Free bank cards in Uzbekistan
Fees as of 22.10.2026More details
Only cards where the bank states 0 for issuing and maintenance: 121 cards from 26 banks. Free terms may depend on bank conditions, and cash withdrawal, transfers and delivery can be paid: see the table.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Free Uzcard card 24
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
 AVO Bank |
AVO UZCARD digital virtualresidents only | UZS | freefree | free | — | — | 1%between AVO bank cards - free; to HUMO and UZCARD cards of other banks - 1% of the transaction amount | — |
 Asia Alliance Bank |
Uzcard Junior | UZS | freefree | free | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1% | — | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards free | — |
| Asia Alliance Bank |
Uzcard Virtual virtual | UZS | freefree | free | — | — | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards free | — |
 Business Development Bank |
Uzcard Virtual virtual | UZS | freefree (only when ordered via remote banking services); not issued at a branch | free | — | — | 0.5%in the BRB app to BRB cards and other banks' cards (Uzcard/Humo): up to 5 mln UZS per month free, 0,5% above that; to own cards via the Unified Portal — no fee | — |
 Garant Bank |
Uzcard Moment | UZS | freefree | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
 Davr Bank |
UZCARD Virtual virtual | UZS | freefree | free | — | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
UZCARD-UnionPay co-badged card | UZS | freefree per the tariffs and in the card list; on the card page - 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | 30 000 UZSdeposit balance 30 000 UZS (per tariffs); on the card page the insurance deposit - free |
 Ipoteka Bank |
Junior Uzcard (KIDS) | UZS | freeUzcard: issuance free | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
| Ipoteka Bank |
Moment card | UZS | freefree until 30.11.2026; from 01.12.2026 - 30 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
| Ipoteka Bank |
Student card (Uzcard) | UZS | freeUzcard: issuance free | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
 Kapitalbank |
Uzcard (payroll) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
Uzcard (pension) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
 Madad Invest Bank |
Uzcard-Mastercard (co-badge) | UZS | freefree | free | 1%ATM: 1% of the amount; bank cash desk: 0,5% of the amount | 1%ATM: 1% of the amount; another bank's cash desk with another bank's card: 0,5% | 0.4%From a Uzcard card to any card of another bank via remote banking: 0.4% of the amount; between Madad cards: free; from a Uzcard account to accounts in other banks by details via the app: 0.4% | freeSecurity deposit 0$ |
 National Bank of Uzbekistan (NBU) |
UZCARD Moment | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app) | — |
| National Bank of Uzbekistan (NBU) |
UZCARD Virtual virtual | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app) | — |
| National Bank of Uzbekistan (NBU) |
UZCARD payroll card | UZS | freefree under the salary project | free | — | — | freeup to 10 mln UZS per month: free; above that - per Milliy tariffs | — |
 Open Bank |
Openbank Uzcard virtual card virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
 Orient Finans Bank |
Moment | UZS | freefree (issued instantly at the branch) | free | 1%OFB ATM: 1%; OFB cash desk: 1% | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards free | — |
| Orient Finans Bank |
Uzcard Virtual virtual | UZS | freefree (in the OFB app) | free | not provided (virtual card without a physical carrier) | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free | — |
 TBC Bank |
TBC Salom Uzcard | UZS | freefree (the card is included in the package as an additional card to TBC Salom Visa) | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
 Tenge Bank |
UZCARD Moment | UZS | freefree | free | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5% | according to the tariffs of the bank servicing the ATM | 0.7%/transactiontransfer in the Tenge24 app to a Uzcard card of another bank: 0,70% | — |
 Uzpromstroybank (SQB) |
UZCARD Virtual virtual | UZS | freefree (application in SQB Mobile) | free | — | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB cards: SQB Uzcard/Humo: 0,5%; SQB international: 0%; to international cards of other banks: 1,5% | — |
 Hamkorbank |
UZCARD Moment | UZS | freefree | free | 1%Hamkorbank cash desks and ATMs: 1% | — | freeup to 5 mln UZS per month by phone number or card: free; terms above the limit are not stated on the website | — |
 Hayot Bank |
UZCARD DUO Virtual virtual | UZS | freefree | free | ATM: per the servicing bank's tariffs; Hayot Bank cash desk: 0,7% of the amount | ATM: according to the tariffs of the servicing bank; Hayot Bank cashier for cards of other banks of Uzbekistan: 1% | — | — |
Free Humo card 19
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Asia Alliance Bank |
HUMO Junior | UZS | freefree | free | 1%/transactionAKB ATM: 1% of the amount issued; bank cash desk: 1% | — | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards free | — |
