Foreign currency cards of Uzbekistan banks: US dollars and euros
Fees as of 22.10.2026More details
Cards in US dollars and euros are offered by 27 banks: 190 cards. Compare amounts within one currency: sorting is by number, without converting dollars and euros.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
By payment system: Visa USD, Visa EUR, Mastercard USD, Mastercard EUR
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Visa Classic Classic privileges | USD | freefree | — | 1%Agrobank ATM (UZS): 1% of the transaction; Agrobank cashier and exchange offices (foreign currency): free | 1% (min. 1 USD)ATMs and cash points of other banks: 1% per transaction, min. 1 USD | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 5 USDinsurance deposit 5 USD | |
| Visa Gold Gold privileges | USD | 50 000 UZS | — | 1%Agrobank ATM (UZS): 1% of the transaction; Agrobank cashier and exchange offices (foreign currency): free | 1% (min. 1 USD)ATMs and cash points of other banks: 1% per transaction, min. 1 USD | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 10 USDinsurance deposit 10 USD | |
| Visa Infinite Infinite privileges | USD | 200 000 UZS | 72 USD/year | 1%bank cashier and Agrobank exchange offices: free; Agrobank ATM (UZS): 1% under the general Visa tariff | 1% (min. 2 USD)ATMs and cash points of other banks: 1% per transaction, min. 2 USD | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 200 USDsecurity deposit 200 USD | |
| Visa Platinum Platinum privileges | USD | 100 000 UZS | — | 1%Agrobank ATM (UZS): 1% of the transaction; Agrobank cashier and exchange offices (foreign currency): free | 1% (min. 1 USD)ATMs and cash points of other banks: 1% per transaction, min. 1 USD | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 50 USDinsurance deposit 50 USD | |
| Visa virtual card (USD) virtualVirtual privileges | USD | freefree | — | — | — | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 0.5 USDsecurity deposit 0,5 USD | |
| Mastercard Gold available to non-residents Gold privileges | USD | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USDnon-residents: 10 USD | |
| Mastercard Gold available to non-residents Gold privileges | EUR | 60 000 UZS60 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 60 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 EURinsurance deposit 10 EURnon-residents: 10 EUR | |
| Mastercard Junior | USD | freefree | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USD | |
| Mastercard Standard available to non-residents Standard privileges | USD | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USDnon-residents: 10 USD | |
| Mastercard Standard available to non-residents Standard privileges | EUR | 30 000 UZS30 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residents; additional card 30 000 UZSnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 EURinsurance deposit 10 EURnon-residents: 10 EUR | |
| Mastercard Virtual virtual | USD | freefree | free | — | — | — | freeSecurity deposit 0 | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS200 000 UZS (incl. VAT) for both residents and non-residentsnon-residents: 200 000 UZS | 50 USD/year | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 50 USDinsurance deposit 50 USDnon-residents: 50 USD | |
| Visa Classic available to non-residents Classic privileges | USD | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card)non-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USDnon-residents: 10 USD | |
| Visa Classic available to non-residents Classic privileges | EUR | 30 000 UZS30 000 UZS (incl. VAT) for residents; additional card 30 000 UZS (free for children aged 6-16 on an adult's Visa Classic USD card)non-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1%/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 10 EURinsurance deposit 10 EURnon-residents: 10 EUR | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZS | 50 USD/year | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 150 USDsecurity deposit 150 USDnon-residents: 150 USD | |
| Visa Junior | USD | freefree | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USD | |
| Visa Platinum available to non-residents Platinum privileges | USD | 100 000 UZS100 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZS | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 20 USDinsurance deposit 20 USDnon-residents: 20 USD | |
| Visa Signature available to non-residents Signature privileges | USD | 150 000 UZS150 000 UZS (incl. VAT) for residents; 200 000 UZS for non-residentsnon-residents: 200 000 UZS | 35 USD/year | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 50 USDinsurance deposit 50 USDnon-residents: 50 USD | |
| Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeSecurity deposit 0 | |
| Ferz Card (Visa Infinite) available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (free under the payroll project) | 120 USD/year | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | freeno insurance deposit | |
