Open a bank card online in Uzbekistan
Fees as of 22.10.2026More details
Cards for which the bank lists website or app applications: 366 cards from 29 banks. The tables are split by payment system, and the filter separates virtual cards from plastic ones.
Fees are taken from the banks’ websites and may change: check the terms with the bank before getting a card. The amount in the table is for the main case (for example, withdrawal at the bank’s own ATM); variants and conditions are shown in the cell.
Uzcard card online 74
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
 AVO Bank |
AVO UZCARD digital virtualresidents only | UZS | freefree | free | — | — | 1%between AVO bank cards - free; to HUMO and UZCARD cards of other banks - 1% of the transaction amount | — |
 Agrobank |
Uzcard Kids | UZS | 35 000 UZS | — | 1%Agrobank ATM: 1% per transaction; bank cash terminal: 1% | — | — | — |
| Agrobank |
Uzcard Sherdor | UZS | 100 000 UZS | 800 000 UZS/year | 1%Agrobank ATM: 1% per transaction; bank cash terminal: 1% | — | 0.5%Uzcard -> Uzcard of another bank in Agrobank Mobile: 0,5% per operation; Uzcard <-> Humo: 0,5% | — |
| Agrobank |
Uzcard-Moment | UZS | freefree (0 UZS) | — | 1%Agrobank ATM: 1% per transaction; bank cash terminal: 1% | — | 0.5%Uzcard -> Uzcard of another bank in Agrobank Mobile: 0,5% per operation; Uzcard <-> Humo: 0,5% | — |
| Agrobank |
Uzcard virtual card virtual | UZS | freefree | — | — | — | 0.5%Uzcard -> Uzcard of another bank in Agrobank Mobile: 0,5% per operation; Uzcard <-> Humo: 0,5% | 0.5 USDsecurity deposit 0,5 USD |
 Asia Alliance Bank |
Uzcard Virtual virtual | UZS | freefree | free | — | — | freefrom an AKB Uzcard to other banks' Uzcard cards in the app: up to 10 mln UZS per month free, above that 0,5% of the amount; between AKB cards free | — |
 Aloqabank |
UzCard DUO available to non-residents | UZS | 44 000 UZS | — | 1%bank ATM: 1%; bank cash desk: 1% (also for cards of other banks) | — | — | — |
| Aloqabank |
UzCard-UnionPay available to non-residents | UZS | 44 000 UZS | — | 1%ATM in Uzbekistan: 1%; bank cash desk (bank cards): 1% | 1%ATMs in the territory of Uzbekistan: 1% | — | freeinsurance deposit: not provided |
| Aloqabank |
UzCard children's card | UZS | 44 000 UZS | free | 1%bank ATM: 1%; bank cash desk: 1% (also for cards of other banks) | — | — | — |
 Anorbank |
UZCARD DUO available to non-residents | UZS | 60 000 UZS60 000 UZS incl. VAT; first issuance for salary, pensions, benefits and scholarships — freenon-residents: 300 000 UZS | free | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk (with own card): free | via ATMs of other banks — at the rates of the servicing bank | 0.5%/transactionto a HUMO/UZCARD card of another bank of the Republic of Uzbekistan: 0,5%; between ANORBANK cards: free | — |
| Anorbank |
UZCARD KIDS (ANOR JUNIOR) available to non-residents | UZS | 50 000 UZS50 000 UZS incl. VATnon-residents: 300 000 UZS | free | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk: free | at the rates of the servicing bank | — | — |
 Apex Bank |
UzCard available to non-residents | UZS | 30 000 UZS30 000 UZS (main card for a new account; for an additional account; additional card) | free | 1%/transactionAPEX BANK ATM: 1%; APEX BANK cash desk: 1% | 1%/transactionthird-party bank ATM: 1% (APEX BANK fee excluding the UzCard payment system fee); third-party bank cash desk: the fee is charged by the acquiring bank or the payment system | 0.7%/transactionUzCard APEX BANK to another bank's UzCard: 0,7%; to another bank's HUMO: 0,7%; to APEX BANK cards: UzCard to UzCard 0,4%, UzCard to HUMO 0,6% | — |
| Apex Bank |
UzCard Virtual virtualavailable to non-residents | UZS | freevirtual card opening: free | — | — | — | 0.7%/transactionUzCard APEX BANK to another bank's UzCard: 0,7%; to another bank's HUMO: 0,7%; to APEX BANK cards: UzCard to UzCard 0,4%, UzCard to HUMO 0,6% | — |
| Apex Bank |
UZCARD credit card residents only | UZS | 30 000 UZS | — | 3%/transactionAPEX BANK ATM: 2% authorization + 1% acquiring; APEX BANK cashier (cash-out point): 1% + 2% authorization | 2%/transactionanother bank's ATM: 2% authorization + acquiring fee of the acquirer bank; another bank's cash point: 2% + acquirer fee | 1%/transactionfrom a UZCARD credit card to UzCard/HUMO cards of APEX BANK and other banks: 1% (added to the transfer amount) | — |
 Asakabank |
Uzcard Bibixonim | UZS | 67 200 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM: 1%; cash desk: 1% | — | freeto Uzcard/Humo of other banks: up to 5 mln UZS per month free; over the limit: 0,4% | — |
| Asakabank |
Uzcard Red | UZS | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: free | the maintenance fee is not specified in the tariffs | 1%Uzcard ATM: 1%; bank cash desk: 1% | 1%Uzcard ATMs: 1% | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4% | — |
| Asakabank |
Uzcard with custom design | UZS | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: free | the maintenance fee is not specified in the tariffs | 1%Uzcard ATM: 1%; bank cash desk: 1% | 1%Uzcard ATMs: 1% | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4% | — |
 Business Development Bank |
CHEMPION | UZS | 20 000 UZS20 000 UZS (at a branch and when ordered in the mobile app) | free | 1%BRB ATM/terminal: 1% of the amount | freeissuer fee 0%; the acquiring bank (another bank) may charge its own fee | 0.5%in the BRB app: to BRB cards up to 10 mln UZS per month free (per the PDF tariff), above that 0,5%; to Uzcard/Humo cards of other banks up to 5 mln UZS per month free, above that 0,5%; transfers at bank terminals (P2P) — 1% of the amount | — |
| Business Development Bank |
Uzcard | UZS | 40 000 UZS40 000 UZS at a branch; when ordered via remote channels (BRB app): 30 000 UZS; additional card 40 000 UZS | free | 1%BRB ATM/terminal: 1% of the amount | freeissuer fee 0%; the acquiring bank (another bank) may charge its own fee | 0.5%in the BRB app: to BRB cards up to 10 mln UZS per month free (per the PDF tariff), above that 0,5%; to Uzcard/Humo cards of other banks up to 5 mln UZS per month free, above that 0,5%; transfers at bank terminals (P2P) — 1% of the amount | — |
| Business Development Bank |
Uzcard Sherdor available to non-residents | UZS | 100 000 UZS100 000 UZS (primary and additional cards) | 800 000 UZS/year | 1%BRB ATM/terminal: 1% of the amount | freeissuer fee 0%; the acquiring bank (another bank) may charge its own fee | 0.5%in the BRB app: to BRB cards up to 10 mln UZS per month free (per the PDF tariff), above that 0,5%; to Uzcard/Humo cards of other banks up to 5 mln UZS per month free, above that 0,5%; transfers at bank terminals (P2P) — 1% of the amount | — |
| Business Development Bank |
Uzcard Virtual virtual | UZS | freefree (only when ordered via remote banking services); not issued at a branch | free | — | — | 0.5%in the BRB app to BRB cards and other banks' cards (Uzcard/Humo): up to 5 mln UZS per month free, 0,5% above that; to own cards via the Unified Portal — no fee | — |
| Business Development Bank |
Uzcard-UnionPay (co-branded) | UZS | 50 000 UZS50 000 UZS (main, additional, when ordered in the app) | free | 1%BRB ATM/terminal: 1% of the amount | freeissuer fee 0%; the acquiring bank (another bank) may charge its own fee | 0.5%in the BRB app: to BRB cards up to 10 mln UZS per month free (per the PDF tariff), above that 0,5%; to Uzcard/Humo cards of other banks up to 5 mln UZS per month free, above that 0,5%; transfers at bank terminals (P2P) — 1% of the amount | — |
 Garant Bank |
Uzcard DUO | UZS | 40 000 UZS40 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
| Garant Bank |
Uzcard Sherdor | UZS | 100 000 UZS100 000 UZS (incl. VAT) | 960 000 UZS/year | — | — | — | — |
| Garant Bank |
Uzcard-UnionPay (co-badging) | UZS | 40 000 UZS40 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
 Davr Bank |
UzCard | UZS | 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
UZCARD Virtual virtual | UZS | freefree | free | — | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
UZCARD-UnionPay co-badged card | UZS | freefree per the tariffs and in the card list; on the card page - 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | 30 000 UZSdeposit balance 30 000 UZS (per tariffs); on the card page the insurance deposit - free |
 Ipak Yuli Bank |
Uzcard Duo | UZS | 50 000 UZSin Ipak Yuli Mobile (RBS): free; at the bank office: 50 000 UZS; for pensions, scholarships and payroll projects at the office: free | — | 1%/transactionATM: 1% of the amount; bank retail cash desks: 1%; bank turnover cash desks: no fee | 1%/transaction1% of the amount (general rate for withdrawals via ATMs) | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | — |
 Ipoteka Bank |
UZCARD | UZS | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
 Kapitalbank |
Uzcard | UZS | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
Uzcard (payroll) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
Uzcard (pension) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
Uzcard Kids | UZS | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: up to 10 mln UZS inclusive: 1%; over 10 mln UZS: 0% | — | 1%to another bank's Uzcard card (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
 Microcreditbank |
UNIONPAY-UZCARD | UZS | 40 000 UZS | free | 1%ATM: 1%; cash desk: 1% | — | 0.5%to an Uzcard card of another bank of Uzbekistan: 0,5%; Uzcard -> Humo of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
UZCARD Duo | UZS | 40 000 UZS | free | 1%ATM: 1%; cash desk: 1% | — | 0.5%to an Uzcard card of another bank of Uzbekistan: 0,5%; Uzcard -> Humo of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
UZCARD Kids | UZS | 25 000 UZS25 000 UZS; currently free (promotion until 01.11.2026) | free | 1%ATM: 1%; cash desk: 1% | — | 0.5%to an Uzcard card of another bank of Uzbekistan: 0,5%; Uzcard -> Humo of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
UZCARD Moment | UZS | 40 000 UZS | free | 1%ATM: 1%; cash desk: 1% | — | 0.5%to an Uzcard card of another bank of Uzbekistan: 0,5%; Uzcard -> Humo of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
UZCARD Sherdor | UZS | 100 000 UZS | 792 000 UZS/year | 1%ATM: 1%; cash desk: 1% | — | 0.5%to an Uzcard card of another bank of Uzbekistan: 0,5%; Uzcard -> Humo of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
'Milliy' credit card residents only | UZS | 40 000 UZS | based on the tariff (no subscription fee is stated in the tariffs) | 1.5%ATM: 1,5% of the amount | — | 1%transfer of credit funds to other cards, accounts, e-wallets: 1% | — |
 Xalq Bank |
Uzcard (EMV) | UZS | 30 000 UZS30 000 UZS; salary project cards (salary, pension, allowance, alimony, scholarship) — free | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.5%Uzcard -> Uzcard of another bank: 0,5%; Humo -> Humo: 0,25%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | — |
| Xalq Bank |
Uzcard Pensiya (Pensiya Overdraft) | UZS | freefree for pensioners (first card) | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.5%Uzcard -> Uzcard of another bank: 0,5%; Humo -> Humo: 0,25%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | freeno insurance deposit |