| Asia Alliance Bank |
HUMO Virtual virtual | UZS | freefree | free | — | — | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards free | — |
 Anorbank |
HUMO TRIA Virtual virtual | UZS | freefree | free | — | — | — | — |
| Business Development Bank |
Humo Virtual virtual | UZS | freefree (only when ordered via remote banking services); not issued at a branch | free | — | — | 0.5%in the BRB app to BRB cards and other banks' cards (Uzcard/Humo): up to 5 mln UZS per month free, 0,5% above that; to own cards via the Unified Portal — no fee | — |
| Garant Bank |
Humo Virtual virtual | UZS | freefree | free | — | — | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
| Davr Bank |
HUMO Virtual virtual | UZS | freefree | free | — | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
HUMO-Visa co-branded card (salary) | UZS | freefree | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Ipoteka Bank |
Humo Virtual virtual | UZS | freefree | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
| Kapitalbank |
Humo (payroll) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: 1% | — | 1%to a Humo card of another bank (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Madad Invest Bank |
Humo | UZS | freefree | free | 1%ATM: 1% of the amount; bank cash desk: 0,5% of the amount | 1%ATM: 1% of the amount; another bank's cash desk with another bank's card: 0,5% | freefrom Humo to Humo of any bank: free; from Humo to Uzcard: 0,4%; from a Humo account to accounts in other banks by details via the app: 0,1%; between Madad cards: free | — |
| National Bank of Uzbekistan (NBU) |
HUMO Virtual virtual | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above - per cl. 4.1.2-4.1.6 (to UZCARD cards of other banks 0,5%) | — |
| National Bank of Uzbekistan (NBU) |
Salary HUMO | UZS | freefree under the salary project | free | — | — | freeup to 10 mln UZS per month: free; above that - per Milliy tariffs | — |
 Octobank |
Humo Virtual virtualavailable to non-residents | UZS | freefree | free | 1%/transactionOctobank ATM: 1%; Octobank cash desk: free | — | 0.3%/transactionHumo -> Humo (Octo-Mobile): 0,3%; Humo Octobank -> Visa/MC Octobank: 0,2%; Humo <-> Uzcard: 0,7% | freeminimum balance not required |
| Open Bank |
Openbank HUMO-Visa virtual card (co-badge) virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Open Bank |
Openbank HUMO-Visa debit card (co-badge) | UZS | freefree | free | per the tariff of the servicing bank (the ATM/cash desk owner bank) | per the tariff of the servicing bank (the ATM/cash desk owner bank) | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Orient Finans Bank |
Moment | UZS | freefree (issued instantly at the branch) | free | 1%OFB ATM: 1%; OFB cash desk: 1% | — | freein the OFB app to another bank's card: free | — |
| TBC Bank |
TBC Osmon Humo (credit) | UZS | freefree | free | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; the ATM fee is charged separately; the interest-free period does not apply to withdrawals (interest at the cash withdrawal rate) | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; plus the fee of the ATM-owning bank | 3.9%3,9% of the transaction amount (transfer to other cards by card number or phone); the interest-free period does not apply to transfers | — |
| TBC Bank |
TBC Salom Humo | UZS | freefree (the card is included in the package as an additional card to TBC Salom Visa) | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
| Uzpromstroybank (SQB) |
HUMO Virtual virtual | UZS | freefree (application in SQB Mobile) | free | — | — | 0.5%SQB Mobile to another bank's Humo/Uzcard: 0,5%; to SQB cards (Uzcard/Humo): 0,25%; to SQB international cards: 0%; to other banks' international cards: 1,5% | — |
Free Visa card 55
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Asia Alliance Bank |
Visa Junior | USD | freefree | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionVisa Direct: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USD |
| Asia Alliance Bank |
Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeSecurity deposit 0 |
 Aloqabank |
Innova Card (Visa Platinum) Platinum privileges | UZS | freefree (grace period) | free | 1%bank ATM: 1%; bank cashier: free up to 15 mln UZS per month, above that — 0,5% | — | — | freeno insurance deposit |
| Anorbank |
VISA CLASSIC available to non-residents Classic privileges | USD | freefreenon-residents: 200 000 UZS | free | freeANORBANK cash desk: 0% | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank | — | freeinsurance deposit for residents: nonenon-residents: 50 USD |
 Apex Bank |
VISA Virtual virtualVirtual privileges | UZS | freefree | free | cash withdrawal not provided | cash withdrawal not provided | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
VISA Virtual virtualVirtual privileges | USD | freefree | free | cash withdrawal not provided | cash withdrawal not provided | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance |
