Loans for used cars: the secondary market
Rates as of 23.10.2026More details
Loans where the bank directly mentions the secondary market or a used car: 21 loans from 16 banks. Some programmes also cover new cars.
Rates and conditions are taken from the banks’ websites and may change; some loans have limited-time promotions. This is reference information, not a bank offer: the final rate, amount and term depend on the bank’s decision and the borrower’s profile, so check the terms with the bank before applying. The rate in the table is for the main case: the base term (36 months; 120 for mortgages, 12 for microloans and installment plans), the minimum amount, no salary-client discounts; rates for other terms, amounts and client categories are on the bank’s page.
A loan may not actually be available to apply for, and the data on the bank’s website may be out of date. Check availability and terms in the bank’s app, at a bank office or through its call center.
Loans for used cars 21
The “Down payment from” column shows the lowest down payment stated by the bank.
| Bank | Loan | Rate | Down payment from | Amount up to | Term | Loan type | How to apply |
|---|---|---|---|---|---|---|---|
 Microcreditbank |
Comfort auto loan | 21%/year21% per annum for a term of 1–3 years (primary market) | 25% | 880 000 000 UZSup to 880 mln UZS | 1–60 mo. | Auto loans | in branch |
 Ipak Yuli Bank |
Auto loan for civil servants | 21.9%/year21,9% per annum for 36 months with a down payment from 25% | 25% | 800 000 000 UZSup to 800 000 000 UZS | up to 60 mo. | Auto loans | in branch, online |
 National Bank of Uzbekistan (NBU) |
Auto loan for a used car | 22%/year22% per annum with a 20% down payment | 20% | 500 000 000 UZSup to 500 mln UZS | 12–48 mo. | Auto loans | in branch, in the app |
 Trustbank |
Auto loan | 22.9%/year22,9% per annum for a term of up to 60 months with a 25% down payment | 25% | maximum amount is not specified on the page | up to 60 mo. | Auto loans | in branch |
 Turonbank |
Green Avto auto loan | 22.99%/year22,99% per annum for 60 months with a down payment from 30% | 30% | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| Turonbank |
Auto loan Imkoniyat 2.0 | 22.99%/year22,99% per annum for 60 months with a down payment from 30% | 25% | 824 000 000 UZSup to 2000 BCV (up to 824 mln UZS) | 1–60 mo. | Auto loans | in branch, online |
| Ipak Yuli Bank |
Auto loan on the secondary market | 23.9%/year23,9% per annum for 36 months with a down payment from 25% | 25% | 800 000 000 UZSup to 800 mln UZS | up to 60 mo. | Auto loans | in branch |
| Microcreditbank |
Auto loan - For the secondary market | 24%/year24% per annum for a term of up to 60 months | 25% | 880 000 000 UZSup to 880 mln UZS | 1–60 mo. | Auto loans | in branch |
 Octobank |
Auto loan 2.0 | 24%/year24% per annum for a term of up to 60 months | 40% | unlimited | up to 60 mo. | Auto loans | in branch |
 Aloqabank |
Auto loan, secondary market | 24.5%/year24,5% per annum for a term of up to 60 months with a down payment from 15% | 15% | 300 000 000 UZSup to 300 mln UZS | up to 60 mo. | Auto loans | in branch |
 Davr Bank |
Smart Auto | 25%/year25% per annum up to 60 months | 0% | 1 000 000 000 UZSup to 1 bn UZS | up to 60 mo. | Auto loans | in branch |
| Davr Bank |
IKKILAMCHI AVTO | 25.99%/year25,99% per annum for up to 72 months | 15% | 1 000 000 000 UZSup to 1 bn UZS | up to 72 mo. | Auto loans | |
 Hamkorbank |
Auto light | 25.99%/year25,99% per annum for a term of 1 to 5 years | 25% | 600 000 000 UZSup to 600 mln UZS | 12–60 mo. | Auto loans | in branch |
 Ziraat Bank Uzbekistan |
Auto loan for the secondary market | 26%/year26% per annum for 36 months with a 30% down payment | 30% | 900 000 000 UZSup to 900 mln UZS | up to 48 mo. | Auto loans | |
 Orient Finans Bank |
Auto loan for the secondary market | 26.9%/year26,9% per annum for 36 months with a 30% down payment | 30% | 800 000 000 UZSup to 800 mln UZS | 12–48 mo. | Auto loans | in branch, online |
 InFinBank |
Infin Auto | 26.99%/year26,99% per annum for up to 48 months (primary market, down payment from 20%) | 15% | primary market: depends on the cost of the car; secondary market: up to 2000 BRV | up to 60 mo. | Auto loans | in branch |
 Asia Alliance Bank |
Auto loan, secondary market | 28%/year28% per annum for a term of up to 60 months | 25% | 400 000 000 UZSUp to 400 mln UZS | up to 60 mo. | Auto loans | in branch |
 Madad Invest Bank |
Auto loan for a used car | 28.9%/year28,9% per annum for a term of 6-60 months | 30% | 400 000 000 UZSup to 400 mln UZS per borrower | 6–60 mo. | Auto loans | in branch, online |
 Anorbank |
Auto loan 3.0 | 33%/year33% per annum for a term of up to 60 months | 40% | 400 000 000 UZSup to 400 mln UZS | 1–60 mo. | Auto loans | in branch, online |
| Ipak Yuli Bank |
Auto loan for self-employed | — | 30% | 800 000 000 UZSup to 800 mln UZS | 12–60 mo. | Auto loans | in branch |
 Ipoteka Bank |
R1 | 27,99-29,99% per annum | — | 480 000 000 UZSup to 480 mln UZS | up to 60 mo. | Auto loans | in branch |
Frequently asked questions
Which banks offer loans for used cars?
16 banks list such loans: Aloqabank, Anorbank, Asia Alliance Bank, Davr Bank, Hamkorbank, InFinBank, Ipak Yuli Bank, Ipoteka Bank, Madad Invest Bank, Microcreditbank, National Bank of Uzbekistan, Octobank, Orient Finans Bank, Trustbank, Turonbank, Ziraat Bank Uzbekistan. 21 loans in total.
What is the lowest rate for a used car loan?
The lowest main rate in sums is 21% a year: “Comfort auto loan”, Microcreditbank. A 0% rate is not counted here.
How old can the car be?
Each bank sets its own limit, stated in the loan purpose on the bank page. Open the loan from the table and check the conditions.