| Xalq Bank |
Uzcard virtual virtual | UZS | freefree | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.5%Uzcard -> Uzcard of another bank: 0,5%; Humo -> Humo: 0,25%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | — |
| Xalq Bank |
Uzcard-MasterCard co-badge | UZS | 45 000 UZS45 000 UZS; payroll project cards — free | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.5%Uzcard -> Uzcard of another bank: 0,5%; Humo -> Humo: 0,25%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | — |
| Xalq Bank |
Uzcard-UnionPay co-badge | UZS | 45 000 UZS45 000 UZS; payroll project cards — free | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.5%Uzcard -> Uzcard of another bank: 0,5%; Humo -> Humo: 0,25%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | freeno insurance deposit |
 National Bank of Uzbekistan (NBU) |
UZCARD | UZS | 30 000 UZS30 000 UZS; order via Milliy (remotely): 20 000 UZS; UZCARD Moment: free | free | — | — | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app) | — |
| National Bank of Uzbekistan (NBU) |
UZCARD Moment | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app) | — |
| National Bank of Uzbekistan (NBU) |
UZCARD Virtual virtual | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above: 0,5% of the amount (from a UZCARD card in the Milliy app) | — |
| National Bank of Uzbekistan (NBU) |
UZCARD payroll card | UZS | freefree under the salary project | free | — | — | freeup to 10 mln UZS per month: free; above that - per Milliy tariffs | — |
 Octobank |
Uzcard available to non-residents | UZS | 75 000 UZS | free | 1%/transactionOctobank ATM: 1%; Octobank cash desk: free | — | 0.5%/transactionUzcard -> Uzcard of another bank (Octo-Mobile): 0,5%; Uzcard <-> Humo: 0,7%; Uzcard Octobank -> Visa/MC Octobank: 0,3% | — |
 Open Bank |
Openbank Uzcard virtual card virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
 Orient Finans Bank |
OFB Junior | UZS | 35 000 UZS | free | 1%OFB ATM: 1%; OFB cash desk: 1% per tariff (0% on the card page) | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards free | — |
| Orient Finans Bank |
Uzcard | UZS | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | 1%OFB ATM: 1%; OFB cash desk: 1% | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards free | — |
| Orient Finans Bank |
Uzcard Sherdor | UZS | 100 000 UZS | 800 000 UZS/year | 1%OFB ATM: 1%; OFB cash desk: free | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free; above the limit 0,5% of the transfer amount; between OFB Uzcard/Humo cards free | — |
| Orient Finans Bank |
Uzcard Virtual virtual | UZS | freefree (in the OFB app) | free | not provided (virtual card without a physical carrier) | — | freein the OFB app to another bank's card: up to 5 mln UZS per month free | — |
 Bank Saderat Tashkent |
UZCARD plastic card | UZS | 56 000 UZS56 000 UZS (incl. VAT) | — | 1%ATM: 1%; bank cash desk: free up to 20 mln UZS, over 20 mln UZS — 1% | 1%1% (withdrawal from other banks' cards) | freetransfers of funds from the card: free | — |
 TBC Bank |
TBC Salom Uzcard | UZS | freefree (the card is included in the package as an additional card to TBC Salom Visa) | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
| TBC Bank |
TBC UZCARD-UnionPay | UZS | 50 000 UZS50 000 UZS (issuance and delivery) | free | Per ATM tariff | Per ATM tariff | 1.99%to TBC cards: free; to another bank by card number: 1,99%; in other apps — per the app's tariff | — |
| TBC Bank |
TBC Virtual Uzcard virtual | UZS | issuance discontinued | free | — | — | 1.99%to TBC cards: free; to own Uzcard/Humo cards at other banks: free; to cards of other banks: 1,99% | — |
 Tenge Bank |
UZCARD Moment | UZS | freefree | free | 1%/transactionTenge Bank ATM: 1%; Tenge Bank cash desk: 0,5% | according to the tariffs of the bank servicing the ATM | 0.7%/transactiontransfer in the Tenge24 app to a Uzcard card of another bank: 0,70% | — |
 Trustbank |
Uzcard | UZS | freefree (for crediting other receipts); salary, pensions, scholarships - free | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
Uzcard Kids | UZS | freefree | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
Uzcard Moment | UZS | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
Uzcard Talaba | UZS | freefree | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
UzCard-MasterCard co-badge | UZS | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
 Turonbank |
Uzcard | UZS | 50 000 UZS | — | 1%ATM (Uzcard/Humo): 1% of the transaction amount regardless of the issuing bank; bank cash desk: 1%, free for Turonbank cards | 1%ATM (Uzcard/Humo) of any bank: 1% of the transaction amount | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free) | — |
 Uzpromstroybank (SQB) |
UZCARD | UZS | 50 000 UZS50 000 UZS (general terms); via SQB Mobile: 25 000 UZS | free | 1%1% of the amount (SQB cash desk and ATM) | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB cards: SQB Uzcard/Humo: 0,5%; SQB international: 0%; to international cards of other banks: 1,5% | — |
| Uzpromstroybank (SQB) |
UZCARD Kids | UZS | 50 000 UZS50 000 UZS (general terms); via SQB Mobile: 30 000 UZS | free | — | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB Uzcard/Humo: 0,5% | — |
| Uzpromstroybank (SQB) |
UZCARD Moment (Instant) | UZS | 30 000 UZS30 000 UZS (including via the mobile app) | free | 1%SQB cash desk: 1% of the amount | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB cards: SQB Uzcard/Humo: 0,5%; SQB international: 0%; to international cards of other banks: 1,5% | — |
| Uzpromstroybank (SQB) |
UZCARD Sherdor Premium residents only | UZS | 10 000 000 UZS“Premium” tariff: 10 000 000 UZS; “Exclusive”: 12 000 000 UZS; “Buyurtma raqam” (custom number): 5 000 000 UZSnon-residents: not provided | free | 1%1% of the amount | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB cards (Uzcard/Humo): 0,5%; to SQB international cards: 0%; to international cards of other banks: 1,5% | — |
| Uzpromstroybank (SQB) |
UZCARD Virtual virtual | UZS | freefree (application in SQB Mobile) | free | — | — | 0.5%SQB Mobile to another bank's Uzcard/Humo: 0,5%; to SQB cards: SQB Uzcard/Humo: 0,5%; SQB international: 0%; to international cards of other banks: 1,5% | — |
 Hamkorbank |
UZCARD available to non-residents | UZS | 30 000 UZS30 000 UZS when applying at a branch; free: salary/pension/benefit/scholarship, application via the Hamkor Mobile app, cards for receiving money transfers | free | 1%Hamkorbank ATM and cash desk: 1%; free when withdrawing funds received through an online deposit opened in cash form | — | freeup to 5 mln UZS per month to HUMO/UZCARD cards in the Hamkor app: free; terms above 5 mln UZS are not specified on the website | — |
 Hayot Bank |
UZCARD DUO | UZS | 50 000 UZSgeneral procedure: 50 000 UZS; for salary projects: free | free | ATM: per the servicing bank's tariffs; Hayot Bank cash desk: 0,7% of the amount | ATM: according to the tariffs of the servicing bank; Hayot Bank cashier for cards of other banks of Uzbekistan: 1% | — | — |
| Hayot Bank |
UZCARD DUO Virtual virtual | UZS | freefree | free | ATM: per the servicing bank's tariffs; Hayot Bank cash desk: 0,7% of the amount | ATM: according to the tariffs of the servicing bank; Hayot Bank cashier for cards of other banks of Uzbekistan: 1% | — | — |
Humo card online 55
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Agrobank |
Humo virtual card virtual | UZS | freefree | — | — | — | 0.3%Humo -> Humo of another bank in Agrobank Mobile: 0,3% per transaction; Uzcard <-> Humo: 0,5% | 0.5 USDsecurity deposit 0,5 USD |
| Asia Alliance Bank |
HUMO Virtual virtual | UZS | freefree | free | — | — | freefrom AKB Humo to other banks' Humo in the app: up to 100 mln UZS per month free, above that 0,3% of the amount; between AKB cards free | — |
| Aloqabank |
Bolalar Humo available to non-residents | UZS | 88 000 UZS | — | 1%bank ATM: 1%; bank cash desk: 1% (also for cards of other banks) | — | freeHumo to Humo in the Zoomrad app: free; between Humo and UzCard: under the public offer | — |
| Aloqabank |
HUMO available to non-residents | UZS | 44 000 UZS | — | 1%bank ATM: 1%; bank cash desk: 1% (also for cards of other banks) | — | freeHumo to Humo in the Zoomrad app: free; between Humo and UzCard: under the public offer | — |
| Aloqabank |
Humo virtual virtual | UZS | freefree | — | — | — | freeHumo to Humo in the Zoomrad app: free; between Humo and UzCard: under the public offer | freeinsurance deposit: none |
| Aloqabank |
Bank card with an individual design «Humo» available to non-residents | UZS | 88 000 UZS | — | 1%bank ATM: 1%; bank cash desk: 1% (also for cards of other banks) | — | freeHumo to Humo in the Zoomrad app: free; between Humo and UzCard: under the public offer | — |
| Anorbank |
HUMO Momentum | UZS | freefree | — | — | — | — | — |
| Anorbank |
HUMO TRIA available to non-residents | UZS | 50 000 UZS50 000 UZS incl. VAT; first issuance for salary, pensions, benefits and scholarships — freenon-residents: 300 000 UZS | free | 1%/transactionANORBANK ATM: 1%; ANORBANK cash desk (with own card): free | via ATMs of other banks — at the rates of the servicing bank | 0.5%/transactionto a HUMO/UZCARD card of another bank of the Republic of Uzbekistan: 0,5%; between ANORBANK cards: free | — |
| Anorbank |
HUMO TRIA Virtual virtual | UZS | freefree | free | — | — | — | — |
| Apex Bank |
HUMO available to non-residents | UZS | 30 000 UZS30 000 UZS (main card for a new account; for an additional account; additional card) | free | 1%/transactionAPEX BANK ATM: 1%; APEX BANK cash desk: 1% | 1%/transactionthird-party bank ATM: 1% (APEX BANK fee excluding the UzCard payment system fee); third-party bank cash desk: the fee is charged by the acquiring bank or the payment system | 0.6%/transactionfrom HUMO APEX BANK to another bank's HUMO: 0,6%; to another bank's UzCard: 0,6%; to HUMO APEX BANK: free; to UzCard APEX BANK: 0,6% | — |
| Apex Bank |
HUMO Virtual virtualavailable to non-residents | UZS | freevirtual card opening: free | — | — | — | 0.6%/transactionfrom HUMO APEX BANK to another bank's HUMO: 0,6%; to another bank's UzCard: 0,6%; to HUMO APEX BANK: free; to UzCard APEX BANK: 0,6% | — |
| Asakabank |
HUMO | UZS | 52 900 UZScard for personal purposes: 52 900 UZS; salary card: free | the maintenance fee is not specified in the tariffs | 1%Humo ATM: 1%; bank cash desk: 1% | 1%Humo ATMs: 1% | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4% | — |
| Asakabank |
Humo virtual card virtual | UZS | freefree | the maintenance fee is not specified in the tariffs | — | — | 0.4%/transactionto Asakabank cards: free; to Uzcard/Humo cards of other banks: 0,4% | freedeposit 0 UZS |
| Business Development Bank |
Humo | UZS | 40 000 UZS40 000 UZS at a branch; when ordered via remote channels (BRB app): 30 000 UZS; additional card 40 000 UZS | free | 1%BRB ATM/terminal: 1% of the amount | freeissuer fee 0%; the acquiring bank (another bank) may charge its own fee | 0.5%in the BRB app: to BRB cards up to 10 mln UZS per month free (per the PDF tariff), above that 0,5%; to Uzcard/Humo cards of other banks up to 5 mln UZS per month free, above that 0,5%; transfers at bank terminals (P2P) — 1% of the amount | — |