| Mastercard Platinum Platinum privileges | USD | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: free (POS terminals, USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)MasterCard Moneysend: between the bank's cards free; from a USD account to cards of other banks: 1%, min. 2 USD | freeno insurance deposit | |
| Mastercard Standard Standard privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk: free (POS terminals, USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)MasterCard Moneysend: between the bank's cards free; from a USD account to cards of other banks: 1%, min. 2 USD | freeno insurance deposit | |
| VISA CHEMPION available to non-residents Classic privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | 5 USDinsurance deposit 5 USD | |
| VISA Classic available to non-residents Classic privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | 5 USDinsurance deposit 5 USD | |
| VISA Virtual virtualVirtual privileges | USD | freefree | — | — | — | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | freeinsurance deposit: none | |
| ANOR BLACK available to non-residents Standard privileges | USD | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5% (min. 1 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1% (min. 2 USD)/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD | |
| ANOR BLACK available to non-residents Standard privileges | EUR | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD | |
| MASTERCARD WORLD ELITE available to non-residents World Elite privileges | USD | 150 000 UZSnon-residents: 1 000 000 UZS | 60 USD/year | freeANORBANK cash desk: 0% | 1% (min. 25 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1% (min. 25) + fee of the servicing bank | — | 40 USDinsurance deposit 40 USDnon-residents: 200 USD | |
| VISA CLASSIC available to non-residents Classic privileges | USD | freefreenon-residents: 200 000 UZS | free | freeANORBANK cash desk: 0% | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank | — | freeinsurance deposit for residents: nonenon-residents: 50 USD | |
| VISA INFINITE available to non-residents Infinite privileges | USD | 150 000 UZS150 000 UZS incl. VATnon-residents: 1 000 000 UZS | 50 USD/year | freeANORBANK cash desk: 0% | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank | — | 50 USDinsurance deposit 50 USDnon-residents: 200 USD | |
| Visa Classic Classic privileges | USD | 20 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance | |
| Visa Gold Gold privileges | USD | 30 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance | |
| Visa Infinite Infinite privileges | USD | 2 000 000 UZS | 120 USD/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | 25 USDminimum balance 25 USD | |
| Visa Platinum Platinum privileges | USD | 50 000 UZS | 12 USD/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | 5 USDminimum balance 5 USD | |
| VISA Virtual virtualVirtual privileges | USD | freefree | free | cash withdrawal not provided | cash withdrawal not provided | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance | |
| MC Black Edition available to non-residents World Black Edition privileges | USD | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZS | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 15 USDinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZS | |
| MC Platinum Platinum privileges | USD | freefree (main and additional) | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freeinsurance deposit not provided | |
| MC World available to non-residents World privileges | USD | freefree (main and additional)non-residents: 500 000 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 5 USDinsurance deposit 5 USDnon-residents: 15 USD | |
| MC World Black Edition – Metal EDGE World Black Edition privileges | USD | 700 000 UZS700 000 UZS (issuance and reissue) | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 15 USDinsurance deposit 150 000 UZS / 15 USD | |
| MC World Elite Veneer World Elite privileges | USD | 1 470 000 UZS1 470 000 UZS (issuance and reissue) | free | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freenon-reducible balance 5 000 000 UZS / 0 USD | |
| Mastercard virtual card virtual | USD | freefree | the maintenance fee is not specified in the tariffs | — | — | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freenon-refundable balance in foreign currency is not provided | |
| Visa Classic available to non-residents Classic privileges | USD | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZSnon-residents: 500 000 UZS | free | freeVisa BRB terminals: free (cash in US dollars) | 2% (min. 1 USD)2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance depositnon-residents: 20 USD | |
| Visa Gold residents onlyGold privileges | USD | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZS | free | freeVisa BRB terminals: free (cash in US dollars) | 2% (min. 1 USD)2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 5 USD | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS at a branch; via remote channels: 160 000 UZS; additional card 200 000 UZSnon-residents: 1 000 000 UZS | 60 USD/year | freeVisa BRB terminals: free (cash in US dollars) | 2% (min. 1 USD)2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 50 USDnon-residents: 200 USD | |
