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Ipak Yuli Bank vs Trustbank: bank comparison

Updated: 04.11.2026 06:05More details

Comparison of Ipak Yuli Bank and Trustbank: exchange rates, the network of branches and ATMs, bank cards, deposits and loans on one page. Rates are updated every hour; card fees and deposit and loan rates are as published by the banks on 23.10.2026. The best value in a row is highlighted.

Ipak Yuli Bank: 70 branches and 572 ATMs; Trustbank: 192 branches and 41 ATMs.

The best value is highlighted: for rates, a higher buy and a lower sell; for deposits, a higher rate; for loans and card fees, a lower one. Rates are compared in the same channel (the cash desk when possible); stale rates are shown in grey. The comparison is for reference: check the exact terms with the bank.

Exchange rates

CurrencyIpak Yuli Bank Trustbank
BuySellBuySell
USD US dollar 11 880 11 985 11 890 12 000
EUR Euro 12 790 13 440 12 900 13 470
RUB Russian rouble 80 149 90 153
CHF Swiss franc 13 940 14 820 14 250 14 850
GBP Pound sterling 15 340 16 230 15 700 16 350
JPY Japanese yen 45 77 60 100
CNY Chinese yuan — — 1 650 1 980

Network: branches and ATMs

Ipak Yuli Bank Trustbank
Branches 70 192
ATMs 572 41

Key figures

Ipak Yuli Bank Trustbank
Charter capital 602.4 billion UZSas of 30.09.2025Source: openinfo.uz ↗ 1 trillion UZSas of 30.06.2026Source: trustbank.uz ↗
Assets 40.08 trillion UZS3.8% of the banking system 22.96 trillion UZS2.2% of the banking system
Loans 19.97 trillion UZS 9.67 trillion UZS
Total capital 4.76 trillion UZS 4.19 trillion UZS
Deposits 23.13 trillion UZS 17.02 trillion UZS
Central Bank licence No. 10 of 25.12.2021No. 44 of 25.12.2021
Shareholders Private bank; shareholders include ADB, DEG and Triodos Investment Management; the controlling stake was not found
Source: en.ipakyulibank.uz ↗		 individuals 24,6%, 21,9% and 15,0%; PRESYSTEMUNIVERSAL LLC 18,0%; DIMINURGROUP LLC 12,1%; MADI GmbH (Germany) 5,0%; date not given
Source: trustbank.uz ↗

Assets, loans, capital and deposits are from the Central Bank report as of 01.10.2026; charter capital is from the source shown under the value. The larger charter capital, assets and capital — indicators of a bank’s stability — are highlighted. Source: Central Bank ↗

Bank cards

CardIpak Yuli Bank Trustbank
CardsMaintenance per yearIssuing CardsMaintenance per yearIssuing
Uzcard 1 — 50 000 UZS 5 — free
Humo 2 — 50 000 UZS 3 — free
Visa UZS 8 free free 1 — 30 000 UZS
Visa USD 4 free free 3 — 40 000 UZS
Mastercard UZS — — — 1 — 30 000 UZS
Mastercard USD 3 free 100 000 UZS 5 — free

The bank’s lowest fees are shown. A dash means there is no fee, or some of the bank’s cards have no listed fee, so the minimum is unknown.

Ipak Yuli Bank: Bank cards · Trustbank: Bank cards

Deposits

CurrencyIpak Yuli Bank Trustbank
RateMax rateRateMax rate
UZS 17%/yearKelajak-17 17%/yearKelajak-17 16%/yearOnline-Zamin 16%/yearOnline-Zamin
USD 7%/yearTayanch offline 7%/yearTayanch offline 7.5%/yearConvenient investment 7.5%/yearConvenient investment
EUR 3%/yearEuro 4%/yearEuro — —

Ipak Yuli Bank: Deposits · Trustbank: Deposits

Loans

Loan typeIpak Yuli Bank Trustbank
RateRate fromRateRate from
Consumer loans — 21.9%/yearConsumer loan 27%/yearUniversal 25%/yearUniversal
Auto loans 0%/year0% auto loan for Leapmotor, Aito and GAC 0%/year0% auto loan for Leapmotor, Aito and GAC 22.9%/yearAuto loan 0%/yearAuto loan for the purchase of KIA, CHERY, HAVAL, CHANGAN cars
Mortgages 16.5%/yearMortgage for new-build housing 16.5%/yearMortgage for new-build housing 17%/yearMortgage for the purchase of housing on the primary market 17%/yearMortgage for the purchase of housing on the primary market
Microloans 22.9%/yearMicroloan for payroll projects 21%/yearMicroloan for self-employed 19.5%/yearAdvantageous microloan 19.5%/yearAdvantageous microloan
Education loans — 24.9%/yearEducation loan — —
Loan refinancing 23.9%/yearAuto loan refinancing 20.9%/yearAuto loan refinancing — —
Secured loans 20.9%/yearCollateralized microloan for civil servants 20.9%/yearCollateralized microloan for civil servants — —
Installment plans 0%/yearInterest-free installment plan for Asialuxe Travel tours 0%/yearInterest-free installment plan for Asialuxe Travel tours — —
Other loans — 20%/yearYashil Makon 20%/yearGreen energy 20%/yearGreen energy

Ipak Yuli Bank: Loans · Trustbank: Loans

Mobile apps

Ipak Yuli Bank Trustbank
App Ipak Yuli Mobile: Onlayn BankTrastpay
Overall score 4.82 (344 741) 4.60 (19 755)
Google Play 4.80 (231 750) ↗ 4.54 (15 573) ↗
App Store 4.85 (112 991) ↗ 4.81 (4 182) ↗
Rank 3 20

Retail banking apps by ratings in Google Play and the App Store. If a bank has several apps, the one ranked higher is compared; only apps with at least 30 ratings are ranked. Rating of bank and insurance company apps

Compare Ipak Yuli Bank with another bank

Compare Trustbank with another bank

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Frequently asked questions

The US dollar rate: where is it better — Ipak Yuli Bank or Trustbank?

Buying is cheaper: Ipak Yuli Bank — sell 11 985 UZS against 12 000 UZS. Selling is better: Trustbank — buy 11 890 UZS against 11 880 UZS.

Which bank has more branches and ATMs — Ipak Yuli Bank or Trustbank?

Ipak Yuli Bank: 70 branches and 572 ATMs; Trustbank: 192 branches and 41 ATMs. More branches — Trustbank, more ATMs — Ipak Yuli Bank.

Where is the UZS deposit rate higher: Ipak Yuli Bank or Trustbank?

The main deposit rate is higher: Ipak Yuli Bank — 17%/year against 16%/year. Terms depend on the term, amount and way of opening; see the bank’s deposits section for details.

Where is the loan rate lower (Mortgages): Ipak Yuli Bank or Trustbank?

The main rate is lower: Ipak Yuli Bank — 16.5%/year against 17%/year. The final rate depends on the term, amount and client category; see the bank’s loans section for details.