| Business Development Bank |
Humo Virtual virtual | UZS | freefree (only when ordered via remote banking services); not issued at a branch | free | — | — | 0.5%in the BRB app to BRB cards and other banks' cards (Uzcard/Humo): up to 5 mln UZS per month free, 0,5% above that; to own cards via the Unified Portal — no fee | — |
| Garant Bank |
Humo | UZS | 40 000 UZS40 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
| Davr Bank |
Humo | UZS | 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
HUMO Virtual virtual | UZS | freefree | free | — | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
HUMO-Visa co-badged card | UZS | 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Davr Bank |
HUMO-Visa co-branded card (salary) | UZS | freefree | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | freeup to 3,5 mln UZS per month: transfer from another bank's card to a Davr Bank card and from a Davr Bank card to another bank's card 0%; above 3,5 mln: 0,40% | freeinsurance deposit: free |
| Ipak Yuli Bank |
Humo | UZS | 50 000 UZSin Ipak Yuli Mobile (RBS): free; at the bank office: 50 000 UZS; for pensions, scholarships, payroll projects at the office: free | — | 1%/transactionATM: 1% of the amount; bank retail cash desks: 1%; bank turnover cash desks: no fee | 1%/transaction1% of the amount (general rate for withdrawals via ATMs) | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | — |
| Ipak Yuli Bank |
Humo Virtual virtual | UZS | freefree (via remote banking only) | — | not applicable to a virtual card | not applicable to a virtual card | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | — |
| Ipoteka Bank |
HUMO | UZS | 50 000 UZSissuance 50 000 UZS | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
| Ipoteka Bank |
Humo Virtual virtual | UZS | freefree | free | 1%Ipoteka Bank ATM: 1%; Ipoteka Bank cash desk: 1% | per the other bank's tariff | 0.75%to an Ipoteka-bank card in the Ipoteka Retail app: free; to another bank's card in the app: 0,75% | freeNo deposit required |
| Kapitalbank |
Humo | UZS | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: 1% | — | 1%to a Humo card of another bank (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
Humo (payroll) | UZS | freefree | free | 1%bank ATM: 1%; bank cash desk: 1% | — | 1%to a Humo card of another bank (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Kapitalbank |
HUMO Kids | UZS | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: 1% | — | 1%to a Humo card of another bank (remote banking): 1,0%; to own Uzcard/Humo/Visa/Mastercard cards: 0,5% or 0% | — |
| Microcreditbank |
HUMO | UZS | 40 000 UZS | free | 1%ATM: 1%; cash desk: 1% | — | 0.3%Humo -> Humo of another bank in Uzbekistan: 0,3%; Humo -> Uzcard of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Microcreditbank |
HUMO-MASTERCARD | UZS | 40 000 UZS | free | 1%ATM: 1%; cash desk: 1% | — | 0.3%Humo -> Humo of another bank in Uzbekistan: 0,3%; Humo -> Uzcard of another bank: 0,5%; between own MKBank (Mavrid) cards: 0,3%, up to 25 mln UZS per month free | — |
| Xalq Bank |
Humo | UZS | 30 000 UZS30 000 UZS; salary project cards (salary, pension, allowance, alimony, scholarship) — free | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.25%Humo -> Humo of another bank: 0,25%; Uzcard -> Uzcard: 0,5%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | freeno insurance deposit |
| Xalq Bank |
Humo Pensiya (Pensiya Overdraft) | UZS | freefree for pensioners (first card) | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.25%Humo -> Humo of another bank: 0,25%; Uzcard -> Uzcard: 0,5%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | freeno insurance deposit |
| Xalq Bank |
Humo virtual virtual | UZS | freefree | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.25%Humo -> Humo of another bank: 0,25%; Uzcard -> Uzcard: 0,5%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | — |
| Xalq Bank |
Humo-Visa co-badge | UZS | 45 000 UZS45 000 UZS; payroll project cards — free | — | 1%Xalq banki ATM: 1%; Xalq banki cash desk: 1% | — | 0.25%Humo -> Humo of another bank: 0,25%; Uzcard -> Uzcard: 0,5%; Humo <-> Uzcard: 0,6%; between Xalq banki cards up to 10 mln UZS: free; to e-wallets: free | — |
| National Bank of Uzbekistan (NBU) |
HUMO | UZS | 30 000 UZS30 000 UZS; order via Milliy (remotely): 20 000 UZS; UZCARD Moment: free | free | — | — | freeup to 3 mln UZS per month: free; above - per cl. 4.1.2-4.1.6 (to UZCARD cards of other banks 0,5%) | — |
| National Bank of Uzbekistan (NBU) |
HUMO Virtual virtual | UZS | free0 UZS | free | — | — | freeup to 3 mln UZS per month: free; above - per cl. 4.1.2-4.1.6 (to UZCARD cards of other banks 0,5%) | — |
| National Bank of Uzbekistan (NBU) |
Salary HUMO | UZS | freefree under the salary project | free | — | — | freeup to 10 mln UZS per month: free; above that - per Milliy tariffs | — |
| Octobank |
Humo available to non-residents | UZS | 12 000 UZS | free | 1%/transactionOctobank ATM: 1%; Octobank cash desk: free | — | 0.3%/transactionHumo -> Humo (Octo-Mobile): 0,3%; Humo Octobank -> Visa/MC Octobank: 0,2%; Humo <-> Uzcard: 0,7% | freeminimum balance not required |
| Octobank |
Humo Virtual virtualavailable to non-residents | UZS | freefree | free | 1%/transactionOctobank ATM: 1%; Octobank cash desk: free | — | 0.3%/transactionHumo -> Humo (Octo-Mobile): 0,3%; Humo Octobank -> Visa/MC Octobank: 0,2%; Humo <-> Uzcard: 0,7% | freeminimum balance not required |
| Open Bank |
Openbank HUMO-Visa virtual card (co-badge) virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Open Bank |
Openbank HUMO-Visa debit card (co-badge) | UZS | freefree | free | per the tariff of the servicing bank (the ATM/cash desk owner bank) | per the tariff of the servicing bank (the ATM/cash desk owner bank) | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Orient Finans Bank |
Humo | UZS | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | 1%OFB ATM: 1%; OFB cash desk: 1% | — | freein the OFB app to a card of another bank: free; between OFB Uzcard/Humo cards free | — |
| Bank Saderat Tashkent |
HUMO plastic card | UZS | 56 000 UZS56 000 UZS (incl. VAT) | — | 1%ATM: 1%; bank cash desk: free up to 20 mln UZS, over 20 mln UZS — 1% | 1%1% (withdrawal from other banks' cards) | freetransfers of funds from the card: free | — |
| TBC Bank |
TBC Osmon Humo (credit) | UZS | freefree | free | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; the ATM fee is charged separately; the interest-free period does not apply to withdrawals (interest at the cash withdrawal rate) | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; plus the fee of the ATM-owning bank | 3.9%3,9% of the transaction amount (transfer to other cards by card number or phone); the interest-free period does not apply to transfers | — |
| TBC Bank |
TBC Salom Humo | UZS | freefree (the card is included in the package as an additional card to TBC Salom Visa) | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
| TBC Bank |
TBC Virtual Humo virtual | UZS | 10 000 UZS | free | — | — | 1.99%to TBC cards: free; to own Uzcard/Humo cards at other banks: free; to cards of other banks: 1,99% | — |
| Trustbank |
Humo | UZS | freefree (including for crediting salaries, pensions, scholarships) | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
Humo Multicard | UZS | 10 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | — |
| Trustbank |
Visa-HUMO co-badge | UZS | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
| Turonbank |
Humo | UZS | 50 000 UZS | — | 1%ATM (Uzcard/Humo): 1% of the transaction amount regardless of the issuing bank; bank cash desk: 1%, free for Turonbank cards | 1%ATM (Uzcard/Humo) of any bank: 1% of the transaction amount | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free) | — |
| Turonbank |
Humo (virtual, MyTuron) virtual | UZS | freefree | — | — | — | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free) | — |
| Turonbank |
Visa-Humo co-badged card | UZS | 50 000 UZS | — | 1%ATM (Uzcard/Humo): 1% of the transaction amount; bank cashier: 1%, free for Turonbank cards | 1%ATM (Uzcard/Humo) of any bank: 1% | 0.5%in the MyTuron app: to another bank's card 0,5% (up to 3 mln UZS per month free); between Turonbank cards 0,25% (up to 3 mln UZS per month free) | — |
| Uzpromstroybank (SQB) |
HUMO | UZS | 50 000 UZS50 000 UZS (general terms); via SQB Mobile: 25 000 UZS; at a card machine: free | free | 1%1% of the amount (SQB cash desk and ATM) | — | 0.5%SQB Mobile to another bank's Humo/Uzcard: 0,5%; to SQB cards (Uzcard/Humo): 0,25%; to SQB international cards: 0%; to other banks' international cards: 1,5% | — |
| Uzpromstroybank (SQB) |
HUMO Virtual virtual | UZS | freefree (application in SQB Mobile) | free | — | — | 0.5%SQB Mobile to another bank's Humo/Uzcard: 0,5%; to SQB cards (Uzcard/Humo): 0,25%; to SQB international cards: 0%; to other banks' international cards: 1,5% | — |
| Hamkorbank |
HUMO available to non-residents | UZS | 30 000 UZS30 000 UZS when ordered at a branch; free when ordered on the website or in the Hamkor app, for salary/pension/benefit/scholarship cards and cards for receiving transfers | free | 1%Hamkor cash desks and ATMs: 1% | 1%other banks' ATMs: 1% (per the page); the third-party bank's fee, if any, is not specified in the tariff | freebetween HUMO cards free (in the Hamkor app up to 5 mln UZS per month to any cards); from HUMO card to UZCARD card: 0,25% | — |
| Hamkorbank |
HUMO Virtual virtual | UZS | freefree | — | — | — | — | — |
Visa card online 138
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| Agrobank |
Visa virtual card (USD) virtualVirtual privileges | USD | freefree | — | — | — | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 0.5 USDsecurity deposit 0,5 USD |
| Agrobank |
Visa virtual card (UZS) virtualVirtual privileges | UZS | freefree | — | — | — | 0.5%Visa Direct to another bank's Visa card in Uzbekistan: 0,5%; outside Uzbekistan: 1%; to an Agrobank Visa card: free | 5 000 UZSsecurity deposit 5 000 UZS |
| Asia Alliance Bank |
Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeSecurity deposit 0 |
| Aloqabank |
Ferz Card (Visa Infinite) available to non-residents Infinite privileges | UZS | 200 000 UZS200 000 UZS (free under the payroll project) | 1 200 000 UZS/year | 1%bank ATM: 1%; bank cashier: free up to 50 mln UZS per month, above that — 1% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | 0.5%Visa Direct: between the bank's cards free; to Visa cards of other banks of Uzbekistan: 0,5%; to foreign Visa cards: 1% | freeno insurance deposit |
| Aloqabank |
Ferz Card (Visa Infinite) available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (free under the payroll project) | 120 USD/year | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | freeno insurance deposit |
| Aloqabank |