| Business Development Bank |
Visa Virtual virtualresidents onlyVirtual privileges | USD | freefree (only when ordered via remote banking services) | free | not provided | — | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance deposit |
| Garant Bank |
Visa Virtual virtualVirtual privileges | USD | freefree | free | not provided | — | — | 1 USDinsurance deposit 1 USD |
| Davr Bank |
HUMO-Visa co-branded card (salary) | UZS | freefree | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | — | freeinsurance deposit: free |
 InFinBank |
Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | — | not provided | 1% (min. 2 USD)Visa Direct: 1% of the amount, min. 2 USD; transfer to own and other InfinBank cards and from other banks' cards: free | 5 USDinsurance deposit 5 USD |
 Ipak Yuli Bank |
Visa Oylik | UZS | freefree (in office and online) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | freeno minimum deposit |
| Ipak Yuli Bank |
Visa PUBG MOBILE | UZS | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Start (foreign currency) | USD | freefree (office and remote banking) | free | freeIpak Yuli ATMs and cash desks: no fee | 2.5% (min. 2 USD)/transaction2,5% of the amount, minimum 2 US dollars | — | freeno deposit |
| Ipak Yuli Bank |
Visa Start Sum | UZS | freefree (in office and online) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Virtual (foreign currency) virtualVirtual privileges | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit |
| Ipak Yuli Bank |
Woman Card | UZS | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Credit «Opportunity Card» residents only | UZS | freeFree (via remote banking) | free | 1%/transactionIpak Yuli ATM: 1% from own funds; 3% from credit funds; the service is not provided at cashiers | 1%/transactionATMs of other banks of the Republic of Uzbekistan: 1% from own funds; 3% from credit funds | 0.5%/transactioncard-to-card transfer: 0,5% from own funds; 2,5% from credit funds (the grace period does not apply) | freeno minimum deposit |
| Kapitalbank |
Visa Gold (USD) Gold privileges | USD | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance 0 UZS |
| Kapitalbank |
Visa Gold (UZS) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Visa Gold (with Braille font) Gold privileges | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freenon-reducible balance: free (0 UZS) |
| Kapitalbank |
Visa Gold (with Braille font) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freenon-reducible balance: free (0 UZS) |
| Kapitalbank |
Visa Gold Kids | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | — |
| Kapitalbank |
Visa Gold Kids | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | — |
| Kapitalbank |
Visa Virtual USD virtualVirtual privileges | USD | freefree | free | not provided | — | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none |
| Kapitalbank |
Visa Virtual UZS virtualVirtual privileges | UZS | freefree | free | not provided | — | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
 KDB Bank Uzbekistan |
Visa Classic UZS Classic privileges | UZS | freefree | free | bank cash desk: 0,5% of the withdrawal amount in foreign currency (free for withdrawing the deposit amount); bank ATM: not specified | 1.5% (min. 15 000 UZS)withdrawal at ATMs and POS terminals of another bank: 1,5% of the amount, min. 15 000 UZS | 0.5%Visa Direct to cards of Uzbekistan banks: 0.5%, min. 1 USD / 1 EUR (by card currency); between KDB cards: free; to cards in the CIS, Southern and Eastern Europe: 0.7%; to other countries: 1% | freeno insurance deposit |
| Madad Invest Bank |
Visa Classic Classic privileges | UZS | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
| Madad Invest Bank |
Visa Classic Classic privileges | USD | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
| Madad Invest Bank |
Visa Platinum Platinum privileges | UZS | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
| Madad Invest Bank |
Visa Platinum Platinum privileges | USD | freefree | free | freeat the bank’s cash withdrawal points: up to 30 000 000 UZS per calendar month — 0%; above that — 0,5% of the amount exceeding the limit | 1%at ATMs and cash-out points of third-party banks (Domestic): 1% of the amount | 1%to an international payment system card of another bank in Uzbekistan: 1% of the amount; to a Madad international payment system card: free; to a foreign bank card: up to 100 USD — 2%, from 100 USD — 1% | freeSecurity deposit 0$ |
 Xalq Bank |
Visa Baraka (social card) | UZS | freefree per the register of the National Agency for Social Protection; at the client’s request: 40 000 UZS; for teachers: 20 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); cash desk: withdrawal processing is free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 1%all transfers involving a Baraka card: 1% | freeno minimum deposit or initial contribution |
| Xalq Bank |