| Visa Platinum available to non-residents Platinum privileges | USD | 150 000 UZS150 000 UZS at a branch; via remote channels: 100 000 UZS; additional card 150 000 UZSnon-residents: 800 000 UZS | 12 USD/year | freeVisa BRB terminals: free (cash in US dollars) | 2% (min. 1 USD)2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 20 USDnon-residents: 150 USD | |
| Visa Virtual virtualresidents onlyVirtual privileges | USD | freefree (only when ordered via remote banking services) | free | not provided | — | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance deposit | |
| Visa Classic Classic privileges | USD | 45 000 UZS45 000 UZS (incl. VAT) | free | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2% | another bank's ATM: according to the other bank's tariffs | — | 10 USDinsurance deposit 10 USD | |
| Visa Gold Gold privileges | USD | 60 000 UZS60 000 UZS (incl. VAT) | 12 USD/year | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2% | another bank's ATM: according to the other bank's tariffs | — | 50 USDinsurance deposit 50 USD | |
| Visa Infinite Infinite privileges | USD | 200 000 UZS200 000 UZS (incl. VAT) | 84 USD/year | 1.5%Garant bank ATM: 1,5%; Garant bank cash desk (Garant bank card): free; Garant bank cash desk with cards of other banks: 2% | another bank's ATM: according to the other bank's tariffs | — | 150 USDsecurity deposit 150 USD | |
| Visa Virtual virtualVirtual privileges | USD | freefree | free | not provided | — | — | 1 USDinsurance deposit 1 USD | |
| VISA CLASSIC Classic privileges | USD | 30 000 UZS | free | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | freeinsurance deposit (block): 0 $ | |
| VISA INFINITE Infinite privileges | USD | 200 000 UZS | 30 USD/year | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | 200 USDinsurance deposit (block): 200 $ | |
| VISA PLATINUM Platinum privileges | USD | 150 000 UZS | 5 USD/year | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | 50 USDinsurance deposit (block): 50 $ | |
| Visa Classic (debit, USD account) Classic privileges | USD | 100 000 UZS100 000 UZS (incl. VAT) for issuance and reissue (upon damage, loss, expiry) | — | 0.5%cash desk via ZBU currency POS terminal: 0,5% of the amount; ZBU ATM in national currency: 0,5% | — | — | 50 USDdeposit balance on the card 50 USD | |
| Visa Classic ZERO available to non-residents Classic privileges | USD | freefree; additional card: free | 12 USD/year | freeInfinBank ATMs and cash points: free | freeATMs of other banks in Uzbekistan: bank fee is free | freeVisa Direct: up to 1000 USD per month free, then 1%; transfer to InfinBank cards: free | 10 USDinsurance deposit 10 USD | |
| Visa Platinum ZERO available to non-residents Platinum privileges | USD | freefree; additional card: free | 60 USD/year | freeInfinBank ATMs and cash points: free | freeATMs of other banks in Uzbekistan: bank fee is free | freeVisa Direct: up to 3000 USD per month free, then 1%; transfer to InfinBank cards: free | 50 USDinsurance deposit 50 USD | |
| Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | — | not provided | 1% (min. 2 USD)Visa Direct: 1% of the amount, min. 2 USD; transfer to own and other InfinBank cards and from other banks' cards: free | 5 USDinsurance deposit 5 USD | |
| Mastercard Platinum (foreign currency) Platinum privileges | USD | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 5.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollars | — | 20 USDminimum deposit 20 US dollars | |
| Mastercard Virtual (foreign currency) virtual | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit | |
| Mastercard World Elite World Elite privileges | USD | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 119.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollars | — | 200 USDminimum deposit 200 US dollars | |
| Visa Infinite (foreign currency) Infinite privileges | USD | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 59.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollars | — | 200 USDminimum deposit 200 US dollars | |
| Visa Platinum (foreign currency) Platinum privileges | USD | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 5.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollars | — | 20 USDminimum deposit 20 US dollars | |
| Visa Start (foreign currency) | USD | freefree (office and remote banking) | free | freeIpak Yuli ATMs and cash desks: no fee | 2.5% (min. 2 USD)/transaction2,5% of the amount, minimum 2 US dollars | — | freeno deposit | |
| Visa Virtual (foreign currency) virtualVirtual privileges | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit | |
| Humo-Mastercard | USD | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | 2%2% + other bank's fee | 0.75%to an Ipoteka Bank card in the Ipoteka Retail app: free; to a card of another bank: 0,75% | freeNo deposit required | |
| Humo-Visa | USD | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | 2%2% + other bank's fee | 0.75%to an Ipoteka Bank card in the Ipoteka Retail app: free; to a card of another bank: 0,75% | freeNo deposit required | |