Innova Card (Visa Platinum) Platinum privileges | UZS | freefree (grace period) | free | 1%bank ATM: 1%; bank cashier: free up to 15 mln UZS per month, above that — 0,5% | — | — | freeno insurance deposit |
| Aloqabank |
VISA CHEMPION available to non-residents Classic privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | 5 USDinsurance deposit 5 USD |
| Aloqabank |
VISA Classic available to non-residents Classic privileges | UZS | 30 000 UZS | free | 1%bank ATM: 1%; bank cashier (Visa terminal): free up to 15 mln UZS per month, above — 1% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | 0.5%Visa Direct: between the bank's cards free; to Visa cards of other banks of Uzbekistan: 0,5%; to foreign Visa cards: 1% | freeno insurance deposit |
| Aloqabank |
VISA Classic available to non-residents Classic privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk (Visa terminal): free (USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | 5 USDinsurance deposit 5 USD |
| Aloqabank |
VISA Virtual virtualVirtual privileges | USD | freefree | — | — | — | 1% (min. 2 USD)Visa Direct: between the bank's cards free; from a USD account to Visa cards of other banks: 1%, min. 2 USD | freeinsurance deposit: none |
| Anorbank |
VISA CLASSIC available to non-residents Classic privileges | USD | freefreenon-residents: 200 000 UZS | free | freeANORBANK cash desk: 0% | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank | — | freeinsurance deposit for residents: nonenon-residents: 50 USD |
| Anorbank |
VISA INFINITE available to non-residents Infinite privileges | USD | 150 000 UZS150 000 UZS incl. VATnon-residents: 1 000 000 UZS | 50 USD/year | freeANORBANK cash desk: 0% | freeHUMO and Uzcard ATMs and terminals in UZS: 0% + fee of the servicing bank | — | 50 USDinsurance deposit 50 USDnon-residents: 200 USD |
| Apex Bank |
Visa Classic Classic privileges | UZS | 20 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
Visa Classic Classic privileges | USD | 20 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,5% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance |
| Apex Bank |
Visa Gold Gold privileges | UZS | 30 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
Visa Gold Gold privileges | USD | 30 000 UZS | free | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,4% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance |
| Apex Bank |
Visa Infinite Infinite privileges | UZS | 2 000 000 UZS | 1 440 000 UZS/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | 300 000 UZSminimum balance 300 000 UZS |
| Apex Bank |
Visa Infinite Infinite privileges | USD | 2 000 000 UZS | 120 USD/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,2% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | 25 USDminimum balance 25 USD |
| Apex Bank |
Visa Platinum Platinum privileges | UZS | 50 000 UZS | 144 000 UZS/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3% | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | 60 000 UZSminimum balance 60 000 UZS |
| Apex Bank |
Visa Platinum Platinum privileges | USD | 50 000 UZS | 12 USD/year | 1.5%/transactionAPEX BANK ATM (connected to UzCard) and third-party bank ATM: 1,5%; APEX BANK cashier: 0% | 1.5%/transactionthird-party bank ATM: 1,5%; third-party bank cash desk: 1,3% | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | 5 USDminimum balance 5 USD |
| Apex Bank |
VISA Virtual virtualVirtual privileges | UZS | freefree | free | cash withdrawal not provided | cash withdrawal not provided | 0.5%/transactionfrom a Visa UZS card to another bank's UzCard or HUMO card: 0,5%; to APEX BANK UzCard/HUMO cards: 0,3%; between APEX BANK Visa cards: free | freeno minimum balance |
| Apex Bank |
VISA Virtual virtualVirtual privileges | USD | freefree | free | cash withdrawal not provided | cash withdrawal not provided | transfers between APEX BANK Visa USD cards are free; to other banks' cards not specified in the tariffs | freeno minimum balance |
| Business Development Bank |
Visa Gold residents onlyGold privileges | UZS | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZS | free | 0.2%Visa BRB terminals: 0,2% of the amount (issued in UZS); US dollar withdrawal: free | 2%2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1%Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance deposit |
| Business Development Bank |
Visa Gold residents onlyGold privileges | USD | 30 000 UZS30 000 UZS at a branch; via remote channels: 20 000 UZS; additional card 30 000 UZS | free | freeVisa BRB terminals: free (cash in US dollars) | 2% (min. 1 USD)2% of the amount, at least 1 USD (ATMs and terminals of other banks, as well as other banks' cards at BRB terminals) | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | 5 USD |
| Business Development Bank |
Visa Virtual virtualresidents onlyVirtual privileges | USD | freefree (only when ordered via remote banking services) | free | not provided | — | 1% (min. 2 USD)Visa Direct to a Visa card of another bank: 1% of the amount, not less than 2 USD; between Visa BRB cards in the app: free | freeno insurance deposit |
| Davr Bank |
VISA CLASSIC Classic privileges | USD | 30 000 UZS | free | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | freeinsurance deposit (block): 0 $ |
| Davr Bank |
VISA INFINITE Infinite privileges | USD | 200 000 UZS | 30 USD/year | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | 200 USDinsurance deposit (block): 200 $ |
| Davr Bank |
VISA PLATINUM Platinum privileges | USD | 150 000 UZS | 5 USD/year | Davr Bank ATM: not specified on the page; bank cash desk: 0% | — | — | 50 USDinsurance deposit (block): 50 $ |
| Davr Bank |
HUMO-Visa co-badged card | UZS | 30 000 UZS | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | — | freeinsurance deposit: free |
| Davr Bank |
HUMO-Visa co-branded card (salary) | UZS | freefree | free | 0.5%Davr Bank ATM: 0,5%; cash desk: from 0% to 0,5% | — | — | freeinsurance deposit: free |
 InFinBank |
Visa Classic ZERO available to non-residents Classic privileges | USD | freefree; additional card: free | 12 USD/year | freeInfinBank ATMs and cash points: free | freeATMs of other banks in Uzbekistan: bank fee is free | freeVisa Direct: up to 1000 USD per month free, then 1%; transfer to InfinBank cards: free | 10 USDinsurance deposit 10 USD |
| InFinBank |
Visa Platinum ZERO available to non-residents Platinum privileges | USD | freefree; additional card: free | 60 USD/year | freeInfinBank ATMs and cash points: free | freeATMs of other banks in Uzbekistan: bank fee is free | freeVisa Direct: up to 3000 USD per month free, then 1%; transfer to InfinBank cards: free | 50 USDinsurance deposit 50 USD |
| InFinBank |
Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | — | not provided | 1% (min. 2 USD)Visa Direct: 1% of the amount, min. 2 USD; transfer to own and other InfinBank cards and from other banks' cards: free | 5 USDinsurance deposit 5 USD |
| Ipak Yuli Bank |
Visa Infinite (foreign currency) Infinite privileges | USD | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 59.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollars | — | 200 USDminimum deposit 200 US dollars |
| Ipak Yuli Bank |
Visa Infinite Sum Infinite privileges | UZS | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 840 000 UZS/year | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | 2 600 000 UZSminimum deposit 2 600 000 UZS |
| Ipak Yuli Bank |
Visa Kids (children's card) | UZS | 35 000 UZS35 000 UZS (office and remote banking) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Platinum (foreign currency) Platinum privileges | USD | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 5.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollars | — | 20 USDminimum deposit 20 US dollars |
| Ipak Yuli Bank |
Visa Platinum Sum Platinum privileges | UZS | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 84 000 UZS/year | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | — | 260 000 UZSminimum deposit 260 000 UZS |
| Ipak Yuli Bank |
Visa PUBG MOBILE | UZS | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Start (foreign currency) | USD | freefree (office and remote banking) | free | freeIpak Yuli ATMs and cash desks: no fee | 2.5% (min. 2 USD)/transaction2,5% of the amount, minimum 2 US dollars | — | freeno deposit |
| Ipak Yuli Bank |
Visa Start Sum | UZS | freefree (in office and online) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Visa Virtual (foreign currency) virtualVirtual privileges | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit |
| Ipak Yuli Bank |
Woman Card | UZS | freefree (at the office and online) (online in Ipak Yuli Mobile) | free | 1%/transactionIpak Yuli ATMs and cash desks: 1% of the amount | freeIpak Yuli Bank fee 0%; a third-party bank may charge a fee under its own tariffs | 0.75%/transactionin Ipak Yuli Mobile to cards of other banks: 0,75% of the amount; to Ipak Yuli Bank cards: no fee until 31.12.2026 | freeno minimum deposit |
| Ipak Yuli Bank |
Credit «Opportunity Card» residents only | UZS | freeFree (via remote banking) | free | 1%/transactionIpak Yuli ATM: 1% from own funds; 3% from credit funds; the service is not provided at cashiers | 1%/transactionATMs of other banks of the Republic of Uzbekistan: 1% from own funds; 3% from credit funds | 0.5%/transactioncard-to-card transfer: 0,5% from own funds; 2,5% from credit funds (the grace period does not apply) | freeno minimum deposit |
| Kapitalbank |
Visa Gold (USD) Gold privileges | USD | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance 0 UZS |
| Kapitalbank |
Visa Gold (UZS) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Visa Gold (with Braille font) Gold privileges | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freenon-reducible balance: free (0 UZS) |
| Kapitalbank |
Visa Gold (with Braille font) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freenon-reducible balance: free (0 UZS) |
| Kapitalbank |
Visa Gold Kids | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | — |
| Kapitalbank |
Visa Gold Kids | USD | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | — |
| Kapitalbank |
Visa Infinite Metal Edge Infinite privileges | UZS | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Visa Infinite Metal Edge Infinite privileges | USD | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none |
| Kapitalbank |
Visa Infinite Veneer Infinite privileges | UZS | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Visa Infinite Veneer Infinite privileges | USD | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none |
| Kapitalbank |
Visa Infinite multi-currency Infinite privileges | UZS | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Visa Infinite multi-currency Infinite privileges | USD | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Visa Infinite multi-currency Infinite privileges | EUR | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency Platinum privileges | UZS | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 90 000 UZSminimum balance 90 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency Platinum privileges | USD | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 90 000 UZSminimum balance 90 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency Platinum privileges | EUR | 100 000 UZS | 360 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 90 000 UZSminimum balance 90 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency (with Braille) Platinum privileges | USD | freefree | 60 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 50 000 UZSminimum balance 50 000 UZS |
