%/yearANOR nasiya | — | — |
Anorbank: Loans · Octobank: Loans
Mobile apps
| Anorbank |
Octobank |
|
|---|---|---|
| App | Anorbank | Octo-Mobile |
| Overall score | 4.71 (467 751) | 4.12 (13 564) |
| Google Play | 4.71 (461 870) ↗ | 4.03 (11 407) ↗ |
| App Store | 4.66 (5 881) ↗ | 4.61 (2 157) ↗ |
| Rank | 15 | 28 |
Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps
Compare Anorbank with another bank
Frequently asked questions
The US dollar rate: where is it better — Anorbank or Octobank?
Buying is cheaper: Anorbank — sell 11 955 UZS against 11 990 UZS. Selling is better: Octobank — buy 11 890 UZS against 11 885 UZS.
Which bank has more branches and ATMs — Anorbank or Octobank?
Anorbank: 18 branches and 112 ATMs; Octobank: 1 branch and 41 ATMs. Anorbank has more of both branches and ATMs.