Visa Classic available to non-residents Classic privileges | USD | freeresidents and payroll project: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); Xalq banki cash desk: withdrawal processing is free; cash desk for a card in currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Octobank |
Visa Classic available to non-residents Classic privileges | USD | freefree | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USDnon-residents: 10 USD |
| Octobank |
Visa Classic (UZS, non-residents) non-residents only Classic privileges | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Octobank |
Visa Classic Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD |
| Octobank |
Visa Classic Virtual virtualVirtual privileges | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
| Open Bank |
Openbank HUMO-Visa virtual card (co-badge) virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Open Bank |
Openbank HUMO-Visa debit card (co-badge) | UZS | freefree | free | per the tariff of the servicing bank (the ATM/cash desk owner bank) | per the tariff of the servicing bank (the ATM/cash desk owner bank) | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Orient Finans Bank |
Visa Virtual virtualVirtual privileges | UZS | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Visa Virtual virtualVirtual privileges | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| TBC Bank |
TBC Salom Visa Platinum privileges | UZS | freefirst (main) card: free; additional card: 30 000 UZS | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
| TBC Bank |
TBC Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeno deposit |
| Tenge Bank |
Visa Classic / Gold | UZS | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Visa Classic / Gold | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
 Turonbank |
International Visa Classic UZS Classic privileges | UZS | freefree | free | 1%Turonbank ATM: 1%; Turonbank cash desk: free | 1.5%1,5% + partner bank expenses | — | freeminimum balance (deposit) 0 UZS |
| Uzpromstroybank (SQB) |
Visa Classic (credit) residents onlyClassic privileges | UZS | freefree | free | 1.9%WAY4 SQB ATM: from the credit limit 1,9%, from own funds 0,4% (from 5 000 UZS); non-WAY4 ATM: 1,9% / 0,5%; SQB cashier desk: 1,9% / 0% | 1.9%from the credit limit 1,9%; from own funds 1% | 1.9%to cards of other banks (international) from the credit limit 1,9%, from own funds 1%; to Uzcard/Humo of another bank: 1,9% / 0,5%; to SQB cards: 1,9% / 0% | freenot provided (insurance/non-reducible contribution — «mavjud emas») |
| Uzpromstroybank (SQB) |
Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required |
| Uzpromstroybank (SQB) |
Visa Virtual virtualavailable to non-residents Virtual privileges | UZS | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required |
 Uzum Bank |
Uzum card (virtual) virtual | UZS | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
| Uzum Bank |
Uzum card (plastic) | UZS | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
| Hamkorbank |
Visa Classic available to non-residents Classic privileges | USD | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 USD)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 US dollars (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD |
| Hamkorbank |
Visa Classic available to non-residents Classic privileges | EUR | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 EUR)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 EUR)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 EUR (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD |
| Hamkorbank |
Visa Virtual virtualVirtual privileges | USD | freefree (in the Hamkor app, no documents needed) | free | — | — | 1% (min. 1 USD)to accounts of other Visa cards: 1% (min. 1 USD); to Hamkorbank Visa and UnionPay cards: free | freeminimum balance 0 US dollars |
| Hamkorbank |
Visa in UZS available to non-residents Classic privileges | UZS | freefree (application and reissue) | free | freeUzcard ATMs (incl. Hamkorbank): free up to 3 mln UZS per month, 1% above; Hamkorbank cashier: 1,5% | 1.5%ATMs (Humo) in Uzbekistan: up to 3 mln UZS per month 1,5%, over 3 mln UZS per month 2,5%; when withdrawing at another bank's ATM, the third-party bank's fee is added | freein the Hamkor app to UZCARD/HUMO and Visa Hamkorbank cards: up to 10 mln UZS per month free, above 10 mln UZS per month 1% | freeminimum balance 0 UZS |
| Hamkorbank |
Visa Classic credit card residents only | UZS | freefree (issuance and maintenance) | free | 3.9% (min. 26 000 UZS)ATMs: 3,9% (min. 26 000 UZS); cash desks: 5% | — | 3.9% (min. 26 000 UZS)transfer from card to cards of other banks (P2P, Visa Direct): 3,9% (min. 26 000 UZS) | freeno minimum balance |
Free Mastercard card 23
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Asia Alliance Bank |
Mastercard Junior | USD | freefree | free | 1.5%/transactionAKB ATM (connected to Uzcard/HUMO): 1,5% of the amount; bank cashier desk in foreign currency for AKB cards: free; cashier desk with Humo/Uzcard terminals: 2% | 2%/transactionat ATMs and cash points of other banks: 2% of the amount | 1% (min. 2 USD)/transactionMastercard MoneySend: 1% of the transfer amount, minimum 2 USD | 10 USDinsurance deposit 10 USD |