| Kapitalbank |
Visa Platinum multi-currency (with Braille) Platinum privileges | UZS | freefree | 60 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 50 000 UZSminimum balance 50 000 UZS |
| Kapitalbank |
Visa Virtual USD virtualVirtual privileges | USD | freefree | free | not provided | — | 1% (min. 1 USD)Visa Direct to a Visa card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | freeminimum balance: none |
| Kapitalbank |
Visa Virtual UZS virtualVirtual privileges | UZS | freefree | free | not provided | — | 1% (min. 15 000 UZS)Visa Direct to another bank's Visa card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Microcreditbank |
VISA CLASSIC available to non-residents Classic privileges | UZS | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA CLASSIC available to non-residents Classic privileges | USD | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA GOLD available to non-residents Gold privileges | UZS | 50 000 UZS50 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA GOLD available to non-residents Gold privileges | USD | 50 000 UZS50 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
VISA INFINITE available to non-residents Infinite privileges | UZS | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
| Microcreditbank |
VISA INFINITE available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
| Microcreditbank |
VISA PLATINUM available to non-residents Platinum privileges | UZS | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
| Microcreditbank |
VISA PLATINUM available to non-residents Platinum privileges | USD | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Visa cards of other banks of Uzbekistan (Visa Direct): 1%; to cards of foreign banks: 1%; between Visa MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
| Xalq Bank |
Visa Baraka (social card) | UZS | freefree per the register of the National Agency for Social Protection; at the client’s request: 40 000 UZS; for teachers: 20 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); cash desk: withdrawal processing is free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 1%all transfers involving a Baraka card: 1% | freeno minimum deposit or initial contribution |
| Xalq Bank |
Visa Classic available to non-residents Classic privileges | USD | freeresidents and payroll project: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (general clause for Visa cards); Xalq banki cash desk: withdrawal processing is free; cash desk for a card in currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS200 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 400 000 UZSnon-residents: 400 000 UZS | 84 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | 180 USD180 USD or 2 500 000 UZS |
| Xalq Bank |
Visa Infinite available to non-residents Infinite privileges | UZS | 200 000 UZS200 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 400 000 UZSnon-residents: 400 000 UZS | 1 200 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | 2 500 000 UZS180 USD or 2 500 000 UZS |
| Xalq Bank |
Visa Platinum available to non-residents Platinum privileges | USD | 100 000 UZS100 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | 40 USD40 USD or 500 000 UZS |
| Xalq Bank |
Visa Platinum available to non-residents Platinum privileges | UZS | 100 000 UZS100 000 UZS (residents and non-resident employees of Xalq banki); non-residents: 200 000 UZSnon-residents: 200 000 UZS | 720 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | 500 000 UZS40 USD or 500 000 UZS |
| National Bank of Uzbekistan (NBU) |
Visa Champion available to non-residents | UZS | 50 000 UZSnon-residents: 2 000 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Champion available to non-residents | USD | 50 000 UZSnon-residents: 2 000 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Champion Virtual virtual | UZS | 10 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Champion Virtual virtual | USD | 10 000 UZS | free | — | 1%1% of transaction amount | freeup to 40 mln UZS per day and up to 200 mln UZS per month: free; from Visa to UZCARD: fee from 0,5%; to cards of other payment systems: no fee | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Classic available to non-residents Classic privileges | UZS | 100 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Classic available to non-residents Classic privileges | USD | 100 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Gold available to non-residents Gold privileges | UZS | 150 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Gold available to non-residents Gold privileges | USD | 150 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Infinite available to non-residents Infinite privileges | UZS | 200 000 UZSnon-residents: 5 000 000 UZS | 600 000 UZS/year | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 500 000 UZSminimum balance and initial contribution 500 000 UZS |
| National Bank of Uzbekistan (NBU) |
Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZSnon-residents: 5 000 000 UZS | 60 USD/year | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 50 USDminimum balance and initial deposit 50 USD |
| National Bank of Uzbekistan (NBU) |
Visa Platinum available to non-residents Platinum privileges | UZS | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Visa Platinum available to non-residents Platinum privileges | USD | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Payroll Visa Gold | UZS | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bank | free | — | 1%1% of transaction amount | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cards | freeno insurance deposit |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Gold co-brand available to non-residents Gold privileges | UZS | 600 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Gold co-brand available to non-residents Gold privileges | USD | 600 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Platinum co-brand available to non-residents Platinum privileges | UZS | 800 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
NBU-NAK Visa Platinum co-brand available to non-residents Platinum privileges | USD | 800 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Visa card (Visa Direct) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| Octobank |
Visa Classic Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD |
| Octobank |
Visa Classic Virtual virtualVirtual privileges | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
| Open Bank |
Openbank HUMO-Visa virtual card (co-badge) virtual | UZS | freefree | free | not provided: cash withdrawal from a virtual card is not possible | not provided: cash withdrawal from a virtual card is not possible | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Open Bank |
Openbank HUMO-Visa debit card (co-badge) | UZS | freefree | free | per the tariff of the servicing bank (the ATM/cash desk owner bank) | per the tariff of the servicing bank (the ATM/cash desk owner bank) | freeto Openbank cards and accounts: free; to cards and accounts of other banks: free up to 6 mln UZS per month, on the amount above the free limit 0,6% of the transaction | — |
| Orient Finans Bank |
OFB Kids Classic privileges | UZS | 35 000 UZSoffline: 35 000 UZS (15 000 UZS bank fee + 20 000 UZS card account top-up); online: 10 000 UZS (bank fee, top-up is optional) | free | freeOFB ATM and cash desk: free | 5 000 UZS/transaction5 000 UZS per transaction (Humo, Uzcard, within Uzbekistan) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Visa Classic available to non-residents Classic privileges | UZS | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Visa Classic available to non-residents Classic privileges | USD | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Visa Classic available to non-residents Classic privileges | EUR | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: Visa 1,5% (from 15 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Visa Infinite available to non-residents Infinite privileges | UZS | 200 000 UZS | 600 000 UZS/year | freeOFB ATM and cash desk: free | 1.5% (min. 30 000 UZS)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 2 000 000 UZSinsurance deposit 2 000 000 UZS |
| Orient Finans Bank |
Visa Infinite available to non-residents Infinite privileges | USD | 200 000 UZS | 60 USD/year | freeOFB ATM and cash desk: free | 1.5% (min. 3 USD)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 USDsecurity deposit 200 USD |
| Orient Finans Bank |
Visa Infinite available to non-residents Infinite privileges | EUR | 200 000 UZS | 60 EUR/year | freeOFB ATM and cash desk: free | 1.5% (min. 3 EUR)ATMs/terminals of Uzbekistan banks: Humo: 1,5% (from 3 USD / 3 EUR / 30 000 UZS); Uzcard: 1,5% (from 3 USD / 3 EUR / 30 000 UZS) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 EURsecurity deposit 200 EUR |
| Orient Finans Bank |
Visa Platinum available to non-residents Platinum privileges | UZS | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 250 000 UZSinsurance deposit 250 000 UZS |
| Orient Finans Bank |
Visa Platinum available to non-residents Platinum privileges | USD | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 USDinsurance deposit 25 USD |
| Orient Finans Bank |
Visa Platinum available to non-residents Platinum privileges | EUR | 65 000 UZSat a branch: 65 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5%; overall in Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 EURinsurance deposit 25 EUR |
| Orient Finans Bank |
Visa Virtual virtualVirtual privileges | UZS | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Visa Virtual virtualVirtual privileges | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| TBC Bank |
TBC Salom Visa Platinum privileges | UZS | freefirst (main) card: free; additional card: 30 000 UZS | free | freefree at ATMs of any bank up to 10 mln UZS per month per card; above that — at the ATM tariff | freefree up to 10 mln UZS per month for each card (the ATM fee is returned as bonuses); above that — at the ATM tariff | freeto TBC cards by card number/phone: free; to cards of other banks in the TBC UZ app: free up to 25 mln UZS per month, above that — 0.5%; in other apps — per the app's tariff | — |
| TBC Bank |
TBC Visa Virtual virtualVirtual privileges | USD | freefree | free | — | — | — | freeno deposit |
| Trustbank |
Visa Classic Classic privileges | USD | 40 000 UZS | — | 0.5%Trastbank cash points and ATMs: 0,5% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 20 USDnon-reducible balance (insurance deposit) 20 USD |
| Trustbank |