| Mastercard Gold Gold privileges | EUR | 80 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Mastercard Standard Standard privileges | EUR | 50 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Visa Classic Classic privileges | USD | 50 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Visa Classic Classic privileges | EUR | 50 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Visa Gold Gold privileges | USD | 80 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Visa Gold Gold privileges | EUR | 80 000 UZS | free | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Visa Platinum Platinum privileges | USD | 100 000 UZS | 12 USD/year | 3.5%Ipoteka Bank ATM: 3,5% (2% bank fee + 1,5% payment systems); Ipoteka Bank cash desk: 0,5% | 2%2% + other bank's fee | — | freeno minimum deposit | |
| Mastercard Black Edition Black Edition privileges | EUR | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none | |
| Mastercard Black Edition multi-currency Black Edition privileges | USD | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 195 000 UZSminimum balance 195 000 UZS | |
| Mastercard Black Edition multi-currency Black Edition privileges | EUR | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 195 000 UZSminimum balance 195 000 UZS | |
| Mastercard Gold (EURO) Gold privileges | EUR | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance 0 UZS | |
| Mastercard World Elite Metal Edge World Elite privileges | EUR | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none | |
| Mastercard World Elite multi-currency World Elite privileges | USD | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 300 000 UZSminimum balance 300 000 UZS | |
| Mastercard World Elite multi-currency World Elite privileges | EUR | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 300 000 UZSminimum balance 300 000 UZS | |
| Visa Gold (USD) Gold privileges | USD | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance 0 UZS | |
| Visa Gold (with Braille font) Gold privileges | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freenon-reducible balance: free (0 UZS) | |
| Visa Gold Kids | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | — | |
| Visa Infinite Metal Edge Infinite privileges | USD | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none | |
| Visa Infinite Veneer Infinite privileges | USD | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none | |
| Visa Infinite multi-currency Infinite privileges | USD | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 195 000 UZSminimum balance 195 000 UZS | |
| Visa Infinite multi-currency Infinite privileges | EUR | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 195 000 UZSminimum balance 195 000 UZS | |
| Visa Platinum multi-currency Platinum privileges | USD | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 90 000 UZSminimum balance 90 000 UZS | |
| Visa Platinum multi-currency Platinum privileges | EUR | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 90 000 UZSminimum balance 90 000 UZS | |
| Visa Platinum multi-currency (with Braille) Platinum privileges | USD | freefree | 60 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 50 000 UZSminimum balance 50 000 UZS | |
| Visa Virtual USD virtualVirtual privileges | USD | freefree | free | not provided | — | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none | |
| Visa Classic Classic privileges | USD | freefree | 10 USD/year | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USD | 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 30 USDinsurance deposit 30 USD | |
| Visa Classic Exchange | USD | 30 000 UZS | free | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 2% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 2% of the amount, min. 2 USD | 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 30 USDinsurance deposit 30 USD | |
| Visa Gold Gold privileges | USD | freefree | 5 USD/year | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 1.5% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 2 USD | 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 50 USDinsurance deposit 50 USD | |
| Visa Gold Euro Gold privileges | EUR | freefree | 5 EUR/year | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 2% (min. 2 EUR)withdrawal at ATMs and POS terminals of another bank: 2,0% of the amount, min. 2 EUR | 0.5% (min. 1 EUR)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 50 EURinsurance deposit 50 EUR | |
| Visa Gold Euro Exchange | EUR | 60 000 UZS | free | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 2.5% (min. 3 EUR)withdrawal at ATMs and POS terminals of another bank: 2,5% of the amount, min. 3 EUR | 0.5% (min. 1 EUR)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 50 EURinsurance deposit 50 EUR | |
| Visa Infinite Infinite privileges | USD | freefree | 60 USD/year | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 1% (min. 2 USD)withdrawal at ATMs and POS terminals of another bank: 1,0% of the amount, min. 2 USD | 0.5% (min. 1 USD)Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | 200 USDsecurity deposit 200 USD | |