| Asia Alliance Bank |
Mastercard Virtual virtual | USD | freefree | free | — | — | — | freeSecurity deposit 0 |
| Davr Bank |
Master Momentum | UZS | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
| Davr Bank |
Mastercard Standart Standard privileges | UZS | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
| Ipak Yuli Bank |
Mastercard Virtual (foreign currency) virtual | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit |
| Kapitalbank |
Mastercard Gold (EURO) Gold privileges | EUR | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard Gold (UZS) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard Sum (with Braille) | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Madad Invest Bank |
Uzcard-Mastercard (co-badge) | UZS | freefree | free | — | — | — | freeSecurity deposit 0$ |
| Xalq Bank |
Mastercard Standard available to non-residents Standard privileges | USD | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard Standard available to non-residents Standard privileges | UZS | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| Octobank |
Mastercard Gold AviaSales Gold privileges | USD | freefree (identification in the office); 12 000 UZS with remote identification | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USD |
| Octobank |
Mastercard Standard available to non-residents Standard privileges | USD | freefree | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.4% (min. 1.8 USD)/transaction2,4% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USDnon-residents: 10 USD |
| Octobank |
Mastercard Standard (UZS, non-residents) non-residents only Standard privileges | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 12 000 UZS)/transaction1% (min. 12 000 UZS incl. VAT); all UzCard and HUMO ATMs | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Octobank |
Mastercard Standard Virtual virtualavailable to non-residents | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD |
| Octobank |
Mastercard Standard Virtual virtual | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
| Orient Finans Bank |
Mastercard Virtual virtual | UZS | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard Virtual virtual | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| TBC Bank |
TBC Osmon (World Mastercard, credit) World privileges | UZS | freefree | free | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; the ATM fee is charged separately; the interest-free period does not apply to withdrawals (interest at the cash withdrawal rate) | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; plus the fee of the ATM-owning bank | 3.9%3,9% of the transaction amount (transfer to other cards by card number or phone); the interest-free period does not apply to transfers | — |
| Tenge Bank |
Mastercard World World privileges | UZS | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Mastercard World World privileges | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Mastercard digital (World-based) virtual | UZS | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1%/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1%/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
| Tenge Bank |
Mastercard digital (World-based) virtual | USD | freefree | free | freeat Tenge Bank (WAY4) cash desks and ATMs: up to 3 mln UZS per calendar month — 0%, above 3 mln UZS — 1% of the excess amount | 1% (min. 1 USD)/transactionat cash desks and ATMs of other banks in Uzbekistan: 1%, at least 1 USD incl. VAT | 1% (min. 1 USD)/transactionto an international payment system card of an Uzbek bank: 1% of the amount, at least 1 USD; to an international payment system card of a foreign bank: 1%, at least 2 USD; to a Tenge Bank card and accounts: free; to Uzcard/Humo of other banks via remote banking: per remote banking tariffs (0,70%) | freeinsurance deposit 0 UZS |
Card selections
Frequently asked questions
Which banks offer free cards?
26 banks state 0 for issuing and maintenance: Aloqabank, Anorbank, Apex Bank, Asia Alliance Bank, AVO Bank, Business Development Bank, Davr Bank, Garant Bank, Hamkorbank, Hayot Bank, InFinBank, Ipak Yuli Bank, Ipoteka Bank, Kapitalbank, KDB Bank Uzbekistan, Madad Invest Bank, National Bank of Uzbekistan, Octobank, Open Bank, Orient Finans Bank, TBC Bank, Tenge Bank, Turonbank, Uzpromstroybank, Uzum Bank, Xalq Bank. 121 cards in total.
Where can I get a free Visa card?
Visa cards with no issue or service fee are offered by 22 banks: Aloqabank, Anorbank, Apex Bank, Asia Alliance Bank, Business Development Bank, Davr Bank, Garant Bank, Hamkorbank, InFinBank, Ipak Yuli Bank, Kapitalbank, KDB Bank Uzbekistan, Madad Invest Bank, Octobank, Open Bank, Orient Finans Bank, TBC Bank, Tenge Bank, Turonbank, Uzpromstroybank, Uzum Bank, Xalq Bank.
What is still paid on a free card?
For 74 of 121 such cards the bank lists a fee for transfers to another card. Cash withdrawal, delivery and SMS can also be paid: each card has its own fees.