Visa Classic Virtual virtualVirtual privileges | USD | freefree | — | — | — | — | 5 USDnon-reducible balance (insurance deposit) 5 USD |
| Trustbank |
Visa Infinite Infinite privileges | USD | 200 000 UZS | 60 USD/year | 0.5%for Trastbank cards in the Trastbank network: 0,5% of the full amount | 1.5% (min. 3 USD)for Trastbank cards at other banks: 1,5%, minimum 3 USD | — | 200 USDsecurity deposit 200 USD |
| Trustbank |
Visa-HUMO co-badge | UZS | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
| Turonbank |
Visa Classic Classic privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USD |
| Turonbank |
Visa Gold Gold privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD |
| Turonbank |
Visa-Humo co-branded card (Visa currency part) | USD | 50 000 UZS | — | 0.5%0,5% for cashing out via Turonbank ATMs and terminals | 2%2% for cash withdrawal via terminals and ATMs of other banks | — | freeSecurity deposit 0$ |
| Turonbank |
International Visa Classic UZS Classic privileges | UZS | freefree | free | 1%Turonbank ATM: 1%; Turonbank cash desk: free | 1.5%1,5% + partner bank expenses | — | freeminimum balance (deposit) 0 UZS |
| Uzpromstroybank (SQB) |
Visa Classic available to non-residents Classic privileges | UZS | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Visa Classic available to non-residents Classic privileges | USD | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Visa Classic (credit) residents onlyClassic privileges | UZS | freefree | free | 1.9%WAY4 SQB ATM: from the credit limit 1,9%, from own funds 0,4% (from 5 000 UZS); non-WAY4 ATM: 1,9% / 0,5%; SQB cashier desk: 1,9% / 0% | 1.9%from the credit limit 1,9%; from own funds 1% | 1.9%to cards of other banks (international) from the credit limit 1,9%, from own funds 1%; to Uzcard/Humo of another bank: 1,9% / 0,5%; to SQB cards: 1,9% / 0% | freenot provided (insurance/non-reducible contribution — «mavjud emas») |
| Uzpromstroybank (SQB) |
Visa Infinite available to non-residents Infinite privileges | UZS | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Visa Infinite available to non-residents Infinite privileges | USD | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Visa Infinite (credit) residents onlyInfinite privileges | UZS | 600 000 UZS600 000 UZS (free for Premium office clients) | free | 1.9%WAY4 SQB ATM: from the credit limit 1,9%, from own funds 0,4% (from 5 000 UZS); non-WAY4 ATM: 1,9% / 0,5%; SQB cashier desk: 1,9% / 0% | 1.9%from the credit limit 1,9%; from own funds 1% | 1.9%to cards of other banks (international) from the credit limit 1,9%, from own funds 1%; to Uzcard/Humo of another bank: 1,9% / 0,5%; to SQB cards: 1,9% / 0% | freenot provided (insurance/non-reducible contribution — «mavjud emas») |
| Uzpromstroybank (SQB) |
Visa Platinum available to non-residents Platinum privileges | UZS | 200 000 UZSin bank offices: 200 000 UZS; via SQB Mobile: 100 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB teller: UZS — 1%, foreign currency — free | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 30 USDnon-reducible balance / insurance contribution 30 USD |
| Uzpromstroybank (SQB) |
Visa Platinum available to non-residents Platinum privileges | USD | 200 000 UZSin bank offices: 200 000 UZS; via SQB Mobile: 100 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB teller: UZS — 1%, foreign currency — free | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 30 USDnon-reducible balance / insurance contribution 30 USD |
| Uzpromstroybank (SQB) |
Visa Virtual virtualavailable to non-residents Virtual privileges | USD | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required |
| Uzpromstroybank (SQB) |
Visa Virtual virtualavailable to non-residents Virtual privileges | UZS | freefree | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | freenot required |
 Uzum Bank |
Uzum card (virtual) virtual | UZS | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
| Uzum Bank |
Uzum card (plastic) | UZS | freefree | free | freeUzum Bank ATMs: up to 10 mln UZS per month — 0%, over 10 mln UZS per month — 0,7% | 1%/transactionAKB Kapitalbank ATMs: 1% (Kapitalbank additionally charges 1,5% at ATMs marked UZCARD); other ATMs and cash desks: 1% | 0.5%/transactionto Visa of other banks of Uzbekistan: 0,5%; to Visa Uzum Bank, Visa and Mastercard of Kapitalbank: free; to Humo/Uzcard of any bank: 0,9%; to foreign banks (Visa Direct): 0,9%, but at least 0,99 USD; via SMP to another bank's account: 0,9% | freeno non-reducible balance; no minimum initial deposit |
| Hamkorbank |
Visa Classic available to non-residents Classic privileges | USD | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 USD)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 USD)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 US dollars (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD |
| Hamkorbank |
Visa Classic available to non-residents Classic privileges | EUR | freefree (including when ordered via the Hamkor Mobile app); free for non-residents | free | freeHamkorbank cash desk (USD) and Hamkorbank Uzcard ATMs (UZS): free | 2% (min. 2 EUR)2% of the amount (min. 2 USD) + the other bank's fee | 1% (min. 2 EUR)to Visa cards of other banks (Visa Direct / Visa+): 1% (min. 2 USD); to Hamkorbank Visa or UnionPay cards: free | free0 EUR (residents); non-residents 10 USD; Visa Exchange PayWave 5 USDnon-residents: 10 USD |
| Hamkorbank |
Visa Virtual virtualVirtual privileges | USD | freefree (in the Hamkor app, no documents needed) | free | — | — | 1% (min. 1 USD)to accounts of other Visa cards: 1% (min. 1 USD); to Hamkorbank Visa and UnionPay cards: free | freeminimum balance 0 US dollars |
| Hamkorbank |
Visa in UZS available to non-residents Classic privileges | UZS | freefree (application and reissue) | free | freeUzcard ATMs (incl. Hamkorbank): free up to 3 mln UZS per month, 1% above; Hamkorbank cashier: 1,5% | 1.5%ATMs (Humo) in Uzbekistan: up to 3 mln UZS per month 1,5%, over 3 mln UZS per month 2,5%; when withdrawing at another bank's ATM, the third-party bank's fee is added | freein the Hamkor app to UZCARD/HUMO and Visa Hamkorbank cards: up to 10 mln UZS per month free, above 10 mln UZS per month 1% | freeminimum balance 0 UZS |
| Hamkorbank |
Visa Classic credit card residents only | UZS | freefree (issuance and maintenance) | free | 3.9% (min. 26 000 UZS)ATMs: 3,9% (min. 26 000 UZS); cash desks: 5% | — | 3.9% (min. 26 000 UZS)transfer from card to cards of other banks (P2P, Visa Direct): 3,9% (min. 26 000 UZS) | freeno minimum balance |
Mastercard card online 99
| Bank | Card | Currency | Issuing | Maintenance per year | Withdrawal at own ATMs | Withdrawal at other ATMs | Card transfer | Deposit |
|---|---|---|---|---|---|---|---|---|
| AVO Bank |
AVO platinum (virtual) virtualresidents only | UZS | freefree | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum (debit, plastic) residents onlyPlatinum privileges | UZS | 59 000 UZS59 000 UZS (plastic card with free maintenance); virtual - free | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum (credit card) residents onlyPlatinum privileges | UZS | 59 000 UZSplastic card 59 000 UZS; virtual - free | 324 000 UZS/year | 8.9%from credit funds: 29 000 UZS + 8,9% of the amount; from own funds at an AVO ATM: 1% | 8.9%from credit funds: 29 000 UZS + 8,9%; from own funds: 1%; another bank may charge its own fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| AVO Bank |
AVO platinum payment sticker residents only | UZS | 79 000 UZS | 324 000 UZS/year | 1%1% of the transaction amount at an AVO bank ATM (from own funds) | 1%1% of the transaction amount; another bank may charge an additional fee | 0.5%in the AVO app: between own cards and accounts - free; to HUMO and UZCARD cards of other banks - 0,5%; transfer to a Mastercard card of another bank is not specified separately in the tariff | — |
| Asia Alliance Bank |
Mastercard Virtual virtual | USD | freefree | free | — | — | — | freeSecurity deposit 0 |
| Aloqabank |
Mastercard Platinum Platinum privileges | UZS | 50 000 UZS | free | 1%bank ATM: 1%; bank cashier: free up to 25 mln UZS per month, above that — 0,5% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | — | freeno insurance deposit |
| Aloqabank |
Mastercard Platinum Platinum privileges | USD | 50 000 UZS | free | 1%bank ATM: 1%; bank cash desk: free (POS terminals, USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)MasterCard Moneysend: between the bank's cards free; from a USD account to cards of other banks: 1%, min. 2 USD | freeno insurance deposit |
| Aloqabank |
Mastercard Standard Standard privileges | UZS | 30 000 UZS | free | 1%bank ATM: 1%; bank cashier: free up to 15 mln UZS per month, above that — 0,5% | 1% (min. 3 000 UZS)1%, min. 3 000 UZS | — | freeno insurance deposit |
| Aloqabank |
Mastercard Standard Standard privileges | USD | 30 000 UZS | free | 1%bank ATM: 1%; bank cash desk: free (POS terminals, USD account) | 1% (min. 1 USD)1%, min. 1 USD | 1% (min. 2 USD)MasterCard Moneysend: between the bank's cards free; from a USD account to cards of other banks: 1%, min. 2 USD | freeno insurance deposit |
| Anorbank |
ANOR BLACK available to non-residents Standard privileges | UZS | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD |
| Anorbank |
ANOR BLACK available to non-residents Standard privileges | USD | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5% (min. 1 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1% (min. 2 USD)/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD |
| Anorbank |
ANOR BLACK available to non-residents Standard privileges | EUR | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | 0.5%/transactionANORBANK cash desk: 0,5% (except funds received via conversion and deposit payouts) | 1.5%/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% (min. 1$) + fee of the servicing bank | 1%/transactionMoneysend to another foreign-currency MasterCard card: 1% (min. 2 USD); to a HUMO/UZCARD card of another bank of Uzbekistan: 0,5% | freeinsurance deposit for residents: nonenon-residents: 25 USD |
| Anorbank |
ANOR BLACK Virtual virtual | UZS | 5 000 UZS5 000 UZS incl. VAT | 15 000 UZS/year | — | — | — | freeinsurance deposit: none |
| Anorbank |
MASTERCARD MILLIY available to non-residents | UZS | 50 000 UZS50 000 UZS incl. VATnon-residents: 200 000 UZS | 25 000 UZS/year | freeANORBANK cash desk in UZS: 0% | 1.5% (min. 15 000 UZS)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1,5% of the amount (min. 15 000 UZS) + servicing bank fee | — | freeinsurance deposit for residents: nonenon-residents: 350 000 UZS |
| Anorbank |
MASTERCARD WORLD ELITE available to non-residents World Elite privileges | USD | 150 000 UZSnon-residents: 1 000 000 UZS | 60 USD/year | freeANORBANK cash desk: 0% | 1% (min. 25 USD)/transactionHUMO and Uzcard ATMs and terminals in UZS: 1% (min. 25) + fee of the servicing bank | — | 40 USDinsurance deposit 40 USDnon-residents: 200 USD |
| Asakabank |