| Visa Classic Classic privileges | USD | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ | |
| Visa Platinum Platinum privileges | USD | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ | |
| HUMO-MASTERCARD | USD | 40 000 UZS | free | — | — | — | — | |
| Mastercard Standard available to non-residents Standard privileges | USD | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required | |
| Mastercard World Black Edition available to non-residents World Black Edition privileges | USD | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD | |
| VISA CLASSIC available to non-residents Classic privileges | USD | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required | |
| VISA GOLD available to non-residents Gold privileges | USD | 50 000 UZS50 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required | |
| VISA INFINITE available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD | |
| VISA PLATINUM available to non-residents Platinum privileges | USD | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD | |
| Mastercard Standard available to non-residents Standard privileges | USD | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution | |
| Mastercard World Black Edition available to non-residents World Black Edition privileges | USD | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution | |
| Mastercard World Black Edition available to non-residents World Black Edition privileges | EUR | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 200 000 UZS; non-residents: 400 000 UZSnon-residents: 400 000 UZS | 120 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution | |
| Visa Classic available to non-residents Classic privileges | USD | freeresidents and payroll project: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); Xalq banki cash desk: withdrawal processing is free; cash desk for a card in currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 400 000 UZSnon-residents: 400 000 UZS | 84 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | 180 USD180 USD or 2 500 000 UZS | |
| Visa Platinum available to non-residents Platinum privileges | USD | 100 000 UZS100 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | 40 USD40 USD or 500 000 UZS | |
| Mastercard Gold available to non-residents Gold privileges | USD | 120 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Mastercard Platinum available to non-residents Platinum privileges | USD | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Mastercard Standard available to non-residents Standard privileges | USD | 70 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Mastercard Virtual virtual | USD | 10 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZSnon-residents: 2 000 000 UZS | 60 USD/year | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 50 USDminimum balance and initial deposit 50 USD | |
| Visa Champion available to non-residents | USD | 50 000 UZSnon-residents: 2 000 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance | |
| Visa Champion Virtual virtual | USD | 10 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance | |
| Visa Classic available to non-residents Classic privileges | USD | 100 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Visa Gold available to non-residents Gold privileges | USD | 150 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZSnon-residents: 5 000 000 UZS | 60 USD/year | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 50 USDminimum balance and initial deposit 50 USD | |
| Visa Platinum available to non-residents Platinum privileges | USD | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| NBU-NAK Visa Gold co-brand available to non-residents Gold privileges | USD | 600 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| NBU-NAK Visa Platinum co-brand available to non-residents Platinum privileges | USD | 800 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance | |
| Mastercard Gold available to non-residents Gold privileges | USD | 25 000 UZS25 000 UZS (primary and additional card) | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 10 USDminimum balance 10 USDnon-residents: 50 USD | |
| Mastercard Gold AviaSales Gold privileges | USD | freefree (identification in the office); 12 000 UZS with remote identification | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USD | |
| Mastercard Standard available to non-residents Standard privileges | USD | freefree | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USDnon-residents: 10 USD | |
| Mastercard Standard Virtual virtualavailable to non-residents | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD | |
| Mastercard World Black Edition available to non-residents | USD | 100 000 UZS100 000 UZS (primary and additional card) | 50 USD/year | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 50 USDminimum balance 50 USD | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS200 000 UZS (primary and additional card) | 60 USD/year | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 100 USDminimum balance 100 USD | |