MC Black Edition available to non-residents World Black Edition privileges | UZS | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZS | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 150 000 UZSinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZS |
| Asakabank |
MC Black Edition available to non-residents World Black Edition privileges | USD | 99 000 UZS99 000 UZS (main and additional)non-residents: 2 000 000 UZS | 537 600 UZS/year | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 15 USDinsurance deposit 150 000 UZS / 15 USDnon-residents: 3 000 000 UZS |
| Asakabank |
MC Platinum Platinum privileges | UZS | freefree (main and additional) | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freeinsurance deposit not provided |
| Asakabank |
MC Platinum Platinum privileges | USD | freefree (main and additional) | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freeinsurance deposit not provided |
| Asakabank |
MC World available to non-residents World privileges | UZS | freefree (main and additional)non-residents: 500 000 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 1% | 1.5%ATMs of other banks of Uzbekistan: Uzcard processing - free; Humo processing - 1,5%; cashier desks: Uzcard - free, Humo - 1,5%; foreign banks - 2% | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 50 000 UZSsecurity deposit 50 000 UZS (15 000 UZS for a payroll project)non-residents: 150 000 UZS |
| Asakabank |
MC World available to non-residents World privileges | USD | freefree (main and additional)non-residents: 500 000 UZS | the maintenance fee is not specified in the tariffs | 1%Asakabank ATM (Uzcard/Humo): 1%; Asakabank cash desk: 0% | 1.5%ATMs of other banks in Uzbekistan: Uzcard - free; Humo - 1,5%; foreign - 2% | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 5 USDinsurance deposit 5 USDnon-residents: 15 USD |
| Asakabank |
Mastercard virtual card virtual | UZS | freefree | the maintenance fee is not specified in the tariffs | — | — | 0.5%/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | 15 000 UZSnon-refundable balance on the account 15 000 UZS |
| Asakabank |
Mastercard virtual card virtual | USD | freefree | the maintenance fee is not specified in the tariffs | — | — | 0.5% (min. 2 USD)/transactionMoneySend to Mastercard cards in Uzbekistan: 0,5%, min. 2 USD; to cards issued abroad: 1%, min. 2 USD (incl. VAT) | freenon-refundable balance in foreign currency is not provided |
| Garant Bank |
Humo-Mastercard (co-badging) | UZS | 40 000 UZS40 000 UZS (incl. VAT) | free | 0.7%Garant bank ATM and cash desk: 0,7% | 1%another bank's ATM: 1% | 0.5%to cards of other banks (P2P): 0,5%; between Garant bank cards: 0,5%; between Garant bank e-wallets: free | — |
| Davr Bank |
Master Momentum | UZS | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
| Davr Bank |
Mastercard Standart Standard privileges | UZS | free0 UZS | free | 1.5%Davr Bank ATM: 1,5%; cash desk: from 0% to 0,3% | — | — | freeinsurance deposit: free |
| Ipak Yuli Bank |
Mastercard Platinum (foreign currency) Platinum privileges | USD | 100 000 UZSat the office: 100 000 UZS; in Ipak Yuli Mobile: 50 000 UZS | 5.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 1.5% (min. 2 USD)/transaction1,5% of the amount, minimum 2 US dollars | — | 20 USDminimum deposit 20 US dollars |
| Ipak Yuli Bank |
Mastercard Virtual (foreign currency) virtual | USD | freeFree (via remote banking) | free | not applicable to a virtual card | not provided | — | freeno deposit |
| Ipak Yuli Bank |
Mastercard World Elite World Elite privileges | USD | 500 000 UZSat the office: 500 000 UZS; in Ipak Yuli Mobile: 250 000 UZS | 119.88 USD/year | freeIpak Yuli ATMs and cash desks: no fee | 0.8% (min. 2 USD)/transaction0,8% of the amount, minimum 2 US dollars | — | 200 USDminimum deposit 200 US dollars |
| Kapitalbank |
Mastercard Black Edition Black Edition privileges | UZS | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Mastercard Black Edition Black Edition privileges | EUR | freefree | 4 800 000 UZS/year | freebank ATM: 0% up to 20 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none |
| Kapitalbank |
Mastercard Black Edition multi-currency Black Edition privileges | UZS | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Mastercard Black Edition multi-currency Black Edition privileges | USD | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Mastercard Black Edition multi-currency Black Edition privileges | EUR | 200 000 UZS | 780 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 195 000 UZSminimum balance 195 000 UZS |
| Kapitalbank |
Mastercard Gold (EURO) Gold privileges | EUR | freefree | free | bank ATM: dash in the tariff (not specified); bank cash desk: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard Gold (UZS) Gold privileges | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard Sum (with Braille) | UZS | freefree | free | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cash desk: up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance 0 UZS |
| Kapitalbank |
Mastercard World Elite Metal Edge World Elite privileges | UZS | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | freeminimum balance: none |
| Kapitalbank |
Mastercard World Elite Metal Edge World Elite privileges | EUR | freefree | 30 000 000 UZS/year | freebank ATM: 0% up to 50 mln UZS per month, 0,7% above; bank cash desk: 0% | 1%at the cash desk and ATM of another bank in the Republic of Uzbekistan: 1% + acquiring bank tariff | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | freeminimum balance: none |
| Kapitalbank |
Mastercard World Elite multi-currency World Elite privileges | UZS | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (UZS): up to and including 10 mln UZS: 1%; above 10 mln UZS: 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 15 000 UZS)MoneySend to another bank's Mastercard card in Uzbekistan: 1%, min. 15 000 UZS; to another bank's Uzcard/Humo: 1%; to own cards: 0-0,5% | 300 000 UZSminimum balance 300 000 UZS |
| Kapitalbank |
Mastercard World Elite multi-currency World Elite privileges | USD | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (USD): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 USD)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 USD; abroad: 1%, min. 3 USD | 300 000 UZSminimum balance 300 000 UZS |
| Kapitalbank |
Mastercard World Elite multi-currency World Elite privileges | EUR | 300 000 UZS | 1 200 000 UZS/year | freebank ATM: 0% up to 10 mln UZS per month, 0,7% above; bank cashier (EUR): 0% | 1%at the cash desk and ATM of another bank of the Republic of Uzbekistan: 1% | 1% (min. 1 EUR)MoneySend to a Mastercard card of another bank in Uzbekistan: 1%, min. 1 EUR; abroad: 1%, min. 3 EUR | 300 000 UZSminimum balance 300 000 UZS |
| Microcreditbank |
HUMO-MASTERCARD | USD | 40 000 UZS | free | — | — | — | — |
| Microcreditbank |
Mastercard Standard available to non-residents Standard privileges | UZS | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
Mastercard Standard available to non-residents Standard privileges | USD | 45 000 UZS45 000 UZS; for non-residents - 100 000 UZSnon-residents: 100 000 UZS | free | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | freeInsurance deposit not required |
| Microcreditbank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | UZS | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
| Microcreditbank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | USD | 150 000 UZS150 000 UZS; for non-residents - 300 000 UZSnon-residents: 300 000 UZS | 12 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 5 USDinsurance deposit 5 USD |
| Microcreditbank |
Mastercard World Elite available to non-residents World Elite privileges | UZS | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | — | 1%at ATMs and cash desks of Uzbek banks via local payment systems (in UZS): 1% (an additional fee from the servicing bank is possible) | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
| Microcreditbank |
Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS200 000 UZS; for non-residents - 400 000 UZSnon-residents: 400 000 UZS | 48 USD/year | freeat MKBank terminals with a card issued by MKBank (in US dollars): free | — | 1%to Mastercard cards of other banks of Uzbekistan (MoneySend): 1%; to cards of foreign banks: 1%; between Mastercard MKBank cards: free; to cards of local payment systems of Uzbekistan (Uzcard/Humo): 0,5% | 20 USDinsurance deposit 20 USD |
| Xalq Bank |
Mastercard Standard available to non-residents Standard privileges | USD | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard Standard available to non-residents Standard privileges | UZS | freeXalq banki resident and non-resident employees: free; non-residents: 120 000 UZSnon-residents: 120 000 UZS | free | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | USD | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | EUR | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 60 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Black Edition available to non-residents World Black Edition privileges | UZS | 100 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 100 000 UZS; non-residents: 200 000 UZSnon-residents: 200 000 UZS | 720 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 200 000 UZS; non-residents: 400 000 UZSnon-residents: 400 000 UZS | 120 USD/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in foreign currency: free | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | — | freeno minimum deposit or initial contribution |
| Xalq Bank |
Mastercard World Elite available to non-residents World Elite privileges | UZS | 200 000 UZSfree if salary is credited to Xalq banki cards, or with a credit turnover of 20 mln UZS or more over the last month on a Xalq banki card (non-salary), or with an online term deposit at Xalq banki of 30 mln UZS or more; otherwise 200 000 UZS; non-residents: 400 000 UZSnon-residents: 400 000 UZS | 1 440 000 UZS/year | 1.5%Xalq banki ATM: 1,5% (common clause for Visa and Mastercard cards); Xalq banki cashier: withdrawal processing is free; cashier for a card in UZS: 1% | freeATMs and cash desks of other banks in Uzbekistan: Xalq banki processing fee is free | 0.25%to Humo/Uzcard cards of other banks in the Xazna app: 0.25%; between Xalq banki Visa/Mastercard cards: free; from Humo/Uzcard to this card: free; to e-wallets: free | freeno minimum deposit or initial contribution |
| National Bank of Uzbekistan (NBU) |
Mastercard Gold available to non-residents Gold privileges | UZS | 120 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Gold available to non-residents Gold privileges | USD | 120 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Platinum available to non-residents Platinum privileges | UZS | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Platinum available to non-residents Platinum privileges | USD | 220 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Standard available to non-residents Standard privileges | UZS | 70 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Standard available to non-residents Standard privileges | USD | 70 000 UZSnon-residents: 2 000 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard Virtual virtual | USD | 10 000 UZS | — | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | freeno insurance deposit/minimum balance |