| Visa Classic available to non-residents Classic privileges | USD | freefree | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USDnon-residents: 10 USD | |
| Visa Classic Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD | |
| Visa Gold available to non-residents Gold privileges | USD | 25 000 UZS25 000 UZS (primary and additional card) | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 10 USDminimum balance 10 USDnon-residents: 50 USD | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (primary and additional card) | 60 USD/year | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 100 USDminimum balance 100 USD | |
| Visa Platinum available to non-residents Platinum privileges | USD | 50 000 UZS50 000 UZS (primary and additional card) | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.2% (min. 1.8 USD)/transaction2,2% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 10 USDminimum balance 10 USDnon-residents: 100 USD | |
| Visa Signature available to non-residents Signature privileges | USD | 100 000 UZS100 000 UZS (primary and additional card) | 50 USD/year | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.2% (min. 3 USD)/transaction2,2% (min. 3 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 50 USDminimum balance 50 USD | |
| Mastercard Black Edition available to non-residents Black Edition privileges | USD | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD | |
| Mastercard Black Edition available to non-residents Black Edition privileges | EUR | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD | |
| Mastercard Gold available to non-residents Gold privileges | USD | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 USDinsurance deposit 25 USD | |
| Mastercard Gold available to non-residents Gold privileges | EUR | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 EURinsurance deposit 25 EUR | |
| Mastercard Standard available to non-residents Standard privileges | USD | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| Mastercard Standard available to non-residents Standard privileges | EUR | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| Mastercard Virtual virtual | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS | 60 USD/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 USDsecurity deposit 200 USD | |
| Mastercard World Elite available to non-residents World Elite privileges | EUR | 200 000 UZS | 60 EUR/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 EURsecurity deposit 200 EUR | |
| Visa Classic available to non-residents Classic privileges | USD | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| Visa Classic available to non-residents Classic privileges | EUR | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS | 60 USD/year | freeOFB ATM and cash desk: free | 1.5% (min. 3 USD)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 USDsecurity deposit 200 USD | |
| Visa Infinite available to non-residents Infinite privileges | EUR | 200 000 UZS | 60 EUR/year | freeOFB ATM and cash desk: free | 1.5% (min. 3 EUR)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 EURsecurity deposit 200 EUR | |
| Visa Platinum available to non-residents Platinum privileges | USD | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 USDinsurance deposit 25 USD | |
| Visa Platinum available to non-residents Platinum privileges | EUR | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 EURinsurance deposit 25 EUR | |
| Visa Virtual virtualVirtual privileges | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) | |
| TBC Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeno deposit | |
| Mastercard Black Edition Black Edition privileges | USD | freefree | 50 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| Mastercard World World privileges | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| Mastercard digital (World-based) virtual | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| Visa Classic / Gold | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| Visa Infinite Infinite privileges | USD | freefree | 50 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| Visa Platinum Platinum privileges | USD | freefree | 5 USD/year | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS | |
| MasterCard Gold Gold privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 10 USDnon-reducible balance (insurance deposit) 10 USD | |
| MasterCard Standard Standard privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 5 USDnon-reducible balance (insurance deposit) 5 USD | |
| MasterCard Standard - Exchange Standard privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 5 USDnon-reducible balance (insurance deposit) 5 USD | |
| MasterCard Standard Virtual virtual | USD | freefree | — | — | — | — | 5 USDnon-reducible balance (insurance deposit) 5 USD | |
| MasterCard World Elite World Elite privileges | USD | 200 000 UZS | 60 USD/year | — | — | — | 200 USDsecurity deposit 200 USD | |
| Visa Classic Classic privileges | USD | 40 000 UZS | — | 0.5%Trastbank cash points and ATMs: 0,5% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 20 USDnon-reducible balance (insurance deposit) 20 USD | |
| Visa Classic Virtual virtualVirtual privileges | USD | freefree | — | — | — | — | 5 USDnon-reducible balance (insurance deposit) 5 USD | |
| Visa Infinite Infinite privileges | USD | 200 000 UZS | 60 USD/year | 0.5%for Trastbank cards in the Trastbank network: 0,5% of the full amount | 1.5% (min. 3 USD)for Trastbank cards at other banks: 1,5%, minimum 3 USD | — | 200 USDsecurity deposit 200 USD | |
| Mastercard Gold Gold privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD | |
| Mastercard Standard Standard privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USD | |
| Visa Classic Classic privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USD | |
| Visa Gold Gold privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD | |
| Visa-Humo co-branded card (Visa currency part) | USD | 50 000 UZS | — | 0.5%0,5% for cashing out via Turonbank ATMs and terminals | 2%2% for cash withdrawal via terminals and ATMs of other banks | — | freeSecurity deposit 0$ | |
| Mastercard turist.uz co-branded card | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD | |
| Mastercard Black Edition available to non-residents Black Edition privileges | USD | 500 000 UZSin bank offices: 500 000 UZS; via SQB Mobile: 250 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | 60 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD | |
| Mastercard World available to non-residents World privileges | USD | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD | |
| Mastercard World Elite available to non-residents World Elite privileges | USD | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD | |
| Visa Classic available to non-residents Classic privileges | USD | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD | |
| Visa Infinite available to non-residents Infinite privileges | USD | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD | |
| Visa Platinum available to non-residents Platinum privileges | USD | 200 000 UZSin bank offices: 200 000 UZS; via SQB Mobile: 100 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB teller: UZS — 1%, foreign currency — free | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 30 USDnon-reducible balance / insurance contribution 30 USD | |
| Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required | |
| HUMO Visa (co-badge) available to non-residents | USD | 30 000 UZS30 000 UZS; non-residents 500 000 UZSnon-residents: 500 000 UZS | free | — | — | — | — | |
| Visa Classic available to non-residents Classic privileges | USD | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 USD)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 US dollars (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD | |
| Visa Classic available to non-residents Classic privileges | EUR | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 EUR)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 EUR)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 EUR (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD | |
| Visa Gold Gold privileges | USD | — | — | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 USD)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | 5 USD5 US dollars; non-residents 10 USDnon-residents: 10 USD | |
| Visa Infinite available to non-residents Infinite privileges | USD | 100 000 UZS100 000 UZS for residents; 300 000 UZS for non-residentsnon-residents: 300 000 UZS | 48 USD/year | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 1% (min. 1 USD)1% of the amount (min. 1 USD) + the other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | 50 USD50 US dollars | |
| Visa Platinum available to non-residents Platinum privileges | USD | 50 000 UZS50 000 UZS for residents; 100 000 UZS for non-residentsnon-residents: 100 000 UZS | 12 USD/year | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 1.5% (min. 1 USD)1,5% of the amount (min. 1 USD) + other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | 30 USD30 US dollars | |
| Visa Virtual virtualVirtual privileges | USD | freefree (in the Hamkor app, no documents needed) | free | — | — | 1% (min. 1 USD)to accounts of other Visa cards: 1% (min. 1 USD); to Hamkorbank Visa and UnionPay cards: free | freeminimum balance 0 US dollars |
Frequently asked questions
Which banks in Uzbekistan offer foreign currency cards?
Cards in US dollars or euros are offered by 27 banks: Agrobank, Aloqabank, Anorbank, Apex Bank, Asakabank, Asia Alliance Bank, Business Development Bank, Davr Bank, Garant Bank, Hamkorbank, InFinBank, Ipak Yuli Bank, Ipoteka Bank, KDB Bank Uzbekistan, Kapitalbank, Madad Invest Bank, Microcreditbank, National Bank of Uzbekistan (NBU), Octobank, Orient Finans Bank, TBC Bank, Tenge Bank, Trustbank, Turonbank, Uzpromstroybank (SQB), Xalq Bank, Ziraat Bank Uzbekistan.
How is a foreign currency card different from a card in sums?
The account of a foreign currency card is held in US dollars or euros, so purchases in that currency are not converted through sums. Issuing, maintenance and withdrawal fees differ between banks and can be compared in the table.