| National Bank of Uzbekistan (NBU) |
Mastercard World Elite available to non-residents World Elite privileges | UZS | 200 000 UZSnon-residents: 2 000 000 UZS | 600 000 UZS/year | — | 1%1% of transaction amount | 1%to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 500 000 UZSminimum balance and initial contribution 500 000 UZS |
| National Bank of Uzbekistan (NBU) |
Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZSnon-residents: 2 000 000 UZS | 60 USD/year | — | 1%1% of transaction amount | 1% (min. 1 USD)to another bank's Mastercard card (Mastercard Send) at Milliy: 1%, min. 1 USD; to NBU cards: free; to other banks' UZCARD cards: 0,5% | 50 USDminimum balance and initial deposit 50 USD |
| National Bank of Uzbekistan (NBU) |
Salary Mastercard Gold | UZS | under the salary project: per the tariffs of the card type (Gold) or free at the initiative of the bank | free | — | 1%1% of transaction amount | free0% for transfers (P2P) via Milliy to UZCARD and HUMO cards | freeno insurance deposit |
| Octobank |
Mastercard Gold AviaSales Gold privileges | USD | freefree (identification in the office); 12 000 UZS with remote identification | free | 1.5%/transactionOctobank ATM: 1,5%; Octobank cash desk: free | 2.3% (min. 1.8 USD)/transaction2,3% (min. 1,8 USD incl. VAT); other bank's cash desk - same | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 5 USDminimum balance 5 USD |
| Octobank |
Mastercard Standard Virtual virtualavailable to non-residents | USD | freefree | free | freeOctobank cash desk: free; Octobank ATM is not specified separately | 2.5% (min. 1.8 USD)/transaction2,5% (min. 1,80 USD incl. VAT); including HUMO and UzCard ATMs | 1% (min. 2.4 USD)/transactionVisa Direct to a Visa card of another Uzbek bank: 1% (min. 2,40 USD); between Octobank cards via Octo-Mobile: free | 0.25 USDminimum balance 0,25 USDnon-residents: 10 USD |
| Octobank |
Mastercard Standard Virtual virtual | UZS | freefree | free | 1%/transactionOctobank cash desk: 1%; Octobank ATM is not stated separately | 1% (min. 1 200 UZS)/transaction1% (min. 1 200 UZS incl. VAT) | 1%/transactionVisa Direct to a Visa card of another bank of Uzbekistan: 1% (min. 2,40 USD); to a Uzcard/Humo card of another bank in Octo-Mobile: 0,5% | 12 000 UZSminimum balance 12 000 UZS |
| Orient Finans Bank |
Mastercard Black Edition available to non-residents Black Edition privileges | UZS | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD |
| Orient Finans Bank |
Mastercard Black Edition available to non-residents Black Edition privileges | USD | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD |
| Orient Finans Bank |
Mastercard Black Edition available to non-residents Black Edition privileges | EUR | 100 000 UZS | 36 USD/year | freeOFB ATM and cash desk: free | 1%Humo: 1%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 50 USDinsurance deposit 50 USD |
| Orient Finans Bank |
Mastercard Gold available to non-residents Gold privileges | UZS | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 250 000 UZSinsurance deposit 250 000 UZS |
| Orient Finans Bank |
Mastercard Gold available to non-residents Gold privileges | USD | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 USDinsurance deposit 25 USD |
| Orient Finans Bank |
Mastercard Gold available to non-residents Gold privileges | EUR | 65 000 UZSat a branch: 65 000 UZS; online/in the app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5%Humo: 1,5%; Uzcard: 1,5% (from 5 000 UZS); overall in Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 25 EURinsurance deposit 25 EUR |
| Orient Finans Bank |
Mastercard Standard available to non-residents Standard privileges | UZS | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 15 000 UZS)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 15 000 UZS) | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0 UZS) |
| Orient Finans Bank |
Mastercard Standard available to non-residents Standard privileges | USD | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 USD)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 USD) | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard Standard available to non-residents Standard privileges | EUR | 30 000 UZSat a branch: 30 000 UZS; in the OFB mobile app: 0 UZS | free | freeOFB ATM and cash desk: free | 1.5% (min. 2 EUR)Humo: 1,5% (from 15 000 UZS); Uzcard: 1,5% (from 5 000 UZS); across Uzbekistan overall: 1,5% (from 2 EUR) | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard Virtual virtual | UZS | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard Virtual virtual | USD | freefree (in the OFB app and on the website) | free | not provided (virtual card without a physical carrier) | — | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | freeno insurance deposit required (0) |
| Orient Finans Bank |
Mastercard World Elite available to non-residents World Elite privileges | UZS | 200 000 UZS | 600 000 UZS/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 20 000 UZS)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 2 000 000 UZSinsurance deposit 2 000 000 UZS |
| Orient Finans Bank |
Mastercard World Elite available to non-residents World Elite privileges | USD | 200 000 UZS | 60 USD/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 2 USD)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 USDsecurity deposit 200 USD |
| Orient Finans Bank |
Mastercard World Elite available to non-residents World Elite privileges | EUR | 200 000 UZS | 60 EUR/year | freeOFB ATM and cash desk: free | 1.5%ATMs/terminals of Uzbekistan banks: Humo: 1,5%; Uzcard: 1,5%; overall across Uzbekistan: 1,5% | 1% (min. 2 EUR)transfer to a card of a third-party bank (Visa/UPI/MC): 1%, not less than 2 USD / 2 EUR / 20 000 UZS; between OFB cards free | 200 EURsecurity deposit 200 EUR |
| TBC Bank |
TBC Osmon (World Mastercard, credit) World privileges | UZS | freefree | free | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; the ATM fee is charged separately; the interest-free period does not apply to withdrawals (interest at the cash withdrawal rate) | 3% (min. 90 000 UZS)card fee 3%, but not less than 90 000 UZS; plus the fee of the ATM-owning bank | 3.9%3,9% of the transaction amount (transfer to other cards by card number or phone); the interest-free period does not apply to transfers | — |
| Trustbank |
MasterCard Gold Gold privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 10 USDnon-reducible balance (insurance deposit) 10 USD |
| Trustbank |
MasterCard Standard Standard privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 5 USDnon-reducible balance (insurance deposit) 5 USD |
| Trustbank |
MasterCard Standard - Exchange Standard privileges | USD | freefree | — | 0.3%for Trastbank cards in the Trastbank network: 0,3% of the full amount | 1%for Trastbank cards at other banks: 1% of the full amount | — | 5 USDnon-reducible balance (insurance deposit) 5 USD |
| Trustbank |
MasterCard Standard Virtual virtual | USD | freefree | — | — | — | — | 5 USDnon-reducible balance (insurance deposit) 5 USD |
| Trustbank |
MasterCard World Elite World Elite privileges | USD | 200 000 UZS | 60 USD/year | — | — | — | 200 USDsecurity deposit 200 USD |
| Trustbank |
UzCard-MasterCard co-badge | UZS | 30 000 UZS | — | 1%for Trustbank cards at bank terminals: 1%; via ATMs: 1% (of the full amount) | — | 0.3%/transactionTrastpay (P2P): to a Trastbank card 0%; to another bank's card 0,3%; from another bank's card 0,5%; via Payme 1% | freeinsurance deposit and other initial contributions are not charged |
| Turonbank |
Mastercard Gold Gold privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD |
| Turonbank |
Mastercard Standard Standard privileges | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 10 USDminimum balance (insurance/«irreducible» deposit) 10 USD |
| Turonbank |
Mastercard turist.uz co-branded card | USD | 50 000 UZS | free | 0.5%0,5% of transaction amount | 2%2% + partner bank's expenses | — | 20 USDminimum balance (insurance/«irreducible» deposit) 20 USD |
| Uzpromstroybank (SQB) |
Mastercard Black Edition available to non-residents Black Edition privileges | UZS | 500 000 UZSin bank offices: 500 000 UZS; via SQB Mobile: 250 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | 60 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Mastercard Black Edition available to non-residents Black Edition privileges | USD | 500 000 UZSin bank offices: 500 000 UZS; via SQB Mobile: 250 000 UZS; non-residents (in offices): 700 000 UZSnon-residents: 700 000 UZS | 60 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Mastercard World available to non-residents World privileges | UZS | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Mastercard World available to non-residents World privileges | USD | 50 000 UZSin bank offices: 50 000 UZS; via SQB Mobile: 25 000 UZS; non-residents (in offices): 500 000 UZSnon-residents: 500 000 UZS | free | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cashier: UZS — 1%, foreign currency — 0,5% | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 5 USDnon-reducible balance / insurance contribution 5 USD |
| Uzpromstroybank (SQB) |
Mastercard World Elite available to non-residents World Elite privileges | UZS | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
| Uzpromstroybank (SQB) |
Mastercard World Elite available to non-residents World Elite privileges | USD | 1 200 000 UZSat bank offices: 1 200 000 UZS; via SQB Mobile: 600 000 UZS; non-residents (at offices): 2 000 000 UZSnon-residents: 2 000 000 UZS | 72 USD/year | 0.5%ATM/terminal in Uzbekistan: 0,5% (issuer fee); SQB cash desk: free (in national and foreign currency) | 0.5%ATM of another bank in Uzbekistan: 0,5% (issuer fee) + possible fee of the ATM-owning bank | 1.5%SQB Mobile to other banks' international cards (Visa/Mastercard): 1,5%; to SQB cards: 0%; to another bank's Uzcard/Humo: 0,5% | 50 USDnon-reducible balance / insurance contribution 50 USD |
Card selections
Frequently asked questions
Which banks let me open a card online?
29 banks list website or app applications: Agrobank, Aloqabank, Anorbank, Apex Bank, Asakabank, Asia Alliance Bank, AVO Bank, Bank Saderat Tashkent, Business Development Bank, Davr Bank, Garant Bank, Hamkorbank, Hayot Bank, InFinBank, Ipak Yuli Bank, Ipoteka Bank, Kapitalbank, Microcreditbank, National Bank of Uzbekistan, Octobank, Open Bank, Orient Finans Bank, TBC Bank, Tenge Bank, Trustbank, Turonbank, Uzpromstroybank, Uzum Bank, Xalq Bank. 366 cards in total.
Do I have to visit a bank to get a card?
89 of 366 are issued online only. Others also list other channels such as a branch. The bank may ask you to verify your identity, and a plastic card can be picked up or delivered (delivery is listed for 153).
Can I open a card online for free?
Banks list free issuing for 135 of 366 cards on this page. Terms and other fees